A budget is a plan for every dollar you have.
Credit scores and reports matter in Australia. Knowing how they work will help keep you on track to achieve your financial goals.
Australia’s three major credit reporting bureaus must let give you free access to your credit report and score every three months.
Take steps to improve a low credit score: keep credit card balances low, pay bills on time, and build your credit history.
A good credit score varies by credit agency: 661+ for Equifax, 625+ for Experian, and 400+ for illion.
Credit repair companies exist to help people with low or fair scores and get them out of the red, but the impact of the service is limited.
Your credit scores are determined by several factors, such as whether you pay bills on time and the length of time you’ve used credit.
A minimum wage is the lowest amount you can be paid for doing a job. The minimum wage Australians are entitled to depends on several factors.
Income protection insurance (IP cover) pays part of your lost income if you can’t work due to a disability caused by an accident or illness.
NerdWallet rounded up 25 real ways to make money at home, online or out and about.
Passive income is money generated from investments, properties or side hustles. The goal is to achieve a steady flow of cash.
There are many employment arrangements in Australia, from permanent employment to fixed-term contracts and even apprenticeships.
Managing your money is the key to living your best life. Set yourself on the path to financial freedom by developing these key money management skills.
The 50/30/20 budget splits your income across three major categories: 50% to necessities, 30% to wants and 20% to savings and debt repayment.
Trying to boost your savings? Find out how to save on everyday expenses and lower your costs in the long run now.