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Randa Kriss

Senior Writer & Content Strategist
Expertise
  • Small business •
  • business lending •
  • business banking
How I Think About Money “You're not on your own, kid. I write to help small-business owners navigate complex and time-consuming financial decisions.”
10+ Years of Experience
170+ Articles Written
Previous experience
Fundera, Serendipity Magazine, American Kennel Club
Education
B.A. in English and Spanish from Iona University (formerly Iona College)
Organizations
The Association for Business Journalists
Awards
2024 Xana Fellowship from the Society for Advancing Business Editing and Writing
Randa Kriss is a senior writer and NerdWallet authority on small business. She has nearly a decade of experience in digital content. Prior to joining NerdWallet in 2020, Randa worked as a writer at Fundera, covering a wide variety of small-business topics and specializing in the lending and banking spaces. Her work has been featured in The Washington Post, The Associated Press, MarketWatch and Nasdaq, among other publications. She has also hosted a webinar as part of the SBA's 2024 National Small Business Week Virtual Summit. Randa is passionate about helping small-business owners make educated financial decisions, especially when it comes to affordable funding. She is based in New York City.
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5 Things You NEED to Get Your First Business Loan | NerdWallet
4:40
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5 Things You NEED to Get Your First Business Loan | NerdWallet

So, you’re running your small business, but you need more capital to take things to the next level. It might be time to get your first business loan, but what impacts getting approved for a business loan? Small Business Nerd Randa Kriss shares 7 key factors that go into getting approved for a business loan along with detailed explanations and tips to help you on getting your first business loan. Suggested Articles: How to Apply for and Get a Business Loan in 6 Steps: https://www.nerdwallet.com/article/small-business/how-to-apply-small-business-loan?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_how-to Business Loan Requirements: 7 Things You’ll Need to Qualify: https://www.nerdwallet.com/article/small-business/how-to-qualify-for-small-business-loans?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_051024_social_cm_yt_vertical_promotionalexplainer_7-factors Chapters: 0:00 - Intro 0:22 - Factors That Go Into Your First Business Loan 0:32 - Credit Score 2:00 - Time In Business 2:20 - Business Finances 2:51 - Business Plan 3:34 - Collateral #NerdWallet #BusinessLoan #HowTo Subscribe to NerdWallet - https://bit.ly/3wGvVf3 About NerdWallet: We’re NerdWallet. And we’re not your typical finance company. We believe that everyone should be able to make financial decisions with confidence. We’ve built a team of Nerds with the knowledge, passion, and skills to make that happen. Thanks to our Nerdy experts, see side-by-side comparisons and objective reviews of the best credit cards, bank accounts, and so much more — so you can get even more financial clarity. It’s the smartest decision for all your financial decisions. Disclaimer: This video is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here. Connect with NerdWallet: Follow NerdWallet on TikTok: https://tiktok.com/@nerdwallet Follow NerdWallet on Instagram: https://instagram.com/nerdwallet Follow NerdWallet on Twitter: https://twitter.com/NerdWallet Follow NerdWallet on Facebook: https://facebook.com/NerdWallet NerdWallet Website: https://nerdwallet.com 5 Things You NEED to Get Your First Business Loan | NerdWallet https://www.youtube.com/c/nerdwallet

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