Best Credit Cards for Gamers
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A credit card can be the real-life equivalent of a level-up tool or weapon in your favorite video game — a master sword that can help you slash costs. This is true whether you're looking to redeem rewards for games or save money on interest when buying a console.
Ready, Player One? Here are some of the best credit card options for gamers.
» EXPLORE: Best credit cards for entertainment spending
Top cards for gamers
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- 5. Get Schooled
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- 4. Planning made easy
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- 3. Pay off your balance
- The lies told to auto insurers
- Should you pay student loans during graduate school?
- How do I build an emergency fund?
- An alternative to chasing the best stocks
- Airline loyalty programs
- 2024 IRS Free File: Participating tax software providers
- Risks of BNPL
- Saver’s credit rates for 2023
- When to estimate closing costs
- 5. Pre-qualify without affecting your credit score
- Point-of-sale hardware
- 8. Go thrift shopping
- 7. CareerOneStop
- It’s not only about taxes
- Final thoughts on the JetBlue pet policy
- Kirkland’s
- 3. There's no sign-up bonus
- 4. You can increase your credit limit over time
- You won’t lose federal benefits
- Using the mortgage points calculator
- Episode transcript
- Frugal DIY project tips
- What is a good business credit score?
- QuickBooks alternatives
- Is stagflation the same as a recession?
- Other opportunities to pay off student loans faster
- How to get TSA PreCheck for free
- What's next?
- 4. Project management
- 6 types of dividends
- What state has the highest gas prices?
- How to find another company's EIN
- How to make a strong offer without waiving the inspection
- When should I receive my 1099?
- Factor in other costs
- How much should you spend on a mattress?
- Working YouTube Premium costs into your budget
- Add your friend as an authorized user
- Is it a good deal?
- How does a HELOC work?
- 6. Investing for teens
- 4. You’ll select a Home partner location during the application process
- April
- How do I enroll in Zelle?
- Best altcoins
- 5. Educators get access too
- 5. You like the car and don't want the hassle of car shopping
- Political uncertainty and Biden’s Plan B
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Best car insurance in New Jersey for customer satisfaction: NJM
- Find ways to stretch your grocery budget
- FDIC insurance: What’s not covered
- How to apply for a joint business bank account
- Bank of America® Customized Cash Rewards credit card
- Which type of account is best for me?
- Know before you modify
- 6. Engage on social media platforms that suit your business
- The smarter, cheaper Memorial Day weekend itinerary
- VA loan refinance eligibility
- Will making a partial payment keep me from being reported late?
- Do I have to pay California state tax?
- Tax preparation or bookkeeping
- The buy the dip meme
- 9. Go for a walk
- Earning AAdvantage Loyalty Points through flying
- How many banks have collapsed?
- How much student loan settlement could save you
- Can you refinance student loans while still in school?
- What if I lose the cashier's check?
- Better ways to redeem Wyndham Rewards
- Types of financial advisors and what they do
- Today’s rates for specific kinds of mortgages
- 5. The card offers an intro APR period
- How to get overdraft fees waived
- 4. It offers rewards … that aren’t that rewarding
- 2. Free tax software
- How are HELOC payments calculated?
- How to invest in dividend stocks
- How can you prepare for stagflation?
- Gift tax limit 2023
- Historical Alaska mile values
- More time to pause payments
- Best homeowners insurance in California for consumer experience: Nationwide
- Covering your spouse under your solo 401(k)
- Integrations with accounting software
- The buyer needs to sell another car to afford yours
- Additional child tax credit
- A billion bucks might do the trick
- How long does it take to get a certificate of liability insurance?
- 5. Card-linked offers may open up more savings
- Average monthly expenses that declined
- How to find a physician loan
- Optional coverages
- How do I send, request and receive money in Zelle?
- Arranging to see a private seller's car
- Is a robo-advisor right for you?
- What states are increasing minimum wages in 2024?
- Which plumbing problems aren’t covered?
- W-4 form 2024
- Auto-Owners
- 4. Chime Secured Credit Builder Visa® Credit Card
- 5. Online savings accounts
- Is United’s basic economy worth it?
- Other hardship loan options
- Why is the 10-year Treasury yield important?
- Auto loan preapproval vs. pre-qualification
- Credit requirements for refinancing an auto loan
- What's next?
- 5. Contact the seller or visit a dealership
- Where do you find the Schumer box?
