Standout Online Checking Accounts (Draft)
There are a lot of checking accounts out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one. Social scientists call this “information overload”. We call it inconvenient.
To get the most from your checking account, you need low fees, good customer support and free ATMs nearby. If you earn interest on your cash, even better. Compare standout checking accounts from our partners below.
There are a lot of checking accounts out there. So many, in fact, it can be overwhelming to weed through all the options — good and bad — and then confidently choose one. Social scientists call this “information overload”. We call it inconvenient.
To get the most from your checking account, you need low fees, good customer support and free ATMs nearby. If you earn interest on your cash, even better. Compare standout checking accounts from our partners below.
| Bank/institution | NerdWallet rating | Monthly fee | APY | Bonus | Learn more |
|---|---|---|---|---|---|
3.7/5 | $12.00 Learn about ways to waive the fee. Click 'Learn More' | N/A | N/A | Learn moreat Bank of America, N.A., Member FDIC | |
4.8/5 | $0 | 0.10% With $0 min. balance for APY | $250 Earn up to $250 with 360 Checking. Terms Apply. | Learn moreat Capital One, Member FDIC | |
4.1/5 | $10.00 Visit the offer webpage for ways to avoid the monthly service fee | N/A | $325 Requirements to qualify | Learn moreat Wells Fargo Bank, N.A., Member FDIC |
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People often identify opening a savings account as their next money move.
Marcus by Goldman Sachs Online Savings Account
APY
3.75%
With $0 min. balance for APY
Bonus
N/A
American Express® High Yield Savings Account
APY
3.70%
With $0 min. balance for APY
Bonus
N/A
Why online checking accounts dominate the list
Some important factors for virtually every bank-shopper are monthly fees, ATM access and interest rates (since they have the biggest impact on your bottom line). And, as it happens, online banks typically offer higher interest rates.
To recap our selections...
NerdWallet's Standout Online Checking Accounts (Draft)