Best CIBC Credit Cards in Canada for 2025
CIBC, or Canadian Imperial Bank of Commerce, is one of Canada’s 'Big Six' banks. They offer a range of credit cards to both consumers and businesses, as well as prepaid and student options.
Here are the best CIBC credit cards, according to NerdWallet’s analysis:
Best CIBC credit cards in Canada
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BACK TO TOPWe selected the best CIBC cards in Canada based on overall consumer value and their suitability for specific kinds of consumers. Factors in our evaluation methodology include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features.
How to pay your CIBC credit card bill
You can pay your CIBC credit card bill online, through the mobile banking app, over the phone or in person at a CIBC Banking Centre. You can also set up recurring payments so you never miss a payment.
How to activate your CIBC credit card
When you receive your new CIBC credit card, you can activate it online or through the mobile banking app. Sign in to your account or sign up for a new account to begin the activation process.
How to cancel your CIBC credit card
If you no longer need your CIBC credit card, you can cancel it over the phone, by mail or by fax. Once canceled, you should cut up the card and destroy any Convenience Cheques associated with the account. You’ll also want to cancel any recurring payments made with the card, or switch to a new payment method.
What happens to my points?
If your card collects Aventura Points or Gold Bonus Points, you have 60 days from the date the card is cancelled to redeem the points.
Aeroplan points are automatically transferred to your Aeroplan account, which is not affected by the card’s cancellation.
What happens to my cash back?
If you have a CIBC cash-back card, any remaining cash is either applied to the outstanding balance or mailed to you upon cancellation. If you carry the CIBC Costco®† Mastercard®, you lose any cash back you earned when the account is cancelled.
How to change your CIBC credit card PIN
You can change the personal identification number (PIN) on an existing CIBC credit card online, through the mobile banking app or at a CIBC ATM. If changed online or via the app, you must use the card and PIN feature within 14 days, either at an ATM or via an in-person transaction.
CIBC credit card contact details
You can contact CIBC customer service online, by mail or by phone.
General questions: 1-800-465-4653
Lost or stolen credit cards: 1-800-663-4575
CIBC rewards: 1-888-232-5656
Types of CIBC credit cards
CIBC offers the following types of credit cards.
CIBC student credit cards
CIBC Aventura® Visa Card for Students.
CIBC Aeroplan® Visa* Card for Students.
CIBC Dividend® Visa* Card for Students.
CIBC Classic Visa* Card for Students.
CIBC Aeroplan credit cards
CIBC Aeroplan® Visa* Card.
CIBC Aeroplan® Visa* Card for Students.
CIBC Aeroplan® Visa Infinite Card.
CIBC Aeroplan® Visa Infinite Privilege Card.
CIBC Aeroplan® Visa* Business Card.
CIBC Aeroplan® Visa* Business Plus Card.
CIBC Aventura credit cards
CIBC Aventura® Visa* Card.
CIBC Aventura® Visa* Card for Students.
CIBC Aventura® Visa Infinite* Card.
CIBC Aventura® Visa Infinite Privilege* Card.
CIBC U.S. Dollar Aventura® Gold Visa* Card.
CIBC Aventura® Visa* Card for Business.
CIBC Aventura® Visa* Card for Business Plus.
CIBC cash-back credit cards
CIBC Dividend® Visa Infinite* Card.
CIBC Dividend Platinum® Visa* Card.
CIBC Dividend® Visa* Card.
CIBC Dividend® Visa* Card for Students.
CIBC Costco Mastercard®.
CIBC Costco Business Mastercard®.
CIBC business credit cards
CIBC Aeroplan® Visa* Business Plus Card.
CIBC Aventura® Visa* Card for Business.
CIBC Aventura® Visa* Card for Business Plus.
CIBC Costco Business Mastercard®.
CIBC bizline® Visa* Card.
CIBC Corporate Classic Plus Visa* Card.
Other CIBC credit cards
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