- How much to keep in your savings account
- How to change a United flight
- What’s your state’s maximum interest rate?
- Google Pay
- Mattress-buying tips
- 5. Hammamet, Tunisia
- Learn more about irrevocable life insurance trusts (ILITs)
- 6. Confirm the check details and complete the deposit
- Saver’s credit rates for 2024
- How can I avoid late payments?
- Get more help with monthly budget planning
- 10. Take a hike
- 3. EarnIn: Best for large advances
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- How to invest in dividend stocks
- Step 3: Choose your lender and loan
- How to qualify for the earned income credit
- Get a credit-builder product or a secured loan
- What is the difference between an inheritance tax and an estate tax?
- Are home equity loans a good idea?
- How do you get a second mortgage?
- Drivers are inflating insurance claims
- 5. Data storage
- How to invest in AI stocks
- What do closing costs include?
- Deposit timing
- Dividend tax rate 2023
- Can nonaccredited investors invest?
- Ways to earn money as a teenager
- Best homeowners insurance in Pennsylvania for consumer experience: Nationwide
- Interest rate
- Potential impact of multiple credit cards on your credit scores
- Airline loyalty programs
- Categories of altcoins
- 4. There's no 0% intro APR offer
- Xoom
- How to calculate quarterly estimated taxes
- What is a good DTI ratio?
- How to earn One Key elite status
- TSA PreCheck enrollment timeframe recapped
- How to check that all money in your accounts is insured
- How the lifetime gift tax exclusion works
- Storing your Bitcoins: Hot wallets vs. cold wallets
- Important Treasury Bond Terms
- What state has the lowest gas prices?
- Managing expectations
- How flexible are Alaska miles?
- Less interest accrues on subsidized loans
- What are IRS Free File Fillable Forms?
- Cons of infinite banking
- Types of 1099 forms
- Look for savings
- 7. Build your contact list to maximize email marketing
- Which to use: BNPL, personal loans or credit cards
- You should probably postpone buying a house if …
- 7. Keep the check until it's processed
- How to open a solo 401(k)
- 11. Ride a bike
- What about unsecured cards for bad credit?
- Meanwhile, minimize the impact of inflation on your life
- 7. Roth IRA
- What is a short squeeze?
- How much should I spend each month?
- Compare the best savings and money market accounts
- 3. Bigger spenders can earn status
- May
- New workplace retirement savings perks
- Frugal home expenses tips
- Change your repayment plan
- How to save money every month
- Who should avoid Frontier Airlines?
- Average certificate of deposit rate: 1.81% for one-year CDs
- First-time home buyer programs near California
- What is California's standard deduction?
- Contract periods
- Limitations of buying the dip
- When a general travel credit card is a better fit
- What’s next
- 4. You can shop instantly after you are approved for the card
- What are fleet cards?
- LLC payroll taxes
- 3. Get disability and life insurance
- How to find the 2024 W-4
- Best car insurance in New Jersey for ease of use: State Farm
- 2. Certificates of deposit
- Are 10-year Treasury notes a good investment?
- How to get a preapproved car loan
- FICO vs. VantageScore
- How to change or cancel an EIN
- Alternatives to savings accounts
- What is the Medicare donut hole in 2024?
- Calculating the value of the saver's credit
- When to expect your child tax credit refund
- 4. You won’t want to carry a balance
- The most popular surveys for cash apps
- Minimum wage increases
- Cashier’s check vs. certified check vs. money order
- Find the best HELOC lender for you
- Customer experience
- What happens when a bank fails
- States with the highest padded-claims costs
- Too many tools?
- 6. Inspect and test-drive the car, if applicable
- The exception: the Military Lending Act
- Full list of best homeowners insurance in California
- Other cities where you can find affordable luxury
- No-closing-cost mortgages
- Customer support
- Dividend tax rate 2024
- 12. Sleep in the woods
- Language
- Citi Custom Cash® Card
- Transfer partners
- 8. Special needs trust
- How to get a student loan settlement
- Compare the best CD accounts
- Real estate contingency deadlines
- No impact on forgiveness under IDR, PSLF
- How to reduce or avoid the federal estate tax
- How do I grow my home's equity?
- 5. There's no path to a better card
- 5. Navy Federal Credit Union® More Rewards American Express® Credit Card
- 6. High-yield checking accounts
- What else you need to know
- Why liquid assets are important
- Why's it called the Schumer box?
