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Personal Finance

Get pro tips about budgeting, doing your taxes, checking your credit score, paying off debt, and more.
Personal Finance

How does your credit stack up?

Learn how to get your credit score and understand what it means.

Start with the basics

Piggy Bank, Can, Tin
How to Save Money in 8 Easy Steps
Hannah LoganHannah Logan
What Is Canada’s Minimum Wage?
What Is Canada’s Minimum Wage?
Sandra MacGregorSandra MacGregor
Debt: What It Is and How to Handle It
Debt: What It Is and How to Handle It
Beth BuczynskiBeth Buczynski
Social Insurance Number in Canada: Why You Need It
Social Insurance Number in Canada: Why You Need It
Siddhi BagweSiddhi Bagwe

Your financial questions, answered

How do I apply for a SIN number?You can submit your SIN number application with Service Canada in person, online, or by mail.

Read more

How do I deal with financial stress?Seeking professional help to face the causes of money stress can provide relief.

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What is a financial advisor?Financial advisors are professionals who can help you create wealth, save taxes, and manage finances to reach your goals.

Read more

Build your credit score

What Is a Credit Score?
What Is a Credit Score?
Hannah LoganHannah Logan
How to Check Your Credit Score in Canada
How to Check Your Credit Score in Canadaby Sandra MacGregor, Janine DeVault
Soft vs. Hard Credit Inquiries: How They Work
Soft vs. Hard Credit Inquiries: How They Work
Barry ChoiBarry Choi
Here’s Why Your Credit Score Dropped — And 8 Ways to Fix It
Here’s Why Your Credit Score Dropped — And 8 Ways to Fix It
Deborah KearnsDeborah Kearns
Head, Person, Face
Why Your Credit Score Affects Your Odds of Credit Card Approval (and How to Improve Both)
Athena CocovesAthena Cocoves
Women traveling together in an airport.
How to Build Credit as a Newcomer to Canada
Clay JarvisClay Jarvis

Do you know what your credit report is saying about you?

The info in your credit report determines your credit score. Make sure it's accurate.

Do your taxes with confidence

What Is a Tax Return?
What Is a Tax Return?
Siddhi BagweSiddhi Bagwe
How Tax Refunds Work in Canada
How Tax Refunds Work in Canada
Sandra MacGregorSandra MacGregor
Tax Credits in Canada: What They Are and How to Use Them
Tax Credits in Canada: What They Are and How to Use Them
Hannah LoganHannah Logan
Tax Deductions: What They Are, How to Claim
Tax Deductions: What They Are, How to Claim
Sandra MacGregorSandra MacGregor
What Are Canada’s Tax Brackets?
What Are Canada’s Tax Brackets?
Hannah LoganHannah Logan
Provincial Income Tax Rates in Canada
Provincial Income Tax Rates in Canada
Siddhi BagweSiddhi Bagwe

Maximize your tax refund

How Canada’s Disability Tax Credit Works
The disability tax credit makes life more affordable for Canadians with disabilities and their caregivers by reducing the amount of income tax they owe. Read more.
Tuition Tax Credit: Who’s Eligible and How to Claim It
The tuition tax credit helps to reduce the income tax bill of eligible post-secondary students in Canada. Read more.
Self-Employed Taxes in Canada: Filing Deadlines and How to Pay
If you're self-employed, plan to set aside 25%-30% of your income for taxes. Read more.

Do you have the skills to achieve your financial goals?

With these basic money management skills, you can feel better prepared for financial twists and turns.

Be a savings superstar

Building an Emergency Fund: Why It Matters, How Much to Save
Building an Emergency Fund: Why It Matters, How Much to Save
Georgia RoseGeorgia Rose
How to Save Money on Groceries: 10 Tips Anyone Can Try
How to Save Money on Groceries: 10 Tips Anyone Can Try
Beth BuczynskiBeth Buczynski
How No-Fee Bank Accounts Save You Money
How No-Fee Bank Accounts Save You Money
Siddhi BagweSiddhi Bagwe
Save Money and Your Sanity: 4 Tips for Eating Out With Kids
Save Money and Your Sanity: 4 Tips for Eating Out With Kids
Hannah LoganHannah Logan
Water, Waterfront, Adult
6 Simple Ways to Save on Your Next Family Vacation
Hannah LoganHannah Logan
How to Pack Healthier School Lunches on the Cheap
How to Pack Healthier School Lunches on the Cheap
Hannah LoganHannah Logan
5 Ways University Students Can Save on Books, Tech and More
5 Ways University Students Can Save on Books, Tech and More
Hannah LoganHannah Logan
6 Price Matching Tips to Help You Save Big
6 Price Matching Tips to Help You Save Big
Georgia RoseGeorgia Rose