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Best Travel Credit Card With No Annual Fee

Credit Cards, Travel Credit Cards
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Travel credit cards without an annual fee

You know the feeling, travel lovers. You’re reading a credit card review of a promising travel rewards card and you’re about to apply when you see it — the annual fee. Maybe your spending is too low to make the fee worth it, or maybe you simply hate fees. Whatever your reason, you wish you could find a great travel credit card without the loathed annual fee.

Behold, here are three awesome travel rewards cards that are annual fee-free.

BankAmericard Travel Rewards® Credit Card

The BankAmericard Travel Rewards® credit card offers 1.5 points on every dollar spent and a signup bonus: 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases. Points can be redeemed as a statement credit for travel purchases, including flights, hotels and rental cars. Want more points? Cardholders with a Bank of America® checking or savings account receive an additional 10% points bonus. Also, if you’re a Preferred Rewards client, stretch that bonus out to up to 75%.

Along with an annual fee of $0, the BankAmericard Travel Rewards® credit card  boasts no foreign transaction fees. There’s also a generous introductory interest offer: 0% on Purchases for 12 billing cycles, and then the ongoing APR of 15.74% - 23.74% Variable APR.

Barclaycard Arrival™ World MasterCard®

The Barclaycard Arrival™ World MasterCard® offers 2X miles on travel and dining spending and 1X mile on every $1 spent on everything else. There’s also a sign-up bonus: Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that's enough to redeem for a $200 travel statement credit. Plus, you’ll earn a 5% miles bonus every time you redeem.

There are no foreign transaction fees, and the annual fee is $0. There is a version of the card with an annual fee, the Barclaycard Arrival Plus™ World Elite MasterCard®, which works out to be worth it if you’re a big spender. But if you’re not, the no-fee version is your best bet.

Capital One® VentureOne® Rewards Credit Card

The Capital One® VentureOne® Rewards Credit Card offers an unlimited 1.25 miles on every dollar spent and a signup bonus: Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel. Miles are used to reimburse any of your travel expenses, including airfare, hotel stays and car rentals. You can also use rewards for cash back or gift cards.

The Capital One® VentureOne® Rewards Credit Card has no foreign transaction fees and an annual fee of $0. There’s another version of the card, Capital One® Venture® Rewards Credit Card, which has an annual fee — $0 for the first year, then $59 — and is the better option if you spend more than $8,000 per year.


›› MORE: NerdWallet’s Best Travel Credit Cards


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