- How to find AI ETFs
- How do you get out of the Medicare donut hole?
- Access to income-driven repayment
- 8. Encourage customers to leave online reviews
- Consider travel insurance
- National first-time home buyer programs
- What part of my income gets taxed by California?
- Tips to find cheap flights any day of the week
- What to know about LendUp
- Why did First Republic Bank fail?
- 5. It can be expensive to carry a balance
- What are online planning services?
- 5. You'll get other perks via Mastercard
- Still not sure which budget system is best for you?
- Step 4: Gather loan documents
- What is the median household income in the U.S.?
- How do fleet cards work?
- Examples of tax avoidance
- Maximum and average DTI ratios by mortgage type
- How do I get a FICO score?
- Delta Comfort Plus
- If you’re considering flying Frontier Airlines
- Benefits for all Chase checking accounts
- EveryDollar, for simple zero-based budgeting
- How did we determine the value of Alaska miles?
- PayPal
- How do you buy Vanguard Index fund shares?
- 10 ways to spot IRS scams and impersonators
- 13. Gaze at the stars
- 4. Varo: Best for existing bank customers
- Full list of the best homeowners insurance in Pennsylvania
- The bottom line
- What is bad credit?
- HELOC requirements
- A recession? You've already been through one or more
- What is naked short selling, and why is it illegal?
- Use a co-signer
- Do I have to update my W-4 every year?
- Country Financial
- How do you buy 10-year Treasury notes?
- 2024 lifetime gift tax exemption
- Capital loss deduction
- Major airlines where sending text messages costs money
- How to report dividend income on your taxes
- 2024 child tax credit news update
- Days in the cycle
- When undervalued stocks become popular
- Five steps to opening an investment account for your kid
- Compare the best checking accounts
- 5. You can see if you pre-qualify without a hard pull on your credit
- June
- Who counts as a qualifying child for the earned income credit?
- If you inherit or bequeath something, watch out for capital gains tax
- Life insurance
- Are there free business credit reports?
- 3. Bonds
- Deaths and driving distractions
- How are gas prices determined?
- Is there any insurance that covers the donut hole?
- More time before student loan default
- Disadvantages of franchising for the franchisee
- 9. Use digital ads to reach your target audience
- How much does homeowners insurance cost in California?
- Secure 2.0 changes: Saver's match
- 14. Listen to music
- Have your friend hold their own The Platinum Card® from American Express
- Referrals
- If you need additional student loan help
- How can I avoid cashier's check fraud?
- Consequences of tax evasion
- Full list of the best car insurance in New Jersey
- 3. Volunteer Income Tax Assistance (VITA)
- Working from home tips
- Required documents for auto loan refinancing
- Find the best homeowners insurance in your state
- 7. Determine which warranties are right for you
- Final thoughts on changing your United flight
- What to do if you have a high-interest loan
- Best Android personal expense tracker apps
- Reconsideration for PSLF applications
- Am I a resident for California state tax purposes?
- How to get a home equity line of credit
- LLC self-employment taxes
- MoneyGram
- How to pay estimated taxes
- How to get Air Canada preferred seats for free
- Do you pay tax on T-notes?
- How to improve your liquid net worth
- Are there ways to avoid the Medicare Part D donut hole?
- Seller-paid closing costs
- But what if I really do owe the IRS money?
- How to control your dividend tax bill
- 15. Make some music
- Other ways to earn AAdvantage Loyalty Points
- Hotels to book with points in New York City
- How much does homeowners insurance cost in Pennsylvania?
- Why did Silicon Valley Bank fail?
- Compare the best banks, credit unions and cash management accounts
- How to get a refund if the IDR account adjustment forgives your debt
- Become an authorized user
- How to adjust your Form W-4
- Why do I need a business credit score?
- 6. PenFed Pathfinder® Rewards Visa Signature® Card
- How to evaluate dividends
- Where to find the best savings accounts
- You don’t need good credit to consolidate
- Average cost of homeowners insurance in California by city
- Benefits of refinancing
- United Airlines flight delay compensation recapped
- Choosing between cards? Rewards and perks might make the difference
- Partners and promotions
- Paying for a car purchased from a private seller
- Recap: How to get a cashier's check
- Can I claim the EITC without a child?
