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Duncan Ferris

Duncan Ferris

Lead Writer

Duncan Ferris is a business writer with expertise in pensions, investing and personal finance. Though he began his career as a pensions industry professional, he transitioned to journalism in 2017. After obtaining a postgraduate degree and NCTJ training, his career has spanned radio, online, print and newswire publications.

The latest from Duncan

What is Universal Credit and How Can I Apply?

Universal credit is a means-tested benefit for people without an income or on a low income. Read on to learn who is eligible, how much the payment will be and how to apply.

Estate Planning: What to Consider

Estate planning helps you to arrange how to leave your money, property and possessions to your loved ones when you die. From writing a will to minimising inheritance tax, here are the building blocks of an efficient estate plan.

What You Need to Know About Fixed Rate Cash ISAs

A fixed-rate cash ISA is a tax-free savings account where you are paid a set rate of interest for locking your money away over a fixed period.

What Self-Employed Taxpayers Should Know About the SA100 Self-Assessment Tax Form

The SA100 form is filled in by those who are self-employed or have more complex finances and need to report their income to HM Revenue & Customs (HMRC) and calculate their tax bill. You may more commonly hear form SA100 referred to as a tax return or self-assessment form.

What is a Dividend? Tax and Yields Explained

When a company periodically rewards their shareholders with a cash payout, those are known as dividends.

PAYE: How the Pay-As-You-Earn System Works

With the pay-as-you-earn (PAYE) system, your employer deducts income tax and national insurance from your salary.

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Mettle Business Bank Account Review: Pros, Cons & Features

Read our review of Mettle’s business account, including pros, cons and key features.

Sole Trader vs. Self-Employed: What’s the Difference?

Day to day, there is little distinction between self-employment and being a sole trader. But what is the difference, and how does it impact on you? Let’s look at the meaning of self-employment versus sole trader.

Should I Register as a Sole Trader or Limited Company?

The legal status you choose for your business has major implications for tax, earnings and even survivability. Should you be a sole trader or a limited company – and how to reach that decision?

Bounce Back Loan Scheme: How to Repay

The Bounce Back Loan Scheme was set up by the government to help businesses get financial support during the Covid-19 pandemic. It’s now closed, but you can find out more information about how to repay these loans through Pay As You Grow (PAYG).

Chef in a restaurant kitchen cooking using gas

Compare Business Gas Prices in the UK

As with domestic energy, you can reduce the cost of your business gas bill by comparing providers when searching for a new tariff. Read on below for our guide to comparing business gas suppliers.

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Compare Business Electricity Suppliers & Rates

One way to potentially save money on your business electricity bills is by switching providers. Read on below for our guide on how to compare business electricity suppliers, rates and tariffs.

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Best Joint Business Bank Accounts May 2024

A joint business