Personal Finance

Get pro tips about budgeting, doing your taxes, checking your credit score, paying off debt, and more.

How does your credit stack up?

Learn how to get your credit score and understand what it means.

Start with the basics

How to Save Money in 8 Easy Steps

Hannah Logan

What Is Canada’s Minimum Wage?

Sandra MacGregor

Debt: What It Is and How to Handle It

Beth Buczynski

Social Insurance Number in Canada: Why You Need It

Siddhi Bagwe

Your financial questions, answered

How do I apply for a SIN number?You can submit your SIN number application with Service Canada in person, online, or by mail.

How do I deal with financial stress?Seeking professional help to face the causes of money stress can provide relief.

What is a financial advisor?Financial advisors are professionals who can help you create wealth, save taxes, and manage finances to reach your goals.

What Is a Credit Score?

Hannah Logan

How to Check Your Credit Score in Canadaby Sandra MacGregor, Janine DeVault

Soft vs. Hard Credit Inquiries: How They Work

Barry Choi

Here’s Why Your Credit Score Dropped — And 8 Ways to Fix It

Deborah Kearns

Why Your Credit Score Affects Your Odds of Credit Card Approval (and How to Improve Both)

Athena Cocoves

How to Build Credit as a Newcomer to Canada

Clay Jarvis

Do you know what your credit report is saying about you?

The info in your credit report determines your credit score. Make sure it's accurate.

Do your taxes with confidence

What Is a Tax Return?

Siddhi Bagwe

How Tax Refunds Work in Canada

Sandra MacGregor

Tax Credits in Canada: What They Are and How to Use Them

Hannah Logan

Tax Deductions: What They Are, How to Claim

Sandra MacGregor

What Are Canada’s Tax Brackets?

Hannah Logan

Provincial Income Tax Rates in Canada

Siddhi Bagwe

Maximize your tax refund

How Canada’s Disability Tax Credit Works

The disability tax credit makes life more affordable for Canadians with disabilities and their caregivers by reducing the amount of income tax they owe. Read more.

Tuition Tax Credit: Who’s Eligible and How to Claim It

The tuition tax credit helps to reduce the income tax bill of eligible post-secondary students in Canada. Read more.

Living With Anxiety or Depression? This Tax Credit Could Help

Living with an anxiety disorder or severe depression can affect your ability to work or lead to increased expenses. If you qualify, Canada’s disability tax credit may be able to provide some financial relief. Read more.

Self-Employed Taxes in Canada: Filing Deadlines and How to Pay

If you're self-employed, plan to set aside 25%-30% of your income for taxes. Read more.

Students: Ace Your Taxes With These Credits and Deductions

If you’re a student in Canada, these tax credits and deductions may lower your tax bill — and maybe boost your refund. Read more.

Tax Refund Amount Wrong? Here’s What to Do

Tax filing mistakes are more common than you might think. If your refund looks off, here's how to determine the cause and what steps to take next. Read more.