- How to start dollar-cost averaging
- Disability insurance
- Interest-based passive income ideas
- Next Steps
- Work from home job scams
- NerdWallet home insurance calculator methodology
- Who pays the gift tax?
- Using your credit card for rental car coverage
- Tax-loss harvesting rules
- Could we be in an AI bubble?
- Average money market account rate: 0.66%
- Is the Medicare donut hole going away in 2024?
- 10. Explore influencer marketing opportunities
- What are the best Vanguard index funds?
- 16. Make something
- What's next?
- Summary: Buying a second home
- The bottom line on short selling
- July
- Should you file a claim for plumbing problems?
- Why you can trust NerdWallet
- Are these the best dividend stocks?
- U.S. Bank Cash+® Visa Signature® Card
- Cash bonuses on cards with an annual fee
- Venmo
- Looking for past years' saver's credit thresholds?
- Know your options
- 5. Dave: Best for repayment flexibility
- How much can you borrow with a HELOC?
- Compare the best bank accounts for students and kids
- Step 5: Submit your application and get funded
- LLC sales taxes
- How do I get my business credit score?
- If you don’t meet auto loan refinancing requirements
- Do you pay taxes when you receive a gift?
- 8. Negotiate the best price
- Another Chase checking account perk: the Chase Disney debit card
- More forgiveness options
- Alternatives to infinite banking
- How to fund a startup
- Major airlines where you won’t be able to text or use the internet
- How to report IRS scams
- 17. Learn a new skill
- Capital One Venture Rewards Credit Card
- Buy points
- What are the best dividend stocks?
- Extra fees
- Fleet fuel cards: benefits and drawbacks
- How to claim the earned income tax credit
- Frequently asked questions about estimated tax payments
- Air Canada seat selection recapped
- Types of gas
- 11. Use SMS marketing to build customer loyalty
- The cheapest home insurance in California
- Your readiness to buy a home
- Average cost of homeowners insurance in Pennsylvania by city
- Summary of the best banks and credit unions of 2024
- The Hanover
- 7. State Farm® Premier Cash Rewards Visa Signature® Card
- The consequences: Weaving and crashing
- Empower Personal Dashboard, for tracking wealth and spending
- Guaranteed loan cancellation if you die
- How much money can you make on YouTube?
- 18. Exercise
- Consequences of a child tax credit error
- Related articles
- Who can benefit the most from One Key Rewards?
- FDIC insurance limits and ownership categories
- Is the gift tax deductible?
- Buying rental car insurance on your own
- What is no-exam life insurance?
- VA refinance fees
- Why did Signature Bank fail?
- August
- Why a financial advisor's fee structure matters
- How to prevent plumbing problems
- What to do if you want to come clean
- Credit cards and elite status can improve your overall experience
- How Chase premium checking accounts compare
- Learn more about cash value life insurance
- 12. Respond to online feedback
- 19. Have a potluck
- Is the $195 annual fee to add an authorized user worth it?
- LLC tax forms and deadlines
- Western Union
- Get credit for the bills you pay
- Final thoughts on the different United economy fare classes
- How much is the gift tax rate?
- Important considerations when opening a Roth IRA
- 9. Maximize trade-in value, if applicable
- Walmart2Walmart
- Finding a real estate agent: Tips for buyers
- How to get free Wi-Fi while flying
- 6. MoneyLion: Best for existing customers
- Ways kid creators can earn online
- The cheapest homeowners insurance in Pennsylvania
- Consequences of an EIC-related error
- DTI isn't a full measure of affordability
- The difference between interest rate and APY
- What you need to know about California homeowners insurance
- 20. Do something productive
- State child tax credits
- 4. GetYourRefund.org
- Should you invest in AI stocks?
- 13. Monitor your campaigns and adjust your strategy
- Starting a landscaping business: The economics
- Is getting a HELOC a good idea?
- More reading for active investors and traders
- What is the normal fee for a financial advisor?
- Fuel card vs. business gas credit card
- 8. Upgrade Triple Cash Rewards Visa®
- Why are California gas prices so high?
- Additional benefits for premium Chase checking accounts
- How to purchase a laundromat franchise
- Additional resources for people previously convicted of a felony
- Bonuses that vary with spending
- Earn an audience, and earn more in the long run
- Alternatives to no medical exam life insurance
- What activity doesn't earn Loyalty Points?
- What’s happening with Silvergate Capital Corp.?
- September
- Types of financial planning help
- Are dividends taxed?
