NerdWallet’s Best Credit Cards for Streaming Services

Look for cards that can reward you handsomely on more than just those monthly subscriptions. Here are our favorites.

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The next time you’re bingeing Netflix or assembling a Spotify playlist, you could be earning rewards. Video and music streaming services have become a popular bonus category among credit card issuers as media consumption patterns change.

Of course, elevated rewards on streaming alone may not add up to much and aren't the sole reason to choose a card. Your monthly Hulu subscription is probably small potatoes compared with more substantial household expenses like groceries, gas or dining. But streaming can be a nice complementary bonus category to have.

Here are several of our favorite cards offering rich rewards for streaming.

Top credit cards for streaming services

Blue Cash Preferred® Card from American Express

Our pick for: High overall rewards

American Express Blue Cash Preferred Credit Card
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Rewards:

  • 6% cash back on select U.S. streaming subscriptions. (See the full list).

  • 6% back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

  • 3% back on transit, including taxis, rideshare services, parking, tolls, trains, buses and more.

  • 3% back at U.S. gas stations.

  • 1% back on everything else.

Terms apply (see rates and fees).

Welcome offer: Earn up to $350 in statement credits: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits. Terms Apply.

Annual fee: $0 intro for the first year, then $95.

APR: 0% intro APR on Purchases for 12 months, and then the ongoing APR of 13.99% - 23.99% Variable APR.

Why we like it

The Blue Cash Preferred® Card from American Express offers something for nearly everyone, including a market-leading rewards rate on eligible streaming services. You'll also earn elevated rewards on many different methods of transportation, even if you gas up your own car. So pop in some earbuds and enjoy your Apple Music on the bus ride to work, or tune in to your favorite Sirius XM channel on a road trip. Either way, you can earn rewards twice over. (Note that if your subscription is bundled with another product or service, or if it's billed through a third party, it may not qualify for the higher rate.) But the card's main attraction remains its industry-leading rewards rate at U.S. supermarkets. Terms apply.

Drawbacks

There's a hefty annual fee, which is atypical among cash-back credit cards. And it's not an ideal card for those who spend a lot of money on restaurant dining.

U.S. Bank Cash+™ Visa Signature® Card

Our pick for: Customizable 5% cash back

Rewards:

  • 5% cash back on two categories of your choice from a list of several options (on up to $2,000 spent per quarter on combined purchases).

  • 2% cash back on an everyday category of your choice, such as gas, groceries or restaurants.

  • 1% cash back on all other purchases.

Why we like it

With the U.S. Bank Cash+™ Visa Signature® Card, you choose your own 5% bonus categories from a list every quarter. Since May 2019, one of those options has been "TV, internet and streaming services." Examples of services that qualify include Netflix, Hulu, Sling TV, Apple Music, Spotify, Pandora and Sirius XM. And to truly optimize this card for entertainment, you can select an additional 5% bonus category — say, fast food or movie theaters — not to mention a separate 2% everyday bonus category, such as restaurants. Now you're ready for a night in or out.

Drawbacks

This is a high-maintenance card. You must keep track of multiple bonus categories — plus a spending cap — and remember to opt in to those bonus categories every quarter.

Capital One SavorOne Cash Rewards Credit Card

Our pick for: A night in

Capital One® SavorOneSM Cash Rewards Credit Card
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Rewards:

  • 3% cash back on dining, eligible streaming services, grocery stores and entertainment.

  • 1% cash back on all other purchases.

Sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Annual fee: $0.

APR: 0% intro APR on Purchases for 15 months, and then the ongoing APR of 15.49% - 25.49% Variable APR.

Why we like it

If your ideal night involves ordering in while watching your favorite shows, the Capital One SavorOne Cash Rewards Credit Card can reward you for nights spent on the couch. It offers an unlimited 3% back on music and video streaming services, like Netflix, Hulu and Disney+, as well as on entertainment, dining and at grocery stores.

Considering its $0 annual fee, the card is particularly valuable because it earns elevated rewards for both dining and grocery store purchases. Cards that offer rewards in both categories typically come with annual fees and caps on the amount you can earn.

