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Personal Finance

Learn how to create a budget, save for retirement, check your credit score and more.

Find financial freedom

A budget is a plan for every dollar you have.

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Understanding credit scores and reports

What to Know About Credit Reports in Australia

What to Know About Credit Reports in Australia

A credit report is a comprehensive record of your credit history and overall creditworthiness.

How to Get Your Free Credit Score and Credit Report

How to Get Your Free Credit Score and Credit Report

Australia’s three major credit reporting bureaus must let give you free access to your credit report and score every three months.

What Is A Good Credit Score?

What Is A Good Credit Score?

A good credit score varies by credit agency: 661+ for Equifax, 625+ for Experian, and 500+ for illion.

12 Questions About Credit Scores and Reports

12 Questions About Credit Scores and Reports

Knowing how credit scores and reports work will help keep you on track to achieve your financial and lifestyle goals.

Making money

25 Ways To Make Money Online, Offline And At Home

25 Ways To Make Money Online, Offline And At Home

Find out how to make money with a side hustle that suits your situation.

How to Make Passive Income

How to Make Passive Income

Passive income can offer breathing space when your finances are tight, but whether a cash stream is passive or not isn’t always clear-cut.

5 Things To Know Before Starting A Small Business

5 Things To Know Before Starting A Small Business

Before starting your own business, refine your long-term vision, register and apply for an Australian Business Number (ABN), and open a business bank account.

Types of Employment in Australia

Types of Employment in Australia

Guide to rights and entitlements for different types of employment arrangements.

Managing money

7 Money Management Skills To Master ASAP

7 Money Management Skills To Master ASAP

Set yourself on the path to financial freedom by developing these key money management skills.

Budgeting 101: How To Budget Money

Budgeting 101: How To Budget Money

Divide your income among needs, wants, savings and debt repayment, using the 50/30/20 budget method.

Guide to the 50/30/20 Budget

Guide to the 50/30/20 Budget

The 50/30/20 budget divides your income into needs, wants and savings.

Pay Yourself First: Reverse Budgeting Explained

Pay Yourself First: Reverse Budgeting Explained

With the pay-yourself-first budget, you put money towards savings goals like retirement before living expenses.

Spending and expenses

How to Lower Your Bills: 33 Ways to Save Money

How to Lower Your Bills: 33 Ways to Save Money

Chances are, you can cut costs and keep some cash in your pocket by taking a closer look at your bills.

How to Save Money in Australia: 20 Ways to Cut Costs

How to Save Money in Australia: 20 Ways to Cut Costs

Trying to boost your savings in Australia? Find out how to save on everyday expenses and lower your costs in the long run.

Tracking Monthly Expenses: The First Step to Money Success

Tracking Monthly Expenses: The First Step to Money Success

When you start tracking expenses, you can separate your spending into three categories: needs, wants and savings.

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