- 10. Make the purchase
- If you're ready to start a budget
- Finding a real estate agent: Tips for sellers
- 21. Host a yard sale
- What is the $500 credit for other dependents (ODC)?
- What to know about Pennsylvania homeowners insurance
- Completing the purchase of a car from a private seller
- In-flight experience
- Which type of financial advisor is right for me?
- One Key Rewards vs. other hotel loyalty programs
- Common gift tax return triggers
- One-time IDR account adjustment for PSLF borrowers
- What you can do
- U.S. Bank Cash+® Visa Signature® Card
- Finding the right car insurance company for you
- What happened to Credit Suisse?
- What to consider before buying altcoins
- LLC tax tips for business owners
- Can I still get a past year's earned income tax credit?
- Practice good credit habits
- Nationwide
- If your DTI is high
- What is credit card consolidation?
- Examples of FDIC insurance limits and coverage
- Next steps
- More about buying life insurance as a senior
- California state tax credits
- 22. Engage with your community
- Child tax credit vs. child and dependent care credit
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Final thoughts on American Airlines Loyalty Points
- Related articles
- W-4 calculator
- 4. Money market funds
- Is a Chase checking account the right choice?
- 5 reasons to enter the laundromat industry
- 14. Spend within your marketing budget
- Western Union
- Other ways to make money
- More resources on investing
- What investment return should I expect from a financial advisor?
- If you’re considering an upgrade to Delta Comfort Plus
- PocketGuard, for a simplified budgeting snapshot
- How the FDIC calculates national rates
- Advantages of franchising for the franchisor
- How to choose a real estate agent
- Tips for making money as a kid
- October
- Other cards with unique features
- How does credit card consolidation work?
- Car rental insurance: The bottom line
- Next steps
- Investing
- Does your business need a fleet fuel card?
- Does the president control gas prices?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Is holding two separate cards worth the combined $1,390 in fees?
- Is it better to get a home equity loan or line of credit?
- Are other banks are in trouble?
- How to choose among the best ways to send money internationally
- What else to know about Form W-4
- More about top-rated life insurance companies
- 5. Tax Counseling for the Elderly (TCE)
- Small business card bonuses
- Reconsideration for rejected PSLF applications
- 8. Klover: Best for no-fee advances
- The bottom line
- Check your credit scores and reports
- 5. Mutual funds
- California Department of Insurance
- Should I take my money out of the bank?
- November
- Is consolidating credit card debt a good idea?
- How does the Israel-Hamas war affect gas prices?
- OK, what's next?
- What to do if you can’t keep up with your HELOC payments
- State Farm
- Zelle:
- Looking for more insurance in California?
- More about buying life insurance with a health condition
- Other cards that offer Centurion Lounge access
- Bank of America® Premium Rewards® credit card
- Final thoughts on the best flight booking site
- Why is financial planning important?
- Can I still use my credit card after debt consolidation?
- The bottom line
- Are we in a recession?
- 6. Index funds
- The bottom line
- Classes of service
- Mortgages
- Honeydue, for budgeting with a partner
- Credit cards for dining
- Don't qualify for PSLF? You have other options for relief
- Pros and cons of loan apps
- Cruise America: consider it the big box store of RV rentals
- December
- 6. MilTax
- The best way to bring guests into Centurion Lounges
- Pennsylvania department of insurance
- How to track your California state refund
- How to find out if your bank is FDIC insured
- Looking for more insurance in Pennsylvania?
- Are we headed for a depression?
- Travelers
- Cheapest car insurance by state
- Prime Visa
- What to know about the best ways to send money
- Disadvantages of franchising for the franchisor
- Bilt World Elite Mastercard® Credit Card
- Other hardship assistance
- California state sales tax
- What is a 1099 employee?
- 7. Direct File
- Alternatives to the best whole life insurance
- How to make money from home
- Budgeting resources from NerdWallet
- 7. Exchange-traded funds
- 5 things to know about California state tax
- USAA
- Hardship financing to avoid
- How to get cheap car insurance
- Other home insurance companies to consider
- Are cash advance apps payday lenders?
- More about whole life insurance
- Airline credit cards
- Personal loans
- Methodology to identify the best budget apps
- Extra fees
- Other notable options
- 8. Stocks
- Are apps like DailyPay and Payactiv cash advance apps?
