NerdWallet University: Creating and Following a Budget

A budget is a plan for every dollar you have: Are you going to spend it? If so, on what? Are you going to save it? Drawing up a budget can ensure that your short-term needs are covered, your long-term goals are achievable — and there’s room for your wants, too.

Tracking money as it comes in, and goes out.

Our budgeting course introduces you to the basics of budgeting, including choosing a system that’s right for you and tracking your expenses. You’ll find tips on smart spending and saving, plus tools that can keep you organized and focused. If you’ve ever wondered where all the money went, a budget is your map to finding it.

Part I: Getting Started

Part II: Staying on Track

Part III: Finding the Right Tools

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