Best Credit Cards for Gamers

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A credit card can be the real-life equivalent of a level-up tool or weapon in your favorite video game — a master sword that can help you slash costs. This is true whether you're looking to redeem rewards for games or save money on interest when buying a console.
Ready, Player One? Here are some of the best credit card options for gamers.
» EXPLORE: Best credit cards for entertainment spending
Top cards for gamers
- Bluevine Business Checking
- What is a Form W-4?
- What is an estate tax?
- Life insurance buying guide
- What is a bond?
- What is Upwork?
- What is Form 1040?
- How to get the best home insurance
- What is loan-to-value ratio?
- What is the mortgage interest deduction?
- What are closing costs?
- What is the earned income tax credit (EITC)?
- What is bill pay?
- What is a budget planner?
- Our Take
- Checking account vs. savings account
- What is an inheritance tax?
- What is the average stock market return?
- » This offer has expired
- What is an emergency fund?
- What is the sales tax deduction?
- Is money tight?
- See how to get your business started quickly
- Quickbooks Online
- What’s the difference between stocks and bonds?
- What is the FIRE movement?
- What is mortgage pre-qualification?
- What is debt factoring?
- What is a home equity line of credit?
- 1. Credit card companies could re-tighten their belts
- 2. Interest-lowering options will be popular
- 3. Security remains top of mind
- 4. Rewards may focus on specific merchants and lifestyle perks
- 5. Tools will help you track spending and subscriptions
- How much should you spend on rent? Try the 30% rule
- How to calculate debt-to-income ratio
- What is an angel investor?
- What is cost basis?
- How do capital gains taxes work on real estate?
- What is an IRS 1099 form?
- What is a fiduciary?
- What is a capital gains tax?
- Renewable energy stocks
- How much can I deduct?
- 2022 federal income tax brackets
- What is a tax deduction?
- Best tax software providers
- How to use a savings goal calculator
- What is withholding tax?
- Getting to Houston
- What is a brokerage account?
- Why would you want a credit limit increase?
- Investment calculator
- Determining how much mortgage I can afford
- What is married filing separately?
- 1. The home office deduction
- 1. Determine if you need to file
- How much down payment is needed for a business loan?
- What are the IRS mileage rates for 2023?
- What is a Roth 401(k)?
- Super Bowl season
- What is an authorized user on a credit card?
- What is a REIT?
- What is the Secure Act of 2020?
- What are prepaid debit cards?
- Are game show winnings taxable?
- What’s to gain from booking your 2023 spring break now?
- How an IRA works
- Free financial advice
- What is a custodial Roth IRA?
- What type of income is not taxable?
- 401(k) contribution limits in 2022 and 2023
- Key takeaways
- Potential for muted impact on mortgage rates
- What is short selling?
- What is the child tax credit?
- 7 of the best apps to make money
- What is the 83(b) election?
- Why would my credit score drop after paying off debt?
- How much do solar panels cost for homes?
- What are financial boundaries?
- 8 ways to get the best deals online
- Where they’re based and where they fly
- Is 100 points realistic?
- How to fill out Form 1040
- The Federal Trade Commission’s budget worksheet
- Where to exchange currency in the U.S. before your trip
- Journey Student Rewards from Capital One vs. Discover it® Student Cash Back: The basics
- 2023 standard tax deduction
- When to apply for Social Security
- Partner airlines and how to redeem
- 6 things to know about United's delayed flight compensation
- What is Amazon Prime?
- 1. Open an account at a different bank
- Do Roth IRAs have an early withdrawal penalty?
- What is the Student Aid Report?
- How much can you contribute to a 401(k)?
- Savings calculator tip
- LendingClub business checking is best for small-business owners who:
- How voluntary repossession works
- When to choose a Hilton credit card
- How to get paid on YouTube
- What is net worth?
- 1. Find a payment strategy or two
- What are dividend stocks?
- What does this value mean?
- Match asset location and investment choice
- Pros & Cons
- What does Nationwide travel insurance offer?
- 21 Small-business tax deductions
- What to know about personal loans:
- Is an inheritance taxable?
- Is an airline card right for me?
- How much to save in your emergency fund
- Here's how much you have to make to file taxes
- Tax filing status options
- What should I know when choosing CDs?
- What is life insurance?
- Mortgage rates fall along with inflation
- What is a cash-back app?
- Financial coach definition
- How to start a vending machine business in 6 steps
- 1. Identify your client
- 1. Borrow money at a better interest rate
- All about the Schumer box
- Alaska Airlines
- Food and drink
- Step 1: Check your credit
- Why is cost basis important?
- What is a 1099 form used for?
- Buying an existing business checklist
- The best budget apps
- Who is a fiduciary, and what do they do?
- Most business grants are taxable
- You do need to use credit
- How to fill out a W-4
- Exchange it online for one you do want
- Who qualifies for the home office deduction
- Car insurance definitions
- How balance transfers work
- How does an estate tax work?
- What is a tax credit?
- What is the lowest credit score to buy a house?
- 1. Open an IRA
- 1. Learn your interest rates and pay off highest-rate cards first
- California state income tax rates and tax brackets
- What are the best retirement plans for you?
- How to budget money
- The cost of one-year, two-year and executive MBA programs
- Institutions with low or no overdraft fees
- How does a home equity loan work?
- December saw a record drop in used-car prices
- When is a payment marked late on credit reports?
- The main differences between Premium Plus vs. Economy Plus
- Applications climbed, but denial and approval rates held steady
- How married filing separately works
- How the mortgage interest deduction works
- Brace for another year of high interest rates — and prices
- Protect your wallet with sufficient liability coverage
- Where's my refund? Track your IRS tax refund status
- Small-business grants for veterans
- How much does a wire transfer cost?
- First, some background and a caveat
- Create a budget plan that works for you
- Roth IRA income and contribution limits 2022 and 2023
- Services
- Main differences between basic economy vs. main cabin
- Best day to book a flight
- Income, expenses and debt
- Business Loan Down Payments 101
- American opportunity credit
- New York state income tax rates and tax brackets
- Pell Grant limit 2022-23
- What is a co-signer?
- Is REPAYE right for you?
- What are checking and savings accounts used for?
- Best ways to invest in real estate
- The most popular surveys for cash apps of 2023
- What is a bonus?
- When airline credit cards are worth it
- Preparing to buy tips
- What’s deductible
- The right time to ask for a credit limit increase
- What is Disney Vacation Club?
- Working with a buyer's agent to purchase a FSBO home
- Funding a business with personal vs. business credit cards
- How to start a transportation business in 8 steps
- What does a real estate lawyer do?
- SBA 7(a) vs. 504 loan comparison: Which is right for you?
- Average car loan interest rates
- Carry-on only travel tips
- But first: Book the right flights from the get-go
- How to contact IRS customer service
- Key takeaways
- 1. Save money
- How does a trade-in reduce sales tax?
- Where to find a first-time car buyer program
- Set your car payment budget
- Best banks and credit unions:
- The cheapest car insurance
- You need to build credit
- How to calculate your credit utilization ratio
- Does your life insurance have cash value?
- How to claim tax deductible donations on your tax return
- 2023 federal income tax brackets
- The Sapphire cards, side by side
- 50/30/20 budget calculator
- Who pays withholding tax?
