How much do you need?
We’ll start with a brief questionnaire to better understand the unique needs of your business.
Once we uncover your personalized matches, our team will consult you on the process moving forward.
Here are 5 American Express® Business Line of Credit competitors
Lender | NerdWallet Rating▼ | Max loan amount▼ | Min. credit score▼ | Next steps |
---|---|---|---|---|
OnDeck - Line of credit with Fundera by NerdWallet | 5.0/5 Best for Fast funding | $100,000 | 625 | with Fundera by NerdWallet |
Bluevine - Line of credit with Fundera by NerdWallet | 5.0/5 Best for Fast funding | $250,000 | 625 | with Fundera by NerdWallet |
Fundbox - Line of credit | 5.0/5 Best for Startup businesses | $150,000 | 600 | |
Fora Financial - Online term loan with Fundera by NerdWallet | 4.5/5 Best for Borrowers with bad credit | $1,500,000 | 570 | with Fundera by NerdWallet |
Accion Opportunity Fund - Small Business Working Capital Loan | 5.0/5 Best for Longer repayment terms | $250,000 | 570 | |
Here are 5 American Express® Business Line of Credit competitors
Best for Fast funding
Best for Startup businesses
Max Amount
$150,000
Min. Credit Score
600
Best for Borrowers with bad credit
Best for Longer repayment terms
Max Amount
$250,000
Min. Credit Score
570
I'M INTERESTED IN:
Our picks for
Fast funding
OnDeck - Line of credit
with Fundera by NerdWallet
Max loan
$100,000
Min. Credit score
625
Apr range
35.90-84.90%
with Fundera by NerdWallet
Bluevine - Line of credit
with Fundera by NerdWallet
Max loan
$250,000
Min. Credit score
625
Apr range
20.00-50.00%
with Fundera by NerdWallet
Our pick for
Startup businesses
Fundbox - Line of credit
Max loan
$150,000
Min. Credit score
600
Apr range
36.00-99.00%
Our pick for
Borrowers with bad credit
Fora Financial - Online term loan
with Fundera by NerdWallet
Max loan
$1,500,000
Min. Credit score
570
with Fundera by NerdWallet
Our pick for
Longer repayment terms
Accion Opportunity Fund - Small Business Working Capital Loan
Max loan
$250,000
Min. Credit score
570
Apr range
8.49-24.99%
What does American Express Business Blueprint™ offer?
- 3% to 9% for six-month loans.
- 6% to 18% for 12-month loans.
- 9% to 27% for 18-month loans.
- 12% to 18% for 24-month loans.
- A minimum FICO score of at least660at the time of application.
- To have started your business at least a year ago.
- Average monthly revenue of at least $3,000.
Alternatives to the American Express® Business Line of Credit
1. OnDeck
- Credit score:625or higher.
- Time in business: One year or more.
- Monthly revenue: Approximately $8,333.33 or more.
2. Bluevine
- Credit score:625or higher.
- Time in business:24months or more.
- Monthly revenue: $40,000 or more.
3. Fundbox
- Credit score:600or higher.
- Time in business:6months or more.
- Monthly revenue: Approximately $8,333.33 or more.
4. Fora Financial
- Credit score:570or higher.
- Time in business:6months or more.
- Monthly revenue: $20,000 or more.
5. Accion Opportunity Fund
- Credit score:570or higher.
- Time in business:12months or more.
- Monthly revenue: Approximately $4,166 or more.
Compare your business loan options
Methodology
Wondering if you qualify?
It’s possible to get a business loan even if you have bad credit. Bad-credit business loans are available from alternative sources, like online or nonprofit lenders.