Best Medicare Advantage Plans in Ohio 2024
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More than 2.4 million people in Ohio are signed up for Medicare, making it the sixth-largest U.S. state for Medicare beneficiaries.
Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan, but they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
Compare Medicare Advantage plans in Ohio
What to know about Medicare in Ohio
More than 1 in 5 people in Ohio are 65 and older, and there are a variety of Medicare and Medicare Advantage plans in the state.
The average monthly premium in 2024 for a Medicare Advantage plan in Ohio is $16.63. (This is up from $16.10 in 2023.)
There are 224 Medicare Advantage plans available in Ohio in 2024. (This is up from 216 in 2023.)
All Medicare-eligible people in Ohio have access to a $0-premium Medicare Advantage plan.
Medicare Advantage companies in Ohio
The following providers offer Medicare Advantage plans in Ohio:
Communicare Advantage.
Essence Healthcare.
Health Alliance Medicare.
Medical Mutual of Ohio.
MediGold.
Paramount Elite Medicare Plans.
Perennial Advantage.
PrimeTime Health Plan.
SummaCare Medicare Advantage Plans.
The Health Plan.
Top-rated Medicare Advantage plans in Ohio
Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received the best ratings in Ohio for the 2024 plan year. (Check out more information about Medicare star ratings.)
5-star plans
The companies below offer plans in Ohio that are rated 5 stars out of 5 by CMS:
Devoted Health.
PrimeTime Health Plan.
UPMC for Life.
4.5-star plans
The companies below offer plans in Ohio that are rated 4.5 stars out of 5 by CMS:
Humana.
Medical Mutual of Ohio.
MediGold.
SummaCare Medicare Advantage Plans.
UnitedHealthcare.
This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.
Medicare resources for Ohio
Ohio Department of Insurance: Resources that include a review of Medicare basics, free online counseling to assist with picking out a plan and contact information for local coordinators.
Central Ohio Area Agency on Aging: Information about Medicare programs through workshops and videos and additional contacts for Medicare beneficiaries.
Ohio Senior Medicare Patrol: Information for identifying and reporting Medicare fraud and abuse.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
Medicare Advantage companies
Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
Medicare Advantage Plan Review Methodology
The Medicare Advantage marketplace is concentrated among just a handful of companies; in many places, one insurer serves more than half of the market. NerdWallet reviewed 26 Medicare Advantage brands, with some insurers having more than one brand under their umbrella. (For example, Blue Cross Blue Shield includes the brands Anthem and Highmark.) At the national level, these reviews include nine of the 10 largest brands by enrollment. At the state level, our research includes at least one major insurer in 47 of the 49 states that offer Medicare Advantage plans, and includes the top two insurers in 35 of those states. (Alaska doesn't offer Medicare Advantage plans.) We also look at online search volume to identify regional and other notable players in the space.
NerdWallet’s Medicare Advantage reviews are based on ratings data from the Centers for Medicare & Medicaid Services, as well as pricing, plan availability by state, plan types available, consumer experience, extra benefits offered and more. These reviews are a guide, but we encourage you to shop around and compare several plans to find the best coverage and rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines for additional information.
This roundup includes only insurers that sell Medicare Advantage in Ohio.