- How debt consolidation can affect your credit
- 1. Do some basic stock analysis
- Only send money to people you know
- Fed rate increases mean higher CD rates
- When to refinance your car loan
- 1. There are two basic Best Buy credit cards
- 1. Offers vary by Visa tier
- How the standard deduction works
- Affordable unlimited plans for the average user
- USAA home insurance star rating
- Nationwide home insurance star rating
- Know how much data you use
- How much are closing costs?
- In this article
- How does the earned income tax credit work?
- What are the benefits of Amazon Prime?
- How does bill pay work?
- ASPCA pet insurance
- How to calculate a mileage deduction
- What does this value mean?
- The latest benefits of the Chase Sapphire Reserve® card
- Round-trip vs. one-way flights when booking revenue fares
- Services available at credit counseling agencies
- Roth 401(k) vs. 401(k): Where they differ
- How to migrate from Coinbase Pro
- Calculator: Convert United Airlines miles to dollars
- When exactly will payments resume?
- 1. You won’t pay an annual fee, but you do need to be a Co-op member
- Secure Act major provisions and 8 moves to consider
- What was the FFEL Program?
- What kind of taxes will you have to pay for winning money on a game show?
- State Farm home insurance star rating
- Why do I need an emergency fund?
- Cheapest full coverage insurance companies
- Laying the groundwork for buying and selling
- Taxes on 401(k) contributions
- Housing
- Best cash-back apps of 2022
- Some of our top overall institutions of 2023
- How to estimate your home insurance
- Quick facts about Roth IRAs for kids
- Three consequences of a 401(k) early withdrawal or cashing out a 401(k)
- Fees
- How does debt factoring work?
- The best money-making apps
- Roth IRA income limits
- Why are loyalty programs cutting off elite status in 2023?
- TaxAct's prices
- When to track cost basis
- How much do Instagram influencers make?
- BEST STORE CARDS
- MetLife Pet Insurance
- 1. Home equity line of credit, or HELOC
- How many credit cards is too many or too few?
- Why buy dividend stocks?
- How to use the car affordability calculator
- A tool to be used judiciously
- How to get TSA PreCheck for free
- A quick note on how to choose tax software ...
- Current Discover bonus categories
- How to make money on Upwork
- What is an assumable mortgage?
- Will student loan forbearance be extended?
- What makes a stock a blue chip?
- The best homeowners insurance in Texas
- The best life insurance for seniors in February 2023
- Why wouldn’t you want a credit limit increase?
- How to use NerdWallet’s investment return calculator:
- How we got here
- What is Cash App?
- 2. Add a joint owner
- Early withdrawals of Roth IRA contributions
- Where can you get the Student Aid Report?
- Pros and cons
- What is the average American net worth?
- 1. Home office deduction
- Table of Contents
- What does Nationwide travel insurance cost and include?
- Nationwide pet insurance
- There's no shame in having money shame
- Dozens of companies are tracking us
- What is a personal loan?
- How do REITs work?
- The Hartford/AARP home insurance star rating
- Head of household
- Credit cards with no balance transfer fees
- What does a financial coach do?
- Choose which cryptocurrency to buy
- How minimum payments are calculated
- 2. Build your subject matter knowledge
- Does Southwest charge to change flights?
- 2. Qualify for the best credit card deals
- Axos business checking is best for small-business owners who:
- Employer match
- Compare car insurance rates
- Tax prep basics
- Wells Fargo Active Cash® Card
- Home prices fall but don't crash
- How to short a stock
- Who qualifies for the child tax credit?
- Citi Simplicity® Card: Forgiveness for the forgetful
- What is short-term capital gains tax?
- Are COVID-19 relief grants taxable?
- Does spending more money build credit faster?
- Understanding your required coverages
- 2. Think about how Meta aligns with your investing goals
- What is an overdraft fee?
- NerdWallet’s budget worksheet
- How do you calculate a home equity loan?
- H&R Block's prices
- How to invest in stocks in six steps
- The timeline to lower inflation
- How do you calculate closing costs on a house?
- The cost of replacing a stolen catalytic converter
- Think about how much you'll need in retirement
- New York Life insurance
- Best day to fly
- How do the cards' features compare?
- 1. There are two versions of the card
- Calculator: Convert HawaiianMiles to dollars
- Take a longer-term view
- Guardian Life insurance
- Who benefits from becoming an authorized user?
- How to start a business with a friend: What to do
- Top credit cards you can use instantly after approval
- How are bonuses taxed?
- Prepaid debit cards vs. regular debit cards
- Charging at home
- What tax bracket will you be in after winning your money?
- Benefits of an IRA
- 2% inflation still a stretch goal
- How they compare at a glance
- Hippo home insurance star rating
- How long does it take to cash out a 401(k) after leaving a job?
- Work out how much of your income should go to rent with the 50/30/20 rule
- How angel investing works
- Points: Spending rewards
- Ways to calculate cost basis
- Who gets a 1099 form?
- Mint, for just about everything
- Fiduciary financial advisors
- How to make money online
- What Biden has done for borrowers so far
- Why are financial boundaries important?
- Globe Life insurance
- What is the 50/30/20 rule?
- HODLing as an investment strategy
- How to meet your monthly savings goal
- How withholding taxes are calculated
- Our take
- Use cash and credit cards in higher-risk situations
- Interest rates still hamper used-car affordability
- How we ranked the top life insurers
- How do I know there's a late payment on my credit report?
- The best home insurance companies of 2023
- How to consolidate your debt
- Student loans
- How do I load money on Cash App?
- Wire transfer fees by financial institution
- 2. Health insurance (maybe)
- Chase Ultimate Rewards®: The basics
- What to expect with a credit score simulator
- Savings calculator help
- Monthly budget worksheet
- Traditional IRA deduction limits 2022 and 2023
- Payment history
- REPAYE vs. other income-driven plans
- How to choose a checking account
- TV release cycle
- How do United miles compare with other airlines?
- Top reasons to get life insurance
- Vending machine costs
- Check if your credit card has trip delay insurance
- What income is tax-free income?
- How to use the pre-qualification calculator
- Can I contribute 100% of my salary to my 401(k)?
- How does a HELOC work?
- What does the Schumer box tell you?
- Why short a stock?
- Why does a high DTI affect new credit?
- How many Instagram followers do you need to make money?
- When do you pay capital gains on a home sale?
- What is long-term capital gains tax?
- Why should I invest in renewable energy?
- Why the Chase Sapphire Preferred® Card wins
- Do I have to pay taxes on an estate?
- How to claim tax deductions
- Key findings
- Knowing and improving your credit
- Are the lawsuits likely to succeed?
- A note on total returns vs. price returns
- Economy Plus subscription
- When to claim the standard deduction
- What qualifies as mortgage interest?
- State availability
- What’s a ‘tourist attraction,’ anyway?
- 3. Get an account that's in a different ownership category
- ASPCA pet insurance pros and cons
- How voluntary repossession affects your credit and finances
- Average net worth by age
- Business tax ID number lookup: Your 3 best options
- Investing for income: Dividend stocks vs. dividend funds
- How much are Avios worth in dollars?
