NerdWallet’s Best Credit Cards for Streaming Services

Look for cards that can reward you handsomely on more than just those monthly subscriptions. Here are our favorites.

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The next time you’re bingeing Netflix or assembling a Spotify playlist, you could be earning rewards. Video and music streaming services have become a popular bonus category among credit card issuers as media consumption patterns change.

Of course, elevated rewards on streaming alone may not add up to much and aren't the sole reason to choose a card. Your monthly Hulu subscription is probably small potatoes compared with more substantial household expenses like groceries, gas or dining. But streaming can be a nice complementary bonus category to have.

Here are several of our favorite cards offering rich rewards for streaming.

Top cards for streaming services

Blue Cash Preferred® Card from American Express

Our pick for: High overall rewards, monthly credit

American Express Blue Cash Preferred Credit Card
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Rewards:

  • 6% cash back on select U.S. streaming subscriptions. (See the full list).

  • 6% back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

  • 3% back on transit, including taxis, rideshare services, parking, tolls, trains, buses and more.

  • 3% back at U.S. gas stations.

  • 1% back on everything else.

Terms apply (see rates and fees).

Welcome offer: Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Terms Apply.

Annual fee: $95.

APR: 0% intro APR for 12 months on purchases and balance transfers, and then the ongoing APR of 16.99%-27.99% Variable APR.

Why we like it

The Blue Cash Preferred® Card from American Express offers something for nearly everyone, including a market-leading rewards rate on eligible streaming services. You'll also earn elevated rewards on many different methods of transportation, even if you gas up your own car. So pop in some earbuds and enjoy your Apple Music on the bus ride to work, or tune in to your favorite Sirius XM channel on a road trip. Either way, you can earn rewards twice over. (Note that if your subscription is bundled with another product or service, or if it's billed through a third party, it may not qualify for the higher rate.) The card also offers an $84 credit for a subscription to The Disney Bundle (Hulu, Disney+ and ESPN+), in the form of $7 monthly statement credits. But the card's main attraction remains its industry-leading rewards rate at U.S. supermarkets. Terms apply.

Drawbacks

There's a hefty annual fee, which is atypical among cash-back credit cards. And it's not an ideal card for those who spend a lot of money on restaurant dining.

🤓Nerdy Tip

It might not always make sense to get a credit card specifically for streaming services. If your current card already earns an elevated rewards rate when you shop at supermarkets, gas stations, office supply stores or drugstores, you might be able to buy a gift card to a streaming service from one of those stores and collect rewards on the purchase that way.

U.S. Bank Cash+® Visa Signature® Card

Our pick for: Customizable 5% cash back

U.S. Bank Cash+® Visa Signature® Credit Card
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Rewards:

  • 5% cash back on two categories of your choice from a list of several options (on up to $2,000 spent per quarter on combined purchases).

  • 2% back on an everyday category of your choice, such as gas, groceries or restaurants.

  • 1% back on other purchases.

Welcome offer: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.

Annual fee: $0.

APR: 0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 17.49%-27.49% Variable APR.

Why we like it

With the U.S. Bank Cash+® Visa Signature® Card, you choose your own 5% bonus categories from a list every quarter. Since May 2022, one of those options has been "TV, internet and streaming services." Examples of services that qualify include Netflix, Hulu, Sling TV, Apple Music, Spotify, Pandora and Sirius XM. And to truly optimize this card for entertainment, you can select an additional 5% bonus category — say, fast food or movie theaters — not to mention a separate 2% everyday bonus category, such as restaurants. Now you're ready for a night in or out.

Drawbacks

This is a high-maintenance card. You must keep track of multiple bonus categories — plus a spending cap — and remember to opt in to those bonus categories every quarter.

Citi Custom Cash℠ Card

Citi Custom Cash℠ Card
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Our pick for: Straightforward 5% cash back

Rewards:

  • 5% cash back on up to $500 spent in your highest spend category per billing cycle from a list of eligible options (streaming services, restaurants, gas stations, drugstores, home improvement stores, fitness clubs, select travel, select transit and live entertainment).

