Nationwide 4.25% initial rate £1,219.00 Monthly Repayments £999.00 Product Fees 6.09% APRC £14,826.72 Annual Cost Representative Example 6.09% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.25% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,219 and 240 payments of £1,496. The total amount payable would be £433,179 made up of the loan amount plus interest (£207,180) and fees (£999). The overall cost for comparison is 6.1% APRC representative.
Co-Op 4.26% initial rate £1,220.00 Monthly Repayments £999.00 Product Fees 6.52% APRC £15,016.54 Annual Cost Representative Example 6.52% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% pa Early Repayment Charge 2% reducing to 1% until 31/01/28 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% pa Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 31/01/28 Other fees £ 0 Exit fee £100 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.26% and then on a variable rate of 6.87% for the remaining 23 years would require 24 payments of £1,220 and 276 payments of £1,548. The total amount payable would be £457,277 made up of the loan amount plus interest (£231,528) and fees (£749). The overall cost for comparison is 6.5% APRC representative.
Halifax 4.26% initial rate £1,220.00 Monthly Repayments £1,099.00 Product Fees 7.06% APRC £15,191.54 Annual Cost Representative Example 7.06% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £100 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 30/11/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 30/11/27 Other fees £ 0 Exit fee £0 Valuation fee £100 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.26% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,220 and 276 payments of £1,632. The total amount payable would be £480,811 made up of the loan amount plus interest (£254,712) and fees (£1,099). The overall cost for comparison is 7.1% APRC representative.
Lloyds 4.26% initial rate £1,220.00 Monthly Repayments £999.00 Product Fees 7.06% APRC £15,141.54 Annual Cost Representative Example 7.06% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 30/11/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 30/11/27 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.26% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,220 and 276 payments of £1,632. The total amount payable would be £480,711 made up of the loan amount plus interest (£254,712) and fees (£999). The overall cost for comparison is 7.1% APRC representative.
Yorkshire BS 4.26% initial rate £1,220.00 Monthly Repayments £995.00 Product Fees 6.84% APRC £15,139.54 Annual Cost Representative Example 6.84% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 2% until 30/11/27 Exit fee £90 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 2.5% reducing to 2% until 30/11/27 Other fees £ 0 Exit fee £90 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.26% and then on a variable rate of 7.24% for the remaining 23 years would require 24 payments of £1,220 and 276 payments of £1,598. The total amount payable would be £471,323 made up of the loan amount plus interest (£245,328) and fees (£995). The overall cost for comparison is 6.8% APRC representative.
Nationwide 4.27% initial rate £1,221.00 Monthly Repayments £999.00 Product Fees 6.63% APRC £15,156.66 Annual Cost Representative Example 6.63% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% for 2 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% for 2 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.27% and then on a variable rate of 6.74% for the remaining 23 years would require 24 payments of £1,221 and 276 payments of £1,531. The total amount payable would be £452,859 made up of the loan amount plus interest (£226,860) and fees (£999). The overall cost for comparison is 6.6% APRC representative.
Virgin Money 4.27% initial rate £1,221.00 Monthly Repayments £995.00 Product Fees 6.85% APRC £15,154.66 Annual Cost Representative Example 6.85% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 1.5% until 01/11/27 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 2.5% reducing to 1.5% until 01/11/27 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.27% and then on a variable rate of 6.99% for the remaining 23 years would require 24 payments of £1,221 and 276 payments of £1,564. The total amount payable would be £461,963 made up of the loan amount plus interest (£235,968) and fees (£995). The overall cost for comparison is 6.9% APRC representative.
Furness 4.28% initial rate £1,223.00 Monthly Repayments £999.00 Product Fees 6.94% APRC £14,822.08 Annual Cost Representative Example 6.94% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.28% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,223 and 240 payments of £1,677. The total amount payable would be £476,609 made up of the loan amount plus interest (£250,860) and fees (£749). The overall cost for comparison is 6.9% APRC representative.
HSBC 4.28% initial rate £1,223.00 Monthly Repayments £999.00 Product Fees 6.41% APRC £15,046.78 Annual Cost Representative Example 6.41% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2% reducing to 1% until 30/11/27 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 2% reducing to 1% until 30/11/27 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.28% and then on a variable rate of 6.49% for the remaining 23 years would require 24 payments of £1,223 and 276 payments of £1,498. The total amount payable would be £443,549 made up of the loan amount plus interest (£217,800) and fees (£749). The overall cost for comparison is 6.4% APRC representative.
HSBC 4.29% initial rate £1,224.00 Monthly Repayments £999.00 Product Fees 5.94% APRC £14,817.32 Annual Cost Representative Example 5.94% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 30/11/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 30/11/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.29% and then on a variable rate of 6.49% for the remaining 20 years would require 60 payments of £1,224 and 240 payments of £1,467. The total amount payable would be £426,169 made up of the loan amount plus interest (£200,520) and fees (£649). The overall cost for comparison is 5.9% APRC representative.