- Risks of getting cheap auto insurance
- Target Circle™ Credit Card
- More about top-rated life insurance companies
- The final word
- Alternatives to cash advance apps
- Major issuers and their policies on instant credit access
- The benefits of an auto and home insurance bundle
- Outdoorsy: a hit and miss RV, peer-to-peer rental platform
- Student loans
- Etihad vs. Emirates vs. Qatar recapped
- The drawbacks of an auto and home insurance bundle
- How to make money offline
- Should you bundle car and home insurance?
- 9. Alternative investments
- Taxes
- Capital One® Walmart Rewards™ Mastercard®
- Cash advance app star rating methodology
- Bundling tips
- 10. Cryptocurrency
- Hotel credit cards
- Travel rewards
- Other ways to save money
- How to choose a startup idea
- Full list of the best car insurance companies
- Full list of the best car insurance companies
- The bottom line
- How we chose the best home and auto insurance bundles
- 11. Real estate
- Best car insurance companies by state
- Best car insurance companies by state
- PlayStation Visa Credit Card
- Store credit cards
- How much does it cost to rent an RV?
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- How to find the best car insurance
- Do you need insurance for an RV rental?
- How to find the best home insurance policy in five common scenarios
- Best Buy credit cards
- Options with more style than substance
- Should I consider buying an RV vs. renting one?
- Reasons to buy a business
- Xbox Mastercard
- The bottom line
- How to compare homeowners insurance
- Watch out for making money scams
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
Wells Fargo Active Cash® Card
Our pick for: Simplicity
Rewards:
Unlimited 2% cash rewards on all purchases.
Sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Annual fee: $0.
APR: 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on qualifying balance transfers, and then the ongoing APR of 20.24%, 25.24%, or 29.99% Variable APR.
Why we like it
The Wells Fargo Active Cash® Card offers easy rewards at a rich rate. And it can work as a single or team player in your wallet, pairing well with higher-earning cash-back credit cards if it turns out that your idea of "gaming" also includes maximizing rewards IRL.
It’s the type of card that’s ideal for any purchase, from gaming subscriptions to accessories. New cardholders are eligible for valuable introductory offers that can defray some gaming costs or save money on interest payments over a certain period of time. Plus, the ongoing cell phone protection benefit may cover your phone if it's ever damaged or stolen, which may mean peace of mind for fans of mobile gaming.
Drawbacks
If you’re not a Wells Fargo customer, you may find your redemption options slightly less flexible.
If you have access to one of the few video rental stores that exist, the $0-annual-fee Capital One SavorOne Cash Rewards Credit Card may offer a generous rewards rate when you buy or rent a video game. It earns 3% back on dining, entertainment (including video rental locations), eligible streaming services and grocery store purchases. Other purchases earn 1% back.
Bank of America® Customized Cash Rewards credit card
Our pick for: Online purchases
Rewards:
3% back on a category of your choice (options listed below) and 2% back on grocery stores and wholesale clubs for the first $2,500 of combined bonus category/grocery store/wholesale club spending per quarter; after hitting that threshold, you’ll earn 1% back on these purchases.
1% back on all other purchases.
Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Annual fee: $0.
APR: 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply.
Why we like it
The Bank of America® Customized Cash Rewards credit card lets you choose a top-earning rewards category from a list of six options, including online shopping. Cable, streaming, internet and phone plans count as "online shopping." (The other five categories are gas/EV charging, dining, travel, drugstores, and home improvement/furnishings.)
For gamers, the online category makes the most sense. It includes purchases made with merchants like Amazon.com, BestBuy.com, Target.com, Apple.com, and Walmart.com, among others. The sign-up bonus can also offer some money back to offset the cost of a game or a larger purchase like a computer. You may also get some breathing room on interest payments for those purchases for some time.
Drawbacks
You'll want to keep track of the spending cap if you're aiming to maximize your earnings. Redemptions are limited to a statement credit or check if you’re not a Bank of America® customer.
U.S. Bank Cash+® Visa Signature® Card
Our pick for: Cell phone and internet bill payments
Rewards:
5% cash back on the first $2,000 in combined eligible net purchases each quarter in two categories you choose from a list of several, including select electronic stores, cell phone providers, department stores and TV/internet/streaming services. (See full below.)
2% back in one "everyday" category that you choose each quarter. (These categories include grocery stores, gas stations and restaurants.)
1% back on all other eligible net purchases.
