Loans
Learning about loans
What Is A Loan?
A loan is a sum of money borrowed from a creditor that you pay back with interest. Loans can be secured or unsecured.
Katia Iervasi
What Is A Personal Loan?
A personal loan is money borrowed from a lender that you pay back in monthly instalments.
How No Interest Loans (NILs) Work
The No Interest Loans Scheme (NILs) allows some Australians to borrow up to $2,000 for essential purchases with an interest-free loan.
Kristie KwokApplying for a personal loan
How To Get A Personal Loan In 7 Steps
Getting a loan starts with assessing your borrowing needs and capacity to repay, then comparing offers to find the best deal.
9 Reasons You Can’t Get Approved For A Personal Loan
A low credit score, too much personal debt and credit report errors are some common reasons why Australians are denied personal loans. Here’s what to do about it.
Amanda Smith
What Is Personal Loan Pre-Approval?
A pre-approved personal loan gives you an idea of how much you can borrow ahead of time.
How To Apply For A Personal Loan
Applying for a loan can be quicker and easier if you’re prepared and know what to expect.