Drawbacks

There are cards that have much higher earn rates for dining, groceries and streaming. But you’ll have to cough up hefty annual fees for them.

U.S. Bank Altitude® Connect Visa Signature® Card

Our pick for: Travel

U.S. Bank Altitude® Connect Visa Signature® Card
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Rewards:

  • 4 points per $1 spent on travel and at gas stations.

  • 2 points per $1 spent at grocery stores (including grocery delivery), on dining and eligible streaming services.

  • 1 point per $1 spent on all other eligible purchases.

Sign-up bonus: Earn 50,000 bonus points when you spend $3,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards merchandise, gift cards, cash back, travel and more.

Annual fee: $0 intro for the first year, then $95.

APR: The ongoing APR is 15.99% - 23.99%* Variable APR.

Why we like it

The U.S. Bank Altitude® Connect Visa Signature® Card can be an ideal option for frequent road trippers who love to stream and drive. In addition to its lucrative elevated rewards on travel and gas, the card earns 2x the rewards on eligible streaming services, like Netflix, Hulu and Apple Music.

Also, the card features an automatic $30 annual statement credit after 11 months of continuous streaming service purchases. That’s a good chunk of change toward your binge-watching and music-streaming bills.

Drawbacks

U.S. Bank Altitude® Go Visa Signature® Card
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If your streaming habits revolve around food more than they do travel, the card’s 2x on dining and groceries leave much to be desired. Plus, it'll cost you to carry the card after the first year.

As an alternative, consider the card’s lower-tier sibling, the U.S. Bank Altitude® Go Visa Signature® Card. Like its counterpart, it offers 2x on streaming subscriptions, but features a higher 4x rate for food delivery and dining, all for an annual fee of $0*. This makes the card a better companion for those who would rather order in while streaming their favorite TV shows. Plus, it offers a $15 annual statement credit, which is lower than what the U.S. Bank Altitude® Connect Visa Signature® Card features, but still a decent amount of money.

Amazon Prime Rewards Visa Signature Card

Our pick for: Amazon Prime loyalists

Amazon Prime Rewards Visa Signature Card
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Rewards:

  • 5% cash back at Amazon.com and Whole Foods Market.

  • 2% cash back at restaurants, gas stations and drugstores.

  • 1% cash back on all other purchases.

Sign-up bonus: Amazon occasionally offers gift cards of varying amounts upon approval.

Annual fee: $0, but you must be an Amazon Prime member. Membership costs $119 annually ($59 a year for students).

APR: The ongoing APR is 14.24% - 22.24%, Variable.

Why we like it

The Amazon Prime Rewards Visa Signature Card doesn’t specifically reward you for streaming services — but Amazon Prime video and music streaming services are automatically included with your Prime membership, which you can pay for with this card. You’ll also earn that same rich 5% back on digital downloads and on almost any purchase you make on Amazon.com. Shop there for nonperishables, hit Whole Foods for your groceries and reap big rewards as you catch up on Amazon's original shows.

Drawbacks

Officially, this card's annual fee is $0. Unofficially, your Amazon Prime membership — which is required if you want this card — will cost you $119 annually.

PayPal Cashback Mastercard®

Our pick for: Simplicity

PayPal Cashback Mastercard
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Rewards:

  • Unlimited 2% cash back on everything.

Sign-up bonus: None.

Annual fee: $0.

APR: The ongoing APR is 19.99% - 26.99% Variable APR.

Why we like it

The PayPal Cashback Mastercard® is a low-maintenance card with high flat-rate rewards. There are no tiered or rotating bonus categories to activate or keep track of; just 2% back on all purchases. And if you're already paying for your streaming subscriptions via PayPal, you can incorporate this card pretty seamlessly — and get cash back for it.

Drawbacks

You’ll need a PayPal account to apply for this card, although it’s free to create one. There's also no sign-up bonus, nor does it offer a 0% intro APR period.

Information related to the Amazon Prime Rewards Visa Signature Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.


To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page.

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