Personal Finance
How to Save Money in 8 Easy Steps
Trying to save money but not sure where to start? Follow these steps and watch your money grow.
Hannah Logan
How to Get a Better Credit Score
Want to improve your credit? These strategies can help you boost your credit score and demonstrate your creditworthiness to lenders.
Barry Choi
What You Need to Know About Credit Reports
Your credit report is a detailed list of your credit and payment history. The information included is used to calculate your credit score.
Sandra MacGregor
How to Check Your Credit Score and Rebuild Your Credit History
You can check your credit score and credit report for free by contacting Canada’s two main credit bureaus, Equifax and TransUnion, without hurting your credit.
How Do Credit Inquiries Work?
A soft inquiry pulls enough of your credit history to determine your creditworthiness; a hard inquiry is a formal review of your credit report.
What Is a Good Credit Score in Canada?
What is considered a good credit score in Canada? It depends on the lender, but generally, 660 to 724 is good; 725 to 759 is very good; 760 to 900 is excellent.
What is the Ideal Credit Utilization Ratio?
The less credit you use, the lower your credit utilization rate will be. Keeping it below 35% is a guideline, not a rule — just make sure the ratio doesn’t drop to zero.
Shannon Terrell
Clay Jarvis
Georgia Rose
Beth Buczynski
Zandile Chiwanza