  • 1% back on all other purchases.

Welcome offer: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Annual fee: $0.

APR: 0% intro APR on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 16.99%-26.99% Variable APR.

Why we like it

With the Citi Custom Cash℠ Card, you don’t have to remember to activate categories to earn 5% cash back. You’ll automatically earn that rate on your top eligible spending category (from the list above), on up to $500 spent per billing cycle. If you have a big budget for streaming services, you could potentially use this as your only card to pay for them and maximize the high rewards rate. As of May 2022, services that qualify include Amazon Prime Video, Amazon Music, Apple Music, Disney+, ESPN+, HBO Max, Netflix, Pandora, Showtime, Sling TV, Spotify, SiriusXM, YouTube TV and several more.

Drawbacks

You're limited to one bonus category, so all other purchases earn only 1%. If you plan to use only one credit card for all expenses, that low rewards rate in non-bonus categories won’t offer tons of value.

Capital One SavorOne Cash Rewards Credit Card

Our pick for: A night in

Capital One® SavorOneSM Cash Rewards Credit Card
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Rewards:

  • 3% cash back on dining, eligible streaming services, grocery stores and entertainment.

  • 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

  • 1% back on other purchases.

Sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Annual fee: $0.

APR: 0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 17.99%-27.99% Variable APR; 3% fee on the amounts transferred within the first 15 months.

Why we like it

If your ideal night involves ordering in while watching your favorite shows, the Capital One SavorOne Cash Rewards Credit Card can reward you for nights spent on the couch. It offers an unlimited 3% back on music and video streaming services, like Netflix, Hulu and Disney+, as well as on entertainment, dining and at grocery stores.

Considering its $0 annual fee, the card is particularly valuable because it earns elevated rewards for both dining and grocery store purchases. Cards that offer rewards in both categories typically come with annual fees and caps on the amount you can earn.

Drawbacks

There are cards that have much higher earn rates for dining, groceries and streaming. But you’ll have to cough up hefty annual fees for them.

Chase Sapphire Preferred® Card

Chase Sapphire Preferred Credit Card
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Our pick for: Travel

Rewards:

  • 5 points per $1 spent on all travel purchased through Chase Ultimate Rewards®.

  • 3 points per $1 spent on dining (including eligible delivery services and takeout).

  • 3 points per $1 spent on select streaming services.

  • 3 points per $1 spent on online grocery purchases (not including Target, Walmart and wholesale clubs).

  • 2 points per $1 spent on travel not purchased through Chase Ultimate Rewards®.

  • 1 point per $1 spent on other purchases.

Sign-up bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Annual fee: $95.

APR: The ongoing APR is 18.24%-25.24% Variable APR.

Why we like it

The Chase Sapphire Preferred® Card can be an ideal option for frequent travelers who love to stream and explore. In addition to its lucrative elevated rewards on travel, dining and groceries, the card earns 3x the rewards on eligible streaming services, like Apple Music, Apple TV, Disney+, ESPN+, HBO Max, Hulu, Netflix, Pandora, SiriusXM, Sling, Spotify and more.

Drawbacks

The card has a $95 annual fee. It offers healthy rewards in a variety of categories, but keeping track of them and their redemption value may require some effort.

The Platinum Card® from American Express

American Express Platinum Credit Card
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Our pick for: Luxury travel

Rewards:

  • 5 Membership Rewards points per $1 spent on flights booked directly with airlines or with American Express Travel.

  • 5 points per $1 on prepaid hotels booked with American Express Travel.

  • 2 points per $1 on other eligible travel expenses booked with American Express Travel.

  • 1 point per $1 on all other purchases.

  • Terms apply; see rates and fees.

Welcome offer: Earn 100,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. Terms Apply.

Annual fee: $695.

