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Learn how to borrow money the smart way.
    Types of Personal Loans You Should Know

    Types of Personal Loans You Should Know

    There are many types of personal loans to choose from — and some to be wary of — with varying interest rates, fees and term lengths. 

    What Is an Unsecured Personal Loan?

    What Is an Unsecured Personal Loan?

    Unsecured loans don’t require an asset as collateral, but that can mean higher interest rates and tighter eligibility requirements.

    The Difference Between Secured and Unsecured Personal Loans

    The Difference Between Secured and Unsecured Personal Loans

    A secured loan requires collateral, wheres an unsecured does not. Unsecured loans may have stricter qualification requirements than secured loans.

    What Is a Secured Personal Loan?

    What Is a Secured Personal Loan?

    Secured loans require the borrower to put up an item of value as collateral. If the borrower fails to pay, the collateral can be seized by the lender.

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