Get a Personalized Mortgage Rate Quote from Homewise

This page helps Canadians get personalized mortgage rate quotes through Homewise, an online brokerage. Answer a few questions to see mortgage options you may qualify for — with no obligation.

Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.

What is Homewise?

Homewise is a fully licensed online mortgage brokerage based in Ontario, Canada. Founded in 2018, Homewise helps Canadian mortgage shoppers compare mortgage rates from a broad range of banks and lenders — all in one place.

NerdWallet Canada partnered with Homewise to make it easy for our readers compare mortgage rates and offers in Canada.

How Homewise works

Homewise partners with over 30 Canadian banks and mortgage lenders to give you access to competitive mortgage options. By comparing lenders on your behalf, Homewise simplifies the mortgage search and helps reduce the stress of shopping rates one lender at a time.

Here’s what to expect when you start the application. You’ll answer a few questions so Homewise can match you with relevant lenders. These questions cover:

Where you are in your home buying or renewal journey.
Your purchase or renewal timeline.
The province and city where you're buying.
Your budget and down payment.
How you plan to use the home.
The type of home you're looking for.

» 😅 Low-risk rate shopping: Takes just a few minutes • No impact to your credit score • No obligation

Where Homewise mortgage rates come from

The mortgage rates and loan options shown are provided directly by Homewise’s lender partners across Canada. At this time, Homewise does not offer mortgage rate options in Quebec.

Mortgage rates and offers are refreshed daily, so you’re seeing current options from Homewise lenders.