Best Credit Cards for Entertainment Spending

Whether you prefer a night out or an evening in, the right credit card can offer generous rewards on your fun.

Melissa LambarenaJune 11, 2020
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It wasn't always easy to find a credit card that could reward you for painting the town in your signature color, or even for enjoying a relaxing night in front of the TV.

But whatever your definition of "entertainment," whether it's barhopping or binge-watching, there are now plenty of cards that rake in rewards for spending on fun.

Here are several credit cards that can help you maximize rewards on entertainment spending:

Top credit cards for entertainment spending

  • Capital One® Savor® Cash Rewards Credit Card

  • Wells Fargo Propel American Express® card

  • Blue Cash Preferred® Card from American Express

  • U.S. Bank Cash+™ Visa Signature® Card

  • The Marvel Mastercard®

  • Chase Sapphire Preferred® Card

  • Citi® Double Cash Card – 18 month BT offer

  • Deserve® Pro Mastercard

Capital One® Savor® Cash Rewards Credit Card

Our pick for: A night out

CARD Details

Rewards:

  • 4% cash back on dining and entertainment.

  • 2% back at grocery stores.

  • 1% back on everything else.

Sign-up bonus: Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.

Annual fee: $95.

APR: The ongoing APR is 15.99% - 24.99% Variable APR.

Why we like it

If you frequently go out on the town, the Capital One® Savor® Cash Rewards Credit Card could be an ideal companion. Stop and grab dinner first and earn quadruple points back per dollar spent.

Then, go earn that same rewards rate at a variety of eligible fun zones, including movies, plays, concerts, sporting events, tourist attractions, theme parks, aquariums, zoos, dance clubs, pool halls or bowling alleys, not to mention purchases at record stores or video rental locations. (You won't, however, earn the 4% rate on purchases like cable, digital streaming or subscription services.)

Alternative

If paying an annual fee is a dealbreaker, you can consider this card's little brother, the Capital One® SavorOne® Cash Rewards Credit Card. It, too, earns bonus rewards on dining and entertainment spending, and while the cash-back rate isn't as robust, the annual fee is $0.

Wells Fargo Propel American Express® card

Our pick for: A Netflix-and-nosh night

CARD Details

Rewards:

  • 3 points per $1 spent on dining out or ordering in.

  • 3 points per $1 spent on eligible streaming services.

  • 3 points per $1 spent on gas stations, rideshares and transit.

  • 3 points per $1 spent on travel including flights, hotels, homestays and car rentals.

  • 1 point per $1 spent everywhere else.

Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

Annual fee: $0.

APR: 0% APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 13.99% - 25.99% Variable APR.

Why we like it

Maybe your idea of an exciting evening is grabbing some takeout or having some pizza delivered as you catch up on "Stranger Things." In that case, the Wells Fargo Propel American Express® card is a good option for you. It doesn't offer a specific "entertainment" rewards category, but it does offer triple points on streaming services like Netflix, Hulu, Apple Music, Pandora and Spotify Premium. It offers that same high rewards rate on dining, too, whether you choose to dine out or take your meal home. In fact, the Wells Fargo Propel American Express® card offers high rewards rates on a variety of popular spending categories, all for an annual of $0. It's not only a good "entertainment" card; it's a good card for all-around use.

Alternative

If you don’t dine out often and instead prefer home-cooked meals, the Blue Cash Preferred® Card from American Express can offer 6% cash back at U.S. supermarkets, on up to $6,000 a year in spending (then 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back at U.S. gas stations and on transit (including such things as taxis, rideshares, parking, tolls, trains and buses); and 1% cash back on all other purchases. Terms apply. It has a $95 annual fee.

Blue Cash Preferred® Card from American Express

Our pick for: Entertaining at home

CARD DETAILS

Rewards:

  • 6% back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1% back).

  • 6% back on select U.S. streaming services such as Hulu, Netflix, Spotify and Pandora.

  • 3% back on transit (including such things as taxis, rideshares, parking, tolls, trains and buses).

  • 3% back at U.S. gas stations.

  • 1% on everything else.

  • Terms apply.

Welcome offer: $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

Annual fee: $95.

APR: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.99% - 23.99% Variable APR.

Why we like it

When you’re the entertainer, the Blue Cash Preferred® Card from American Express can earn you back some value on supermarket spending for a large party, barbecue or dinner celebration. And if you’re spending big on an impromptu celebration, the introductory APR offers can provide some breathing room.

The card is also a great choice even if you're cooking for one and planning to stick to the sofa and your Spotify playlist.

ALTERNATIVE

If an annual fee is a deal breaker, check out the no-fee Blue Cash Everyday® Card from American Express; it earns lower cash-back rates at U.S. supermarkets and U.S. gas stations, and you won't earn bonus rewards on streaming services or transit.