- How Pell Grant lifetime limits work
- Risks of co-signing a loan
- Roth 401(k) vs. traditional 401(k)
- How Coinbase services fit together
- Current promotional CD rates
- Inheritance taxes vs. estate taxes
- The average stock market return isn't always average
- How much should I save?
- Utilities
- Buying a FSBO home on your own
- Pros of funding a business with credit cards
- Custodial Roth IRA rules
- 3. Get favorable terms on a new cell phone
- Pros and cons
- How does FIRE work?
- If you're still thinking about cashing out a 401(k) or taking a 401(k) early withdrawal
- American Airlines
- 2. Change repayment terms
- Who might file an 83(b) election and why
- Step 2: Pre-qualify and compare offers
- Use a credit utilization calculator
- MetLife pros and cons
- 2. Homeowners insurance claim
- Fiduciary duty vs. suitability standard
- How to determine if your business grant is taxable
- Keep the change
- How tax brackets work
- What is California's standard deduction?
- What do I need to fill out Form 1040?
- Which mortgages are assumable?
- Why invest in blue-chip stocks
- The rewards
- How much money do I need to buy a house?
- Where's my state refund? Track your state tax refund status
- How do I send and receive money with Cash App?
- Income limit for the earned income tax credit
- 2. Choose how to file taxes
- How do HawaiianMiles compare to other airlines?
- Harvest tax losses
- What to look for in a credit counseling agency
- Which is best for you?
- Nationwide pros and cons
- The lowdown on paid online surveys
- 2. You’ll earn rich rewards wherever you spend money …
- Blue Cash Preferred® Card from American Express
- Where to stash your emergency fund
- What if I won a vacation or a car or something else instead of money?
- The wrong time to ask for a credit limit increase
- Planes, rates and automobiles
- SBA 504 loans vs. SBA 7(a) loans: Key differences
- List of Black-owned banks and credit unions
- When not to call the IRS
- Advantages of debt factoring
- How can a first-time car buyer program help you finance a car?
- What this means for home buyers
- Can I contribute to a Roth IRA if my income is too high?
- You want better cash-back rewards
- Do I need a 1099 form to file my taxes?
- Things to remember about tax deductible donations
- How many credit cards should I have?
- Estate tax rates
- Best software for simple returns
- 2. Double your minimum payment
- Current Chase bonus categories
- Average cost of an MBA for top schools
- 3. Open a brokerage account
- Where to get foreign currency outside the U.S.
- How to use the home equity loan calculator
- What this means for car buyers
- Are CD interest rates rising?
- 2. Shipt membership and even delivery may be free, but other fees exist
- Medical expenses
- USAA home insurance coverage
- Understand how much data your apps use
- Tips for avoiding catalytic converter theft
- Early withdrawals of Roth IRA earnings
- State availability
- What should you do with your Student Aid Report?
- LendingClub business checking at a glance
- How to get a quote
- New York Life insurance policies
- What determines how much down payment is required
- Lifetime learning credit
- Do I have to pay New York state income tax?
- Round-trip vs. one-way flights when using miles
- Guardian Life insurance policies
- Pick your targets
- When is a personal loan a good idea?
- How do I know if I have FFELP loans?
- Charging on the road
- Built-in limitations
- How to take advantage of the sales tax deduction
- Should you hire a real estate attorney?
- How to use average car loan interest rates
- Which Southwest fares can be refunded?
- But I think I can get more for my car
- How do lenders determine a car payment?
- How to calculate the child tax credit
- Figure out how much you can afford to spend on rent
- The downgrades are good for some
- TaxAct's ease of use
- How to monetize your Instagram with fewer followers
- State availability
- Carrying a balance is costly
- How to pay off debt and help your credit score
- How to determine your home office deduction
- Cost of living outpaces income growth significantly over past year
- Globe Life insurance policies
- Types of withholding and payroll tax
- Microsoft Office budget templates
- Be wary of texts, calls or unsolicited requests
- Best life insurance for seniors in February 2023
- How do brokerage accounts work?
- Denials are up among traditionally flexible FHA loans
- How to apply for Social Security
- Choose full coverage based on the deductible you can afford
- Nationwide home insurance coverage
- How a mega backdoor Roth works
- Other tools to check your financial health
- An IRA might be a better option
- How to calculate your net worth
- When is the best time to use Avios?
- Ideas for spending less
- How to choose a savings account
- Black Friday
- When is the best time to use United miles?
- What does the payment pause do?
- Why you might consider holding off
- State Farm home insurance coverage
- What are the types of IRAs?
- Taxes on 401(k) withdrawals
- Types of life insurance policies
- How much does Disney Vacation Club cost?
- How to start a vending machine business: A step-by-step guide
- Decide where to buy it
- 4. Improve your chances of renting a home
- Roth 401(k) contribution limits
- 3. Choose a different lender
- 20 most-shorted stocks by short interest
- Calculate your reduced Roth contribution
- The cheapest car insurance company overall: State Farm
- 3. Government home repair assistance
- 2022 capital gains tax rates
- How are dividends paid out?
- How to determine how much car you can afford
- 2. Set financial priorities
- 3. Apply any extra money in your budget to your payment
- Do I have to pay California state income tax?
- 401(k)s and other employer-sponsored retirement plans
- Frequently asked questions
- How to assume a mortgage
- Overdraft protection
- What can I do if I slip up?
- More calculators to help you with investment goals
- H&R Block's ease of use
- How we ranked the best homeowners insurance companies
- ASPCA pet insurance plans
- How LendingClub business checking works
- Exceptions to IRA contribution limits
- 2. Carryovers
- When’s the best time to use HawaiianMiles?
- Current online CD rates by term
- Types of REITs
- What to expect the stock market to return
- Cards to consider despite their balance transfer fees
- Are game show winnings taxed differently than gambling winnings?
- CD definitions
- How do I find a financial coach?
- Maximize your spending cap carefully
- How to become an angel investor
- Types of 1099 forms
- MetLife Pet Insurance plans
- Four ways to tap life insurance cash value
- An easier approach: ESG funds
- Give it away
- Why chargebacks are increasing
- Download Form 1040
- 4. Pick your number
- The extras
- Cell phone plans for families
- What mortgage can I afford?
- Debt consolidation calculator
- Complicated spouses
- 4. Join a credit union
- How to set up bill pay
- Airfare
- Harvest tax gains
- Nationwide pet insurance plans
- REPAYE at a glance:
- Pros and cons of being an authorized user — or adding one to your credit card
- States that have estate taxes, inheritance taxes or both:
- The Hartford/AARP home insurance coverage
- Qualified widow or widower
- Where do I put my emergency fund?
- Cheap financial advice
- HELOC payments will go up
- Why the Capital One Venture Rewards Credit Card comes out ahead
- SBA 7(a) loan: Best for general business financing
- 3. Choose a tutoring business model
- Here's how to open a custodial Roth IRA for kids
- Hippo home insurance coverage
- 5. Receive better car and home insurance rates
- Axos business checking at a glance
- Cryptocurrency selection
- What’s behind the pre-qualification calculation?
