Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

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Card details

  • Get up to 6% cash back by referring friends!

  • Start with 1% and get an extra 0.5% for a full year for every friend you bring on board

  • Up to $5,000 credit limit

  • No annual fee, no security deposit, no foreign transaction fees

  • Simple, intuitive app to manage your account

  • Unique auto payment options that help you build and maintain your credit score

  • Receive cash back automatically every month as a statement credit after three on time payments

  • Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked.

  • Your cash back maximum varies based on your credit limit.

  • Cash back not limited to certain categories, earn on almost all everyday purchases

  • Issued by WebBank, Member FDIC

Rates, fees & offers

  • Annual fee

    $0*

  • Rewards rate

    1%-6%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.49% - 24.99% Variable

    Cash Advance APR: 24.99% - 29.99% Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0*

Annual Fee

$95

Annual Fee

$0

Regular APR

15.49% - 24.99% Variable

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

3.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee*

  • Qualify with limited/bad credit

  • Reports to the three major credit bureaus

  • Earns rewards

  • No foreign transaction fees

Cons
  • Longer approval process

  • Mobile-only account access

The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.

Features include:

• An annual fee of $0*. • No foreign transaction fees. • No security deposit. • A credit limit of up to $5,000.

Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.