U.S. Bank Cash+™ Visa Signature® Card

Our pick for: Moviegoers

CARD DETAILS

Rewards:

  • 5% cash back on two categories of your choice (on up to $2,000 spent per quarter on combined purchases).

  • 2% cash back on an everyday category of your choice.

  • 1% cash back on all other purchases.

Sign-up bonus: $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.

Annual fee: $0.

APR: 0% on Balance Transfers for 12 billing cycles, and then the ongoing APR of 13.99% - 23.99% Variable APR.

Why we like it

The U.S. Bank Cash+™ Visa Signature® Card lets you choose your own bonus categories every quarter, allowing you to earn more rewards on frequent purchases. As of January 2019, the card's 5% bonus categories include fast food and movie theaters (among several other choices). Also, one of the card's 2% categories is restaurants.

Some of the categories rotate on a quarterly basis, and you'll have to opt in every time to earn the higher rates.

The Marvel Mastercard®

Our pick for: Marvel fans

CARD Details

Rewards:

  • 3% cash back on dining, eligible entertainment purchases, Marvel.com purchases and Marvel’s official merchandise booths.

  • 1% back on everything else.

Sign-up bonus: $25 Statement Credit after your first purchase.

Annual fee: $0.

APR: The ongoing APR is 16.99% - 26.99% Variable.

Why we like it

The Marvel Mastercard® offers a nice cash-back rate considering that its annual fee is $0. Marvel fans will also appreciate the additional discounts on merchandise, but you don’t have to be a fan to reap the rewards. You just have to be a foodie who likes to get out of the house.

Grab dinner and head over to the movie theater to catch the latest Marvel flick, or another movie of your choice, and snag 3% cash back on all of your purchases. Earn the same rate on a variety of other entertainment purchases, such as video rental and game stores, theatrical performances, concerts, amusement parks, music, books and newsstands, among others.

Chase Sapphire Preferred® Card

Our pick for: Travel

CARD DETAILS

Rewards:

  • 2 points per $1 spent on dining and travel.

  • 1 point per $1 spent on everything else.

Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Annual fee: $95.

APR: The ongoing APR is 15.99% - 22.99% Variable APR.

Why we like it

If your version of entertainment requires a trip farther from home than the local watering hole, the Chase Sapphire Preferred® Card's introductory offer and ongoing rewards can help you pay for that excursion. Plus, your points earn 25% more value when you redeem them for travel through the Chase Ultimate Rewards® portal.

The card has an annual fee — $95 — but you can easily offset that cost if you spend a lot on dining out.

Citi® Double Cash Card – 18 month BT offer

Our pick for: Simplicity

CARD DETAILS

Rewards: 

  • 2% cash back on all purchases: 1% when you make a purchase, and 1% when you pay it off.

Sign-up bonus: None.

Annual fee: $0.

APR: 0% on Balance Transfers for 18 months, and then the ongoing APR of 13.99% - 23.99% Variable APR.

Why we like it

Entertainment optimizers can earn higher rewards rates with other cards. But with the Citi® Double Cash Card – 18 month BT offer, you won't have to worry about keeping track of any categories. You'll earn a high flat rate back on all purchases.

ALTERNATIVE

The PayPal Cashback Mastercard® also earns 2% cash back on every purchase. Unlike the Citi® Double Cash Card – 18 month BT offer, there's no minimum redemption required, and also no foreign transaction fee. You do, however, have to have a PayPal account, which is free to open.

Deserve® Pro Mastercard

Our pick for: Limited credit

Card details

Rewards:

  • 3% cash back per dollar spent on travel and entertainment and 2% cash back at restaurants.

  • 1% back on all other purchases.

Sign-up bonus: None.

Annual fee: $0.

APR: The ongoing APR is 17.49% - 24.49% Variable APR.

Why we like it

Most cards rely on the traditional FICO scoring model to determine your creditworthiness. The Deserve® Pro Mastercard is a bit different. It's designed for applicants who do have some credit history — but Deserve’s underwriting process may allow exceptions if you can meet income and employment verification requirements.

Plus, unlike other cards aimed at those with limited credit, the Deserve® Pro Mastercard offers rewards without you having to pony up a security deposit or annual fee.

In the category of entertainment, you can earn 3% cash back on things like movie tickets, sporting events, comedy clubs, plays, live shows and concerts. It also applies to streaming services such as Netflix, Hulu, Spotify and others.

When it comes to travel, 3% cash-back categories include hotels, airlines, cruises, public transport, and even Uber or Lyft — which can take you to that late-night restaurant, where you can be served a side of 2% cash back.

To view rates and fees of the Blue Cash Preferred® Card from American Express, please visit this page.

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