Sign-up bonus: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Annual fee: $0.
APR: 0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.49%-29.74% Variable APR.
Why we like it
For gamers with select internet services or cell phone providers, the U.S. Bank Cash+® Visa Signature® Card could be valuable. Likewise, the card's "electronics stores" category includes popular merchants such as Best Buy (in store and online), Fry’s (in store and online), Newegg.com, the Apple Store and others.
This card can be used in a system to maximize rewards by pairing it with a flat-rate credit card like the Wells Fargo Active Cash® Card listed above.
Drawbacks
The $2,000 quarterly cap is a high spending ceiling for gamers looking to max out rewards. Plus, the card isn't exactly low-maintenance: You'll have to remember to opt into categories each quarter and keep track of them.
» MORE: Best credit cards for streaming
U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
Our pick for: Maximized value
Rewards:
6% cash back on your first $1,500 in combined eligible purchases each quarter at two retailers you choose (from a list of 24; see below for full list).
3% cash back on your first $1,500 in eligible purchases each quarter in your choice of one everyday category.
1.5% cash back on all other eligible purchases.
5.5% cash back on prepaid car and hotel reservations booked directly in the Rewards Center.
Sign-up bonus: Get a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
Annual fee: $0 intro for the first year, then $95.
APR: The ongoing APR is 19.74%-29.74% Variable APR.
Why we like it
The U.S. Bank Shopper Cash Rewards™ Visa Signature® Card offers several ways to snag elevated rewards rates on gaming-related purchases. The card's list of possible 6%-earning merchants includes major retailers like Walmart, Target, Amazon.com, Apple and Best Buy, to name a few. The 3% cash-back everyday category can also include TV/internet and streaming services, if you choose it as an option. These options are customizable every quarter, so it's possible to adjust them as your gaming (and spending) habits change.
Drawbacks
You'll have to spend more than $1,583 annually to make the most of the card’s value and offset the cost of the ongoing annual fee. It will also require some effort to manage. You’ll have to keep track of the card’s spending caps on rewards and remember to select your top-earning options for cash back every quarter.
Prime Visa
Our pick for: Prime gaming
Rewards:
5% back at Amazon.com and Whole Foods Market.
2% back at restaurants and gas stations.
2% back on local transit and commuting (including rideshare).
1% back on all other purchases.
Sign-up bonus: Get a $100 Amazon Gift Card instantly upon approval exclusively for Prime members.
Annual fee: $0.
APR: The ongoing APR is 19.49%-27.49% Variable APR.
Why we like it
As an Amazon Prime member, you can use the Prime Visa to earn rich rewards on Amazon purchases — including games and consoles — and get them shipped for free. With the membership, you can also access free games and in-game loot, and get a free subscription to Twitch.tv. The healthy rewards rate at restaurants and Whole Foods can also fuel you up for your next marathon Call of Duty session.
Drawbacks
The card doesn’t offer a 0% intro APR, so you won't get an interest-free window on purchases. You also need an Amazon Prime membership ($139 per year) to be eligible for this card.
» MORE: Best store credit cards
Target Circle™ Credit Card
Our pick for: Target gaming purchases
Rewards:
5% discount on all eligible Target purchases.
Sign-up bonus: N/A
Annual fee: $0.
APR: The ongoing APR is 29.95% Variable.
Why we like it
The Target Circle™ Credit Card packs a 5% discount that you can use on any retailer-specific purchase online or in the store. It’s one way to trim costs on games, electronics, accessories and snacks.
Specialty gift cards are also included in that 5% discount, so you could potentially buy a gift card for Xbox, PlayStation or Twitch. Most items purchased with the card on Target.com are eligible for free shipping and an additional 30-day period for returns and exchanges.
Drawbacks
The card can be used only for purchases made at Target. You can’t earn rewards and stash them away for later. Instead, you automatically get a discount on every purchase.
Capital One® Walmart Rewards™ Mastercard®
Our pick for: Walmart gaming purchases
Rewards:
5% back on purchases at Walmart.com and items purchased through the Walmart app. This includes items you buy online for in-store pickup as well as for Walmart grocery pickup and delivery. (Gift cards earn 2% back regardless of where they are purchased.)
2% back for in-store purchases, including those made at Murphy USA and Walmart gas stations.
2% back at travel and restaurants.
1% back on all other purchases.
Annual fee: $0.
