Rewards credit cards come in two main varieties: cash-back cards and travel cards. Cash-back cards pay you back a percentage of the amount of each transaction. Travel rewards credit cards give you points or miles for each dollar you spend; you redeem those rewards for free flights, hotel stays and more. No single rewards credit card is right for everyone. It`s all about how you spend money and what kind of rewards you value. Check out our Nerd-reviewed picks below and apply today to start earning in no time.
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Wells Fargo Active Cash® Card: Best for Cash back — high flat rate + incentives
Capital One Venture Rewards Credit Card: Best for Flat-rate travel rewards
Chase Freedom Unlimited®: Best for Cash-Back Pairing with Chase Sapphire Preferred®
Chase Sapphire Preferred® Card: Best for Airline Miles and a Large Bonus
What type of rewards card is right for you?
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Unlimited Cash Back on purchases.
2%
$0
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
2%
$0
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.
Miles on every purchase, every day.
2x-5x
$95
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
2x-5x
$95
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Cash back on travel purchased through Chase Travel (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel.
Cash back on drugstore purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on drugstore purchases.
Cash back on dining at restaurants, including takeout and eligible delivery services (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 3% cash back on dining at restaurants, including takeout and eligible delivery services.
Cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy unlimited 1.5% cash back on all other purchases.
1.5%-5%
$0
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
1.5%-5%
$0
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
Points on travel purchased through Chase Travel℠.
Points on dining.
Points on select streaming services.
Points on online groceries.
Points on all other travel purchases.
Point on all other purchases.
1x-5x
$95
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
1x-5x
$95