- Episode transcript
- How to claim the credit
- When and how to file an 83(b) election
- You're eyeing travel perks or a massive sign-up bonus
- What is a good credit utilization ratio?
- Other plans we’re watching: financial aid, student debt
- Which states have an estate tax?
- Travel credit card availability
- How much does an online MBA cost?
- How home equity loan payments are calculated
- Should you refinance?
- 2. Rewards rates are decent, but redemption is clunky
- What you'll need to apply for Social Security
- Demystifying MCCs
- 3. Continuing education
- How to avoid voluntary repossession
- Why is net worth important?
- 2. Consider debt consolidation
- Credit utilization
- Do you need a down payment for an SBA loan?
- 2. You'll get exclusive perks and benefits
- IRS mileage rate deduction for volunteering and charitable activities
- Fees
- 3. … But you can only redeem them at REI
- Tax withholding on bonuses
- Bluebird by American Express
- What are my repayment options with FFELP debt?
- The bottom line
- Cheap full coverage insurance from small insurers
- Transportation
- Cons of funding a business with credit cards
- When you can change your Southwest flights
- Are there income limits for 401(k)s?
- Citi® Diamond Preferred® Card: 0% intro APR period, but much less forgiving
- What should I do if my DTI is too high?
- 5 ways to make money on Instagram
- How to avoid capital gains tax on a home sale
- 6 ways to set financial boundaries
- Potential issues with having multiple credit cards
- Good balance transfer cards
- HODL and cryptocurrency
- 4. Split your payment in half and pay twice
- Current Citi Dividend bonus categories
- Which Form 1040 schedules should I use?
- Overdraft fees by institution
- Google Drive budget spreadsheets
- 25 blue-chip stocks to watch in 2023
- What’s yours is mine
- 5. Use IntraFi Network Deposits (formerly CDARS and ICS)
- What’s included in the basic price?
- How does Delta basic economy compare to other airlines?
- How flexible are British Airways Avios?
- Full Review
- Do I have to file taxes? Other situations that require filing a tax return
- How to keep your head above water after winning a game show prize
- How to claim the sales tax deduction
- Where to find FSBO homes
- How much does a financial coach cost?
- Other ways to contact a real person at the IRS
- How to open an Axos business checking account
- Delta Air Lines
- The risks of short selling
- Per-card vs. overall utilization — which is more important?
- 4. Community development programs
- How do I know if I'm working with a fiduciary financial?
- 2022 capital gains tax calculator
- How do I keep my credit score from dropping?
- A few tips about giving gift cards
- What part of my income gets taxed by California?
- Try a simple budgeting plan
- Can I still apply for debt cancellation anyway?
- The best place to exchange currency at the end of your trip
- Savings accounts vs. CDs
- Which card should I get?
- Older applicants may shop around for a mortgage
- 3. Limits and restrictions apply
- Best homeowners insurance companies: Pros and cons
- Uninsured motorist coverage is recommended
- USAA home insurance rates
- Adjust phone and app settings to save data
- When to estimate closing costs
- How much are Chase Ultimate Rewards® points worth?
- Am I a resident for New York state income tax purposes?
- The value of high APYs
- Current CD Rates: Compare high-yield to national average rates
- How to choose an airline card ...
- How important is it to pay no balance transfer fee?
- Comparing stocks and bonds
- Why a Roth IRA can be right for minors
- Know if your family is covered too
- 6. Skip utility deposits
- Uncertain? Do the math
- 1. Pay credit card balances strategically
- When to expect your CTC refund
- Factor in other costs
- Travel and entertainment perks
- What MetLife Pet Insurance covers
- Download Form W-4
- Simplified version vs. actual expense deduction
- Exceptions to state minimum car insurance requirements
- How to check your tax withholding
- How to choose a brokerage account provider
- When debt consolidation is a smart move
- How you can save
- Benefits of Cash App
- Your 401(k) plan allows after-tax contributions
- 6. Open a cash management account
- 401(k), IRA, Roth: Know the tax impact
- Traditional IRA vs. Roth IRA
- When voluntary repossession makes sense
- How to increase your net worth
- Hotels and motels
- 3. Startup expenses
- Education tax forms
- How to invest in dividend stocks
- Guardian Life insurance customer complaints and satisfaction
- TV-buying tips
- Can United miles be used on other airlines?
- How to get a personal loan
- Should you make payments during the extension?
- How to avoid inheritance tax
- Relief during the pandemic for FFELP borrowers
- How do I build an emergency fund?
- Mortgage selection tips
- Search and availability
- The worst they can say is no. Shouldn’t I try?
- How much will a real estate attorney cost?
- How to rebook your Southwest flight at a cheaper fare
- Other Roth IRA rules
- The cheapest midsize car insurance company: Auto-Owners
- YNAB, for hands-on zero-based budgeting
- What is a marginal tax rate?
- Debt making Americans feel anxious, overwhelmed
- 5. Transfer your balance to a 0% credit card
- Other options for debt consolidation
- Advantages of assumable loans for sellers
- Glossary of overdraft terms
- Upgrade your cyber hygiene
- How home equity loans and HELOCs differ
- How to get a faster tax refund
- Who qualifies for the earned income tax credit?
- When to choose a Marriott credit card
- Other factors beyond your control
- IRS mileage rate deduction for moving
- How flexible are HawaiianMiles?
- What to do once you have your reports
- Survey sites that pay cash
- Discounts
- Don’t have to file a tax return? There’s a big reason you might want to do it anyway
- How to make the money work
- Food
- Before house hunting, get preapproved for a mortgage
- Alternative funding sources for small businesses
- What’s the difference between a financial advisor and a financial coach?
- 4. Register your business
- You might not need to charge expenses to the same credit card
- 7. Get a job
- Crypto capabilities
- What’s the difference between pre-qualification and preapproval?
- HELOC requirements
- Reasons not to refinance private student loans
- 5. Disaster relief
- Globe Life customer complaints and satisfaction
- Get more help with monthly budget planning
- Was I mistakenly approved?
- How long does a late payment stay on my credit report?
- United Premium Plus
- Use Wi-Fi (instead of cellular) to save data
- Where LendingClub business checking stands out
- Calculator: Is Delta's basic economy worth it?
- Tips to find cheap flights any day of the week
- How did we determine the Avios points value?
- Monitor mutual fund distributions
- Getting started
- It’s not only about taxes
- 4. You’ll get a solid introductory bonus plus yearly statement credit
- Chase Sapphire Preferred® Card
- Paying off the EV premium
- The best Disney Vacation Club benefits
- Hippo home insurance discounts
- Can I have a 401(k) and an IRA?
- Frontier Airlines
- Consequences of a CTC-related error
- Examples of cost basis
- 2023 capital gains tax rates
- Keep track of these dates
- Just don't forget about it
- Why you might want the Chase Sapphire Reserve® instead
- What is the difference between an inheritance tax and an estate tax?
- Your decision: Is HODL for you?
- Am I a resident for California state tax purposes?
- Categories from previous years
- How do bonds work?
- Is the cost of an MBA worth it?
- How to get overdraft fees waived
- Mint lifestyle templates
- An alternative: Blue-chip funds
- Some optional coverage types may be worth it
- 4. Your car
- 7. Put your money in a MaxSafe account
- Do you need a down payment for a commercial real estate loan?
