4 Quirky Credit Cards That Actually Exist

Carry your heart in your wallet with these offbeat credit cards that play to your obscure interests.
Sara Rathner
By Sara Rathner 
Edited by Erin Hurd

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Sure, thousands of credit cards offer cash back or travel rewards, but a smaller subset of cards are designed to speak to your passions. They may not be as rewarding as some of the more conventional credit cards available, but what you'll lack in points, you’ll make up for in heart.

In some cases, these cards offer extra rewards for highly specific purchases. Others provide perks that may have absolutely nothing to do with the picture on the card. But either way, they’re sure to make a statement.

For the outdoors enthusiast: the Ducks Unlimited Rewards Visa® Card

Ducks Unlimited Rewards Visa® Card
NerdWallet rating 

A portion of every purchase you make with the Ducks Unlimited Rewards Visa® Card is donated to Ducks Unlimited's efforts to preserve wildlife habitat and hunting grounds by replanting forests and restoring grasslands and watersheds.

Otherwise, the $0-annual-fee card, which is issued by the First National Bank of Omaha, earns a flat 1.5% cash back. Redeem rewards for cash back (as a statement credit, deposit into a bank account or mailed check), travel, gift cards, merchandise and more.

Previously, you could earn 5% cash back at gas stations and sporting goods stores, but the card was revamped in the spring of 2020 to eliminate this benefit. Wildlife 1, gas-guzzling SUVs 0.

For the wrestling fan: the WWE Credit Card

The WWE Credit Card is designed for WWE fans who are also building credit. It earns 1% cash back on:

  • Eligible gas and grocery purchases. 

  • Monthly cell phone, internet, cable, and satellite TV services.

Plus, you can earn up to 10% cash back on purchases with participating retailers. Holders of the card, issued by Credit One Bank, get a minimum credit line of $300, with the possibility of credit line increases based on your card use.

There don’t seem to be any WWE-specific benefits to this card, though, and it comes with an annual cost. Get ready to rumble with a $39 annual fee if you have average credit, or $75 for the first year and $99 per year after that (billed monthly at $8.25 per month) if you’re rebuilding credit. Watch out for the interest rate, which as of this writing is 29.24% variable APR.

For the figurine collector: the Precious Moments Visa Signature Rewards Credit Card

A highly specific subset of home decorators are those who build a collection of breakable trinkets over several decades, hiding them behind glass to protect them from dust and small children.

For such collectors, there’s the Precious Moments Visa Signature Rewards Credit Card — yes, as in the maker of the twee collection of figurines depicting childlike people doing decidedly adult things, like getting married, announcing pregnancies and graduating from school.

It’s a cash-back card with a sign-up bonus of sorts that covers less than 25% of the typical cost of a Precious Moments figurine. Use the card within 90 days of opening the account and you’ll receive a $10 Precious Moments online gift code. Otherwise, earn:

  • 3% cash back at coffee shops, fast-food restaurants and on ridesharing services.

  • 2% cash back at gas stations and restaurants.

  • 1% cash back on everything else.

You can also redeem rewards for a statement credit, travel, merchandise and more.

For the gamer: the PlayStation Visa Credit Card

The PlayStation Visa Credit Card, issued by Comenity Bank, is a $0-annual-fee card that rewards PlayStation-related spending (among other things) and lets you redeem those rewards for more PlayStation-related spending (among other things). Earn:

  • 5 points per $1 on PlayStation purchases, including games, consoles, accessories and subscriptions.

  • 5 points per $1 when you buy Sony products at authorized retailers, but you have to submit a Sony Rewards bonus points form. If you don’t, you’ll only earn the base rate of 1 point per $1.

  • 3 points per $1 on internet and cable services.

  • 2 points per $1 at restaurants, fast food, takeout and delivery.

  • 1 point per $1 on all other purchases.

Redeem for merchandise, including games and electronics, or event tickets. Through Dec. 31, 2023, new cardholders can earn a $100 statement credit if they spend $400 within 60 days of account opening.

Niche credit card graveyard

Let's have a brief moment of silence for these offbeat cards that have come, but have sadly also gone. Really.

  • Garfield Visa with Rewards.

  • Christmas Tree Shops andThat! Mastercard Credit Card.

  • Star Trek Credit Card, by NASA Federal Credit Union.

  • Hello Kitty Credit Card.

  • International Brotherhood of Magicians Rewards Visa Card.

  • World of Warcraft Rewards Visa Card.

  • The Kentucky Derby Platinum Plus Visa Card.

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