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Best Connecticut Mortgage Lenders of 2019

Finding the Right Mortgage, Mortgages
NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from partners. Here’s how we make money.
We adhere to strict standards of editorial integrity. Some of the products we feature are from our partners. Here’s how we make money.
NerdWallet offers financial tools and advice to help you understand your options and make the best possible decisions. The guidance we offer and information we provide are deeply researched, objective and independent. We spent over 400 hours reviewing the top mortgage lenders before selecting the best for our readers.

If you’re shopping for a mortgage in the Constitution State, NerdWallet has done the research to help with your decision.

Whether you prefer a traditional bank, need a jumbo loan, are new to home buying, would like a home equity line of credit, or want to get your mortgage online, these Connecticut lenders have the expertise.

Best traditional mortgage lenders in Connecticut

These banks have numerous branch offices in Connecticut, long experience in banking and a wide selection of home loan products.

3.5 NerdWallet rating
  • A broad range of loans available, including fixed-rate, ARM, FHA, VA, HELOC, refinance and cash-out refinance
  • Allows discounts on closing costs, as well as mortgage and HELOC rates for borrowers with Chase personal deposit or investment accounts
  • Is the second-largest Connecticut mortgage lender, based on loan origination volume
  • Chase Mortgage review
4.0 NerdWallet rating
  • Combines a full suite of online and mobile tools with personal advice available online, by phone and at local branches
  • In branches without in-house mortgage expertise customers meet with Bank of America mortgage specialists by video conference
  • Mortgage offerings include 15- and 30-year fixed loans, FHA, VA, home equity and refinance, as well as 5/1, 7/1 and 10/1 ARMs
  • Bank of America review

Best Connecticut mortgage lenders for jumbo loans

With prices rising in Connecticut, you may need a jumbo mortgage. These lenders have experts to assist with jumbo products and possible alternatives.

suntrust mortgage
4.0 NerdWallet rating
  • Lends jumbo amounts of up to $1,500,000 on a primary residence or second home with loan-to-value of 80%
  • Jumbo alternative combines a conforming loan with a second mortgage for an overall lower rate (85% total maximum loan-to-value; maximum total loan amounts may vary)
  • Offers mortgage assistance by online chat and phone
  • SunTrust review
4.5 NerdWallet rating
  • Jumbo mortgage choices include fixed-rate, ARM and cash-out refinance
  • Sixth-largest mortgage lender in Connecticut by loan origination volume
  • Low volume of customer complaints, according to NerdWallet analysis
  • LoanDepot review

Best Connecticut mortgage lenders for first-time home buyers

These lenders have the loan products and the expertise to guide first-timers through the mortgage process.

4.5 NerdWallet rating
  • Offers FHA, VA and USDA loans.
  • Helps borrowers with lower credit scores and other difficulties.
  • Minimum credit score: 500.
  • Vylla review
4.0 NerdWallet rating
  • Does 65% of its business with first-time buyers, giving it abundant experience
  • Considers nontraditional credit history such as bill-payment history, career prospects and cash flow in assessing customers for a mortgage
  • No private mortgage insurance required, even with down payments under 20%
  • SoFi review

Best Connecticut lenders for home equity lines of credit

If you need to pay for home upgrades, a HELOC may be the answer. These lenders have the products and the know-how.

4.0 NerdWallet rating
  • Offers home equity fixed-rate loans and HELOCs
  • No application or closing fees on HELOCs; withdraw funds with a check, debit card, transfer to a linked account or automatic payment deduction
  • Home equity loans have terms of five to 30 years, in five-year increments
  • CitiMortgage review
3.0 NerdWallet rating
  • HELOC has 0.25% rate discount with personal checking account, $200,000 minimum credit line and 80% combined LTV
  • Home equity loan has $25,000 minimum, with terms of five to 30 years
  • Many Connecticut branches available for in-person guidance
  • TD Bank review

Best online mortgage lenders in Connecticut

These lenders have the right tools for Connecticut borrowers who’d rather apply for a mortgage online.

Quicken Loans
4.5 NerdWallet rating
  • Quicken’s Rocket Mortgage platform uses industry-leading technology
  • Mobile app lets users automatically share financial data with the loan application and manage the mortgage
  • Go online to schedule your loan closing and access the closing documents ahead of time
  • Quicken Loans review
4.5 NerdWallet rating
  • Easy-to-navigate digital platform lets borrowers select their loan type and term
  • Upload and e-sign documents and receive a loan approval online
  • Home appraisals can be ordered from within the online application
  • Guaranteed Rate review

Best Connecticut mortgage lenders: summary

More from NerdWallet:

Compare Connecticut mortgage rates

How much home can you afford?

See first-time home buyer programs by state

NerdWallet’s selection of mortgage lenders for inclusion here was made based on our evaluation of the products and services that lenders offer to consumers who are actively shopping for the best mortgage. The six key areas we evaluated include the loan types and loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the Consumer Financial Protection Bureau as a percentage of loans issued. We also awarded lenders up to one bonus star for a unique program or borrower focus that set them apart from other lenders. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.