- IRS mileage rate deduction for medical situations
- What isn’t covered
- More about Guardian Life insurance
- Trading and selection
- Watch out for capital gains taxes
- State Farm home insurance rates
- Best cheap full coverage insurance
- Other factors affecting minimums
- The bottom line
- Additional considerations
- Contributing too much to a Roth
- Step 3: Choose your lender and loan
- Look for savings
- How to cope with downgrades
- 6. Credit card
- What should I put on my W-4?
- Optional coverages
- Best overall paid package and best for ease of use
- Advantages of assumable loans for buyers
- Use a credit or debit card to avoid manually doing a currency exchange
- Flag fraud attempts
- How to get a home equity loan
- Will making a partial payment keep me from being reported late?
- 4. Enrollment is required
- Discounts
- What do closing costs include?
- Your 401(k) lets you move your after-tax money
- Will your Roth IRA distribution be taxed?
- 3. Understand how your taxes are determined
- 3. Work with your creditors
- 4. Losses on bad debts
- How did we determine the value of HawaiianMiles?
- Other reasons to love the Chase Sapphire Reserve® card
- How do CDs work?
- How did we determine the value of United miles?
- Consumer complaints
- What happens if I withdraw a CD early?
- How do I become a financial coach?
- Finding a real estate attorney
- Before you call
- When a car payment doesn't fit your budget
- Bank of America® Customized Cash Rewards credit card
- What is a short squeeze?
- What’s not covered
- How much does a fiduciary financial advisor cost?
- How to get into a lower tax bracket and pay a lower federal income tax rate
- How to evaluate dividends
- 20 popular tax deductions and tax credits
- BNPL may be hiding additional debt
- How Globe Life compares to other insurers
- Withholding tax vs. estimated tax
- Hotels in Houston
- Why did my bank raise CD rates but not mine?
- 3. Deferred interest may be an option … but it comes with potential risk
- Approval rates improve in several states
- Chubb: Best for high-value homes
- Basic cell phone plans
- Revisit your plan
- Know how to earn rewards
- 8. Opt for an account with both FDIC and DIF insurance
- Loss and damage protection
- Do you need a down payment for equipment financing?
- 3. Redemption is flexible ...
- Give away appreciated assets
- Alternatives to regular savings accounts
- 5. You can take the REI Co-op® Mastercard® on adventures abroad
- Fifth Third Access 360° Reloadable Prepaid Card
- Are FFELP loans eligible for cancellation?
- Married, filing jointly
- Ready to get started?
- When a general travel credit card is a better fit
- Some of our top savings accounts of 2023
- What happens if I exceed my 401(k) limit by mistake?
- How to get a home equity line of credit
- Where do you find the Schumer box?
- If you can’t find a first-time car buyer program
- Why consider angel investing
- 7. Cash-out refinance
- How capital gains taxes work
- Compare small-business loans
- Potential impact of multiple credit cards on your credit scores
- Should I do a balance transfer?
- 5 types of employer-sponsored retirement plans
- Will I have to return my refunded payments?
- How can I avoid late payments?
- Mortgage borrowing 101
- What does this mean for your financial decisions?
- Domestic vs. international fees
- Kids and the earned income credit
- New York Life customer complaints and satisfaction
- More tips for choosing Delta basic economy vs. main cabin
- Car rentals
- Now for the actual saving
- When do personal loans not make sense?
- Some helpful links from the IRS
- Consumer experience
- Taxes on Roth 401(k) plans
- How to know if Disney Vacation Club is right for you
- Choose how you'll pay
- The bottom line
- How to refinance private student loans
- State child tax credits
- Is a robo-advisor a fiduciary?
- How to reduce or avoid the federal estate tax
- Multicurrency accounts: Another option
- What’s not deductible
- What ASPCA pet insurance covers
- How to choose a Nationwide plan online
- Start planning for repayment now
- What term length should you get?
- What is the best life insurance policy for me?
- Does pre-qualification affect your credit score?
- Disadvantages of debt factoring
- 2. Ask for higher credit limits
- More about Globe Life
- The importance of tax withholding
- Disadvantages of assumable loans for sellers
- More ways to take charge of your budget
- What is the current interest rate on a home equity loan?
- How to find high CD rates
- 5. Membership renews automatically
- Things to consider about Cash App
- You’ve got money left over for savings
- 4. Gather tax filing information
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- 5. Tax, legal and educational expenses
- Consider alternatives to booking two one-way flights
- What Nationwide pet insurance covers
- How to apply for REPAYE
- Staking and rewards
- Discounts
- Debt
- 5. Separate your business and personal finances
- Consumer complaints
- State tax department phone numbers
- Where Axos business checking stands out
- Step 4: Gather loan documents
- MetLife coverage options
- Other resources
- Capital gains taxes: Quick facts
- Airline loyalty programs
- Other types of 1040 forms
- When debt consolidation isn't worth it
- How to claim the mortgage interest deduction
- Consumer complaints
- Nationwide home insurance rates
- 5. Retirement savings
- No-closing-cost mortgages
- Where LendingClub business checking falls short
- Changes and cancellations
- 4. ... But point values vary
- Cheap full coverage insurance companies by state
- Ease of use
- How much can you borrow?
- Hawaiian Airlines
- What is naked short selling, and why is it illegal?
- History of the CTC
- Bottom line
- 3. Get disability and life insurance
- IRAs
- What if I cannot afford to make payments?
- 4. You’ll get an incentive for opening the card
- Earning Avios with partners
- Additional costs for international wires
- More about New York Life
- 4. Seek help through debt relief
- Do you need a down payment for a business line of credit?
- How to claim tax deductions using IRS mileage rates
- 25 high-dividend stocks
- Invest in distressed communities
- Premium checking accounts
- Are FFELP loans eligible for PSLF?
- How much interest will you earn on a CD?
- Roth 401(k) vs. traditional 401(k)
- Where to find your card’s minimum
- SBA 504 loan: Best for financing fixed business assets
- Consumer experience
- Cheapest car insurance after a speeding ticket: State Farm
- TaxAct's support options
- Things to watch out for
- If you inherit or bequeath something, watch out for capital gains tax
- Many Americans bringing financial anxiety into the new year
- Are home equity loans a good idea?
- How much does an Amazon Prime membership cost?
- Food away from home
- You can temporarily self-report income
- Starting a business with a friend: What not to do
- Bank of America® Premium Rewards® credit card
- Where The Hartford/AARP stands out
- FamZoo Prepaid Card
- 7 ways to reduce your 401(k) taxes
- How much life insurance do I need?
- Missing inventory
- When the Southwest Rapid Rewards® Premier Credit Card could be a better choice
- 6. Create a business budget
- Watch out for IRS phone scams
- How to increase your pre-qualification amount
- Why's it called the Schumer box?
- Risks to keep in mind
- Goodbudget, for hands-on envelope budgeting
- How to open a brokerage account
- H&R Block’s human tax help
- Consumer experience
- If you don't have kids
- 5. Settle up with the IRS
- The case for dumping the Chase Sapphire Reserve®
- Who should get a Nationwide travel insurance policy?