Why we like it

The Platinum Card® from American Express is an excellent pick for big spenders who like to travel in luxury. The card offers rewards on travel and over $1,500 in annual statement credits toward eligible purchases in the categories of travel, entertainment (including streaming services), dining, retail and wellness. You'll get up to $20 in statement credits per month for a total of $240 per calendar year. This digital entertainment credit can be applied toward eligible subscriptions that include Peacock, Audible, SiriusXM, Disney+, The Disney Bundle, ESPN+, Hulu and The New York Times. Terms apply.

Drawbacks

No question about it, a $695 annual fee is steep. You won't be able to offset that cost unless you already spend in the card's rewards categories and the brands eligible for benefits. The card also doesn’t earn bonus rewards in very many "everyday" spending categories.

Amazon Prime Rewards Visa Signature Card

Our pick for: Amazon Prime loyalists

Amazon Prime Rewards Visa Signature Card
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Rewards:

  • 5% cash back at Amazon.com and Whole Foods Market.

  • 2% cash back at restaurants, gas stations and drugstores.

  • 1% cash back on all other purchases.

Sign-up bonus: Amazon occasionally offers gift cards of varying amounts upon approval.

Annual fee: $0, but you must be an Amazon Prime member. Membership costs $139 annually ($69 a year for students).

APR: The ongoing APR is 16.49%-24.49%, Variable.

Why we like it

The Amazon Prime Rewards Visa Signature Card doesn’t specifically reward you for streaming services — but Amazon Prime video and music streaming services are automatically included with your Prime membership, which you can pay for with this card. You’ll also earn that same rich 5% back on digital downloads and on almost any purchase you make on Amazon.com. Shop there for nonperishables, hit Whole Foods for your groceries and reap big rewards as you catch up on Amazon's original shows.

Drawbacks

Officially, this card's annual fee is $0. Unofficially, your Amazon Prime membership — which is required if you want this card — will cost you $139 annually.

PayPal Cashback Mastercard®

Our pick for: Simplicity

PayPal Cashback Mastercard
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Rewards:

  • 3% cash back on PayPal purchases.

  • 2% back on everything else.

Annual fee: $0.

APR: The ongoing APR is 16.49%, 25.49% or 28.49%, Variable APR.

Why we like it

The PayPal Cashback Mastercard® is a relatively low-maintenance card with high potential rewards, especially when you use it through PayPal checkout. If you're already paying for your streaming subscriptions via PayPal, you can incorporate this card pretty seamlessly — and get cash back for it.

Drawbacks

You’ll need a PayPal account to apply for this card, although it’s free to create one. There's also no 0% intro APR period.

Wells Fargo Active Cash® Card

Wells Fargo Active Cash Card
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Our pick for: 2% cash back

Rewards: Earn unlimited 2% cash rewards on purchases.

Welcome offer: Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.

Annual fee: $0.

APR: 0% intro APR on Purchases for 15 months and 0% intro APR on Balance Transfers 15 months from account opening on qualifying balance transfers, and then the ongoing APR of 17.99%, 22.99%, or 27.99% Variable APR.

Why we like it

The Wells Fargo Active Cash® Card is as straightforward and simple as a rewards credit card can get. It offers a decent cash-back rate on all purchases, including streaming subscriptions. You don’t have to worry about which streaming services qualify to earn 2% back because any purchase qualifies. If you later change subscription services, you’ll still continue to earn the same rate.

Drawbacks

Some of the reward redemptions are specific to existing Wells Fargo customers. While you can redeem for statement credit or a mailed paper check, other options include a withdrawal from a Wells Fargo checking account at a Wells Fargo ATM and a direct deposit into a Wells Fargo checking or savings account.

Information related to the Amazon Prime Rewards Visa Signature Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.


To view rates and fees of the Blue Cash Preferred® Card from American Express, see this page. To view rates and fees of The Platinum Card® from American Express, see this page.

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