Why we like it
If you often shop at Walmart online or in the app, the Capital One® Walmart Rewards™ Mastercard® can offer an eye-catching 5% on those purchases, whether they include games, accessories, electronics or everyday items. It also earns a solid 2% on purchases at restaurants, for those game nights that require takeout.
Compared with some other store credit cards, the Capital One® Walmart Rewards™ Mastercard® offers more options to redeem rewards: a check, a statement credit for purchases or travel, gift cards, or purchases on Walmart.com.
Drawbacks
For a store credit card, the Capital One® Walmart Rewards™ Mastercard® has a lot of rewards categories that may be difficult to track. The ongoing rewards on in-store Walmart purchases are not as generous, so you’re better off using the card online. Cardholders don't automatically get free shipping.
PlayStation Visa Credit Card
Our pick for: PlayStation purchases
Rewards:
5 points per $1 spent on PlayStation and Sony products at the Sony store and at authorized retailers when you confirm a purchase.
3 points per $1 spent on cable and internet bill payments.
2 points per $1 spent at restaurants.
1 point per $1 spent on all other purchases.
Sign-up bonus:
Limited time: Earn a $50 PlayStation store code when you make the first purchase within 60 days of account opening (as of December 2022).
Earn a $75 game coupon when you spend $500 with the card not at PlayStation or Sony, within 60 days of card activation.
Annual fee: $0.
APR: A variable APR as high as 25.74% (as of December 2022).
Why we like it
For PlayStation loyalists, the PlayStation Visa Credit Card can offer some value. For starters, it can be used instantly after approval with a temporary shopping pass for online purchases. Small sign-up offers may occasionally be available for new cardholders. As of December 2022, you don’t have to spend much to earn one introductory offer; you can snag it with the first purchase.
Drawbacks
Point values are generally low, and redemption is cumbersome and limited mainly to PlayStation and Sony products.
Alternately, gamers who swear by Sony may also consider the Sony Visa Credit Card. It offers rewards on Sony and PlayStation products, in addition to other categories.
Best Buy credit cards
Our pick for: Best Buy purchases
Rewards:
5% back on all purchases at Best Buy. (Cardholders with a Visa version also earn additional rewards.)
Flexible financing options.
Sign-up bonus: Receive a total 10% back in Best Buy points on the first day of purchases when you are approved for the card.
Annual fee: $0-$59, depending on the card.
APR: A variable APR as high as 29.99% (as of December 2022).
Why we like it
Best Buy credit cards aren’t as flexible as general cash-back credit cards, but they do pack some value if you frequently shop at the retailer. In addition to rewards on gaming purchases at Best Buy, you may also be eligible for special financing on those purchases.
Drawbacks
You don't have control over which version of the Best Buy credit card you'll be approved for, and one of the options carries a $59 annual fee. Also, those occasional special financing deals aren't "0% intro APR offers," in which interest is waived. Instead, they're deferred interest offers, which can be riskier.
» MORE: Best 0% intro APR credit cards
Xbox Mastercard
Our pick for: Digital Microsoft Store purchases
Rewards:
5 points per $1 spent on qualifying games and purchases within the Microsoft Store.
3 points per $1 spent on eligible delivery and streaming services, such as DoorDash, GrubHub, Netflix, Hulu and Spotify.
1 point per $1 spent on all other qualifying purchases.
A complimentary three-month subscription to Xbox Game Pass Ultimate (new Game Pass members only).
Sign-up bonus: Receive 5,000 points after your first purchase with the card.
Annual fee: $0.
APR: A variable APR as high as 31.99% (as of October 2023).
Why we like it
Xbox console and desktop gamers may find value in the Xbox Mastercard, issued by Barclays. You'll earn 5x rewards on all personal computers, software and electronics sold in the digital Microsoft Store, Xbox Design Lab and on the Xbox App. And for those marathon gaming sessions, you can earn 3x rewards on eligible food delivery. Points are worth 1 cent each (i.e., 100 points = $1) and can be redeemed for games and add-ons in the digital Microsoft store. It also takes only one purchase to snag that sign-up bonus.
Drawbacks
Points can be redeemed only for games and add-ons, making reward redemptions more limiting versus a cash-back credit card.
The Xbox Mastercard launched on Sept. 21, 2023, for select Xbox Insiders who joined the Xbox Mastercard preview. According to Barclays, the card will be available to the general public in early 2024.
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