- Consumer complaints
- Restrictions and waiting periods
- Watch out for two things
- Disadvantages of assumable loans for buyers
- Other ways to cut wire-transfer costs
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- Do you need a down payment for invoice financing?
- What’s not covered
- Mobile app
- Best-performing REIT stocks: January 2023
- How to calculate CD interest
- Bottom line: Is hiring a financial coach worth it?
- Store your cryptocurrency
- Where Axos business checking falls short
- Protection and insurance benefits
- Are bonds a good investment?
- 5. If you’re not a die-hard Best Buy shopper, you can do better
- Elite benefits on partner flights
- Discounts
- Additional resources for veteran entrepreneurs
- 6. Self-employment taxes as self-employment tax deductions
- Seller-paid closing costs
- Can’t do a mega backdoor Roth? That’s OK
- Compare business checking accounts
- The bottom line
- Movies, theaters and concerts
- Tracking your mileage
- Consider securities-based lending
- Other ways to pay less
- See CD rates by term and type
- How to choose among one airline’s credit cards
- Where The Hartford/AARP falls short
- Consumer experience
- IRA contribution limits in 2022 and 2023
- Know your options
- Memberships
- So which is better, Robinhood or Coinbase?
- Getting the most from your pre-qualification limit
- JetBlue
- 3. Become an authorized user
- The bottom line on short selling
- Cheapest car insurance after an accident: State Farm
- Step 5: Submit your application and get funded
- Credit card interest rates are up and may go higher
- United Economy Plus
- Consequences of an EIC-related error
- Do you need a down payment for a business term loan?
- Are these the best dividend stocks?
- Benefits of co-signing a loan
- Security
- How to minimize the tax impact of a bonus
- Married, filing separately
- How much does a life insurance policy cost?
- It's best to pay more than the minimum
- Where Hippo stands out
- TaxAct’s human tax help
- Discounts
- Choosing between cards? Rewards and perks might make the difference
- Best for assisted tax pro support
- The cheapest home insurance in Texas
- Erie: Best for homeowners in the Mid-Atlantic or Midwest
- Prepaid cell phone plans with limited data
- United Airlines flight delay compensation, recapped
- 5. You'll be eligible for a sign-up bonus
- 6 things to know about New York state income tax
- Other helpful resources
- Can (or should) I consolidate my FFELP loan?
- Cheap full coverage insurance for accident and DUIs
- Find the best homeowners insurance in your state
- Is solar panel installation right for your home?
- 6 things to know about California state tax
- What happens to the other parts of debt relief?
- How do I grow my home's equity?
- Keep an eye on CD rates
- Where USAA stands out
- Is Amazon Prime worth it?
- If you’re planning to travel in 2023…
- What were the IRS mileage rates for 2022?
- Are interest rates fixed on savings and checking accounts?
- Alternatives to becoming an authorized user
- See CD rates by bank
- Best-performing REIT mutual funds: January 2023
- Is The Hartford/AARP home insurance right for you?
- 7. Determine your pricing
- Compare business checking accounts
- Current HELOC rates
- Finding a car you can afford
- Which card should you get?
- What Americans can do
- 4 types of IRAs
- Brokerage accounts vs. IRA
- H&R Block's support options
- What’s not covered
- Which card is right for you?
- How much down payment should I make for a business loan?
- Hire an advisor
- Greenlight Prepaid Mastercard
- What about the other Southwest cards?
- Where Hippo falls short
- Southwest Airlines
- How to minimize or avoid capital gains taxes
- W-4 calculator
- Other ways to save
- Consumer complaints
- Cheaper ways to send money
- What to do if your catalytic converter is stolen
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- Nationwide coverage options
- Best-performing U.S. REIT ETFs: January 2023
- Should I use an airline card for everyday spending?
- Life insurance quotes
- Home shopping tips
- How long does it take to get pre-qualified for a mortgage?
- U.S. Bank Cash+® Visa Signature® Card
- 2019 Federal Income Tax Brackets
- 2018 Federal Income Tax Brackets
- 2017 Federal Income Tax Brackets
- 2016 Federal Income Tax Brackets
- 2015 Federal Income Tax Brackets
- 2014 Federal Income Tax Brackets
- 2013 Federal Income Tax Brackets
- 2012 Federal Income Tax Brackets
- The bottom line
- Where USAA falls short
- 7. Business insurance premiums
- Past years' earned income tax credit
- Does co-signing a loan build credit?
- Could I lose my money in a checking or savings account if the bank fails?
- Amazon Prime Rewards Visa Signature Card
- How do CD rates work?
- NerdWallet home insurance calculator methodology
- 8. Market yourself
- Hippo vs. competitors
- Cheapest car insurance after a DUI: State Farm
- Consumer experience
- What to keep in mind when filling out Form W-4
- 4 key things to know about bonds
- Retirement accounts for small-business owners and self-employed individuals
- Assuming a mortgage after divorce or death
- Credit cards that earn Chase Ultimate Rewards®
- How much money can you make on YouTube?
- Other home insurance companies to consider
- Some of our top checking accounts of 2023
- Extra fees
- See CD rates by term and type
- USAA vs. competitors
- REITs' average return
- The quick answer
- Where State Farm stands out
- Cheap full coverage insurance for drivers with poor credit
- When will CD rates go up?
- The properties
- Alternatives to the Disney Vacation Club
- Is debt factoring right for my business?
- Getting the best HELOC rate
- 4. Pay bills on time
- EveryDollar, for simple zero-based budgeting
- When to consider Global Entry instead
- ASPCA coverage options
- Restrictions and waiting periods
- Should I have my checking and savings accounts at the same bank?
- Single
- The Capital One Venture Rewards Credit Card is more practical and flexible
- 9. Prepare yourself for tutoring challenges
- Spirit Airlines
- More about the card
- Pros of investing in REIT stocks
- How to get cheap Southwest flights when rebooking
- See CD rates by bank
- Cell phone plans for international use
- 8. Office supplies
- Walmart MoneyCard
- Where State Farm falls short
- See CD rates by term and type
- More about tax software providers
- The best Texas homeowners insurance for different scenarios
- Where Nationwide stands out
- Earn an audience, and earn more in the long run
- Why not both?
- If you're considering the Chase Sapphire Reserve® ...
- Discounts
- How to open an IRA
- Getting the timing right
- Find and compare small-business loans
- Is getting a HELOC a good idea?
- How TaxAct compares
- Other pet insurance companies to consider
- Farmers: Best for optional perks
- How to protect your credit if you co-sign a loan
- Cons of investing in REIT stocks
- State Farm vs. competitors
- Compare life insurance quotes
- Types of FIRE
- 5 retirement plans for the self-employed and small-business owners
- The bottom line
- How do CDs work?
- Comparing full coverage insurance quotes
- See CD rates by bank
- The bottom line
- If you don't want to pay to get or renew TSA PreCheck
- Where Nationwide falls short
- Restrictions and waiting periods
- Are paid surveys worth it?
- Investing in REITs: How to get started
- Apparel and shoes
- Cheapest auto insurance for poor credit: Geico
- 9. Credit card and loan interest
- Other ways to make money
- Consumer experience
- United℠ Explorer Card
- So, is Disney Vacation Club worth it?
- Is Hippo home insurance right for you?
- United Airlines
- 5. Dispute credit report errors
- Methodology
- How H&R Block compares
- Disadvantages of a home equity line of credit
- What does a 1099 employee mean?
- In-flight experience
- Credit cards and elite status can improve your overall experience
- Nationwide vs. competitors
- Discounts
- Why you need to know your business tax ID number
- Other cash-back apps to consider
- Stock/bond portfolio allocation
- Other home insurance companies to consider
- Personal Capital, for tracking wealth and spending
- Alternatives to co-signing a loan
- Are you ready to start a business with your friend?
- The bottom line
- Consumer experience
- Can't finance before you sell?
- 10. Phone and internet costs
- Final thoughts on airline award charts
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- What to know if you take online surveys
- Is USAA home insurance right for you?
- Nationwide vs. competitors
- Home purchasing tips
- NJM: Best for homeowners in Connecticut, Maryland, New Jersey, Ohio or Pennsylvania
- Low-fee alternatives to prepaid cards
- How are life insurance premiums calculated?
- The upside down: When debt and equity roles reverse
- Limitations of FIRE
- Best stocks for beginners
- How to find another company's EIN
- Compare the best savings and money market accounts
- 6. Deal with collections accounts
- 11. Business travel and meals
- SoFi Credit Card
- Cheapest car insurance by state
- Cathay Pacific vs. Singapore Airlines, recapped
- Average homeowners insurance cost in Texas by city
- If you’re considering an upgrade to United Premium Plus
- Is Nationwide home insurance right for you?
- ASPCA vs. competitors
- Chime
- How a HELOC affects your credit score
- Other life insurance options for seniors
- Is State Farm home insurance right for you?
- Compare the best CD accounts
- Other home insurance companies to consider
- PocketGuard, for a simplified budgeting snapshot
- What to do if you can’t keep up with your HELOC payments
- The bottom line on investing in stocks
- 12. Start-up costs
- Best life insurance companies
- Compare the best checking accounts
- How to make money from home
- What to know about Texas homeowners insurance
- Alternatives to small-business grants for veterans
- Is it better to get a home equity loan or line of credit?
- 7. Use a secured credit card
- Compare the best banks, credit unions and cash management accounts
- Amazon Prime Rewards Visa Signature Card
- How to find cheap car insurance for new drivers
- State Farm: Best for robust coverage
- Other notable options
- 13. Advertising
- Best prepaid debit cards and alternatives: Summary
- Compare the best bank accounts for students and kids
- How to compare car insurance quotes
- Beauty and personal care
- Summary of the best banks and credit unions of 2023
- Honeydue, for budgeting with a partner
- Major issuers and their policies on instant credit access
- 8. Get credit for rent and utility payments
- How to get cheap car insurance
- 14. Certain memberships
- How to claim small-business tax deductions
- How to change or cancel an EIN
- American Family: Best consumer-first web presence
- 15. The qualified business income deduction
- Target REDcard™ Credit Card
- Texas Department of Insurance
- 9. Add to your credit mix
- Fudget, for budgeting without syncing accounts
- Frequently asked questions
- How to make money offline
- Other ways to earn Chase Ultimate Rewards®
- Entertainment
- Advantages and disadvantages of starting a vending machine business
- Amica: Best for customer service
- Fine print
- Budgeting resources from NerdWallet
- The bottom line
- Frequently asked questions
- Get your free birthday stuff and deals
- Capital One® Walmart Rewards™ Mastercard®
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- Methodology to identify the best budget apps
- Compare cards
- Country Financial: Best for working with an agent
- The bottom line
- PlayStation Visa Credit Card
- How to choose an insurance company
- The Hanover: Best for customizable policies
- Compare car insurance companies
- Best Buy credit cards
- Hippo: Best for digital-first insurance
- Kin: Best for homeowners in Florida, Louisiana or South Carolina
- Reasons to buy a business
- Nationwide: Best combination of coverage and discounts
- Watch out for making money scams
- Travelers: Best for eco-conscious homeowners
- USAA: Best for military and veterans
- How to find the best home insurance policy in five common scenarios
- How to compare homeowners insurance
- Find the best homeowners insurance in your state
Wells Fargo Active Cash® Card
Our pick for: Simplicity
Rewards:
Unlimited 2% cash rewards on all purchases.
Sign-up bonus: Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.
Annual fee: $0.
APR: 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on qualifying balance transfers, and then the ongoing APR of 19.24%, 24.24%, or 29.24% Variable APR.
Why we like it
The Wells Fargo Active Cash® Card offers easy rewards at a rich rate. And it can work as a single or team player in your wallet, pairing well with higher-earning cash-back credit cards if it turns out that your idea of "gaming" also includes maximizing rewards IRL.
It’s the type of card that’s ideal for any purchase, from gaming subscriptions to accessories. New cardholders are eligible for valuable introductory offers that can defray some gaming costs or save money on interest payments over a certain period of time. Plus, the ongoing cell phone protection benefit may cover your phone if it's ever damaged or stolen, which may mean peace of mind for fans of mobile gaming.
Drawbacks
If you’re not a Wells Fargo customer, you may find your redemption options slightly less flexible.
If you have access to one of the few video rental stores that exist, the $0-annual-fee Capital One SavorOne Cash Rewards Credit Card may offer a generous rewards rate when you buy or rent a video game. It earns 3% back on dining, entertainment (including video rental locations), eligible streaming services and grocery store purchases. Other purchases earn 1% back.
Bank of America® Customized Cash Rewards credit card
Our pick for: Online purchases
Rewards:
3% back on a category of your choice (options listed below) and 2% back on grocery stores and wholesale clubs for the first $2,500 of combined bonus category/grocery store/wholesale club spending per quarter; after hitting that threshold, you’ll earn 1% back on these purchases.
1% back on all other purchases.
Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening..
Annual fee: $0.
APR: 0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days, and then the ongoing APR of 18.24%-28.24% Variable APR.
Why we like it
The Bank of America® Customized Cash Rewards credit card lets you choose a top-earning rewards category from a list of six options, including online shopping. (The other five categories are gas, dining, travel, drugstores, and home improvement/furnishings.)
For gamers, the online category makes the most sense. It includes purchases made with merchants like Amazon.com, BestBuy.com, Target.com, Apple.com, and Walmart.com, among others. The sign-up bonus can also offer some money back to offset the cost of a game or a larger purchase like a computer. You may also get some breathing room on interest payments for those purchases for some time.
Drawbacks
You'll want to keep track of the spending cap if you're aiming to maximize your earnings. Redemptions are limited to a statement credit or check if you’re not a Bank of America® customer.
U.S. Bank Cash+® Visa Signature® Card
Our pick for: Cell phone and internet bill payments
Rewards:
5% cash back on the first $2,000 in combined eligible net purchases each quarter in two categories you choose from a list of several, including select electronic stores, cell phone providers, department stores and TV/internet/streaming services. (See full below.)
2% back in one "everyday" category that you choose each quarter. (These categories include grocery stores, gas stations and restaurants.)
1% back on all other eligible net purchases.
Sign-up bonus: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Annual fee: $0.
APR: 0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 18.74%-28.74% Variable APR.
Why we like it
For gamers with select internet services or cell phone providers, the U.S. Bank Cash+® Visa Signature® Card could be valuable. Likewise, the card's "electronics stores" category includes popular merchants such as Best Buy (in store and online), Fry’s (in store and online), Newegg.com, the Apple Store and others.
This card can be used in a system to maximize rewards by pairing it with a flat-rate credit card like the Wells Fargo Active Cash® Card listed above.
Drawbacks
The $2,000 quarterly cap is a high spending ceiling for gamers looking to max out rewards. Plus, the card isn't exactly low-maintenance: You'll have to remember to opt into categories each quarter and keep track of them.
» MORE: Best credit cards for streaming
U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
Our pick for: Maximized value
Rewards:
6% cash back on your first $1,500 in combined eligible purchases each quarter at two retailers you choose (from a list of 24; see below for full list).
3% cash back on your first $1,500 in eligible purchases each quarter in your choice of one everyday category.
1.5% cash back on all other eligible purchases.
5.5% cash back on prepaid car and hotel reservations booked directly in the Rewards Center.
Sign-up bonus: Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
Annual fee: $0 intro for the first year, then $95.
APR: The ongoing APR is 18.74%-28.74% Variable APR.
Why we like it
The U.S. Bank Shopper Cash Rewards™ Visa Signature® Card offers several ways to snag elevated rewards rates on gaming-related purchases. The card's list of possible 6%-earning merchants includes major retailers like Walmart, Target, Amazon.com, Apple and Best Buy, to name a few. The 3% cash-back everyday category can also include TV/internet and streaming services, if you choose it as an option. These options are customizable every quarter, so it's possible to adjust them as your gaming (and spending) habits change.
Drawbacks
You'll have to spend more than $1,583 annually to make the most of the card’s value and offset the cost of the ongoing annual fee. It will also require some effort to manage. You’ll have to keep track of the card’s spending caps on rewards and remember to select your top-earning options for cash back every quarter.
Amazon Prime Rewards Visa Signature Card
Our pick for: Prime gaming
Rewards:
5% back at Amazon.com and Whole Foods Market.
2% back at restaurants, gas stations and drugstores.
1% back on all other purchases.
Sign-up bonus: Get a $100 Amazon Gift Card instantly upon approval.
Annual fee: $0.
APR: The ongoing APR is 17.99%-25.99%, Variable.
Why we like it
As an Amazon Prime member, you can use the Amazon Prime Rewards Visa Signature Card to earn rich rewards on Amazon purchases — including games and consoles — and get them shipped for free. With the membership, you can also access free games and in-game loot, and get a free subscription to Twitch.tv. The healthy rewards rate at restaurants and Whole Foods can also fuel you up for your next marathon Call of Duty session.
Drawbacks
The card doesn’t offer a 0% intro APR, so you won't get an interest-free window on purchases. You also need an Amazon Prime membership ($139 per year) to be eligible for this card.
» MORE: Best store credit cards
Target REDcard™ Credit Card
Our pick for: Target gaming purchases
Rewards:
5% discount on all eligible Target purchases.
Sign-up bonus: N/A
Annual fee: $0.
APR: The ongoing APR is 26.65% Variable.
Why we like it
The Target REDcard™ Credit Card packs a 5% discount that you can use on any retailer-specific purchase online or in the store. It’s one way to trim costs on games, electronics, accessories and snacks.
Specialty gift cards are also included in that 5% discount, so you could potentially buy a gift card for Xbox, PlayStation or Twitch. Most items purchased with the card on Target.com are eligible for free shipping and an additional 30-day period for returns and exchanges.
Drawbacks
The card can be used only for purchases made at Target. You can’t earn rewards and stash them away for later. Instead, you automatically get a discount on every purchase.
Capital One® Walmart Rewards™ Mastercard®
Our pick for: Walmart gaming purchases
Rewards:
5% back on purchases at Walmart.com and items purchased through the Walmart app. This includes items you buy online for in-store pickup as well as for Walmart grocery pickup and delivery. (Gift cards earn 2% back regardless of where they are purchased.)
2% back for in-store purchases, including those made at Murphy USA and Walmart gas stations.
2% back at travel and restaurants.
1% back on all other purchases.
Annual fee: $0.
Why we like it
If you often shop at Walmart online or in the app, the Capital One® Walmart Rewards™ Mastercard® can offer an eye-catching 5% on those purchases, whether they include games, accessories, electronics or everyday items. It also earns a solid 2% on purchases at restaurants, for those game nights that require takeout.
Compared with some other store credit cards, the Capital One® Walmart Rewards™ Mastercard® offers more options to redeem rewards: a check, a statement credit for purchases or travel, gift cards, or purchases on Walmart.com.
Drawbacks
For a store credit card, the Capital One® Walmart Rewards™ Mastercard® has a lot of rewards categories that may be difficult to track. The ongoing rewards on in-store Walmart purchases are not as generous, so you’re better off using the card online. Cardholders don't automatically get free shipping.
PlayStation Visa Credit Card
Our pick for: PlayStation purchases
Rewards:
5 points per $1 spent on PlayStation and Sony products at the Sony store and at authorized retailers when you confirm a purchase.
3 points per $1 spent on cable and internet bill payments.
2 points per $1 spent at restaurants.
1 point per $1 spent on all other purchases.
Sign-up bonus:
Limited time: Earn a $50 PlayStation store code when you make the first purchase within 60 days of account opening (as of December 2022).
Earn a $75 game coupon when you spend $500 with the card not at PlayStation or Sony, within 60 days of card activation.
Annual fee: $0.
APR: A variable APR as high as 25.74% (as of December 2022).
Why we like it
For PlayStation loyalists, the PlayStation Visa Credit Card can offer some value. For starters, it can be used instantly after approval with a temporary shopping pass for online purchases. Small sign-up offers may occasionally be available for new cardholders. As of December 2022, you don’t have to spend much to earn one introductory offer; you can snag it with the first purchase.
Drawbacks
Point values are generally low, and redemption is cumbersome and limited mainly to PlayStation and Sony products.
Alternately, gamers who swear by Sony may also consider the Sony Visa Credit Card. It offers rewards on Sony and PlayStation products, in addition to other categories.
Best Buy credit cards
Our pick for: Best Buy purchases
Rewards:
5% back on all purchases at Best Buy. (Cardholders with a Visa version also earn additional rewards.)
Flexible financing options.
Sign-up bonus: Receive a total 10% back in Best Buy points on the first day of purchases when you are approved for the card.
Annual fee: $0 - $59, depending on the card.
APR: A variable APR as high as 29.99% as of December 2022.
Why we like it
Best Buy Credit Cards aren’t as flexible as general cash-back credit cards, but they do pack some value if you frequently shop at the retailer. In addition to rewards on gaming purchases at Best Buy, you may also be eligible for special financing on those purchases.
Drawbacks
You don't have control over which version of the Best Buy credit card you'll be approved for, and one of the options carries a $59 annual fee. Also, those occasional special financing deals aren't "0% intro APR offers," in which interest is waived. Instead, they're deferred interest offers, which can be riskier.
» MORE: Best 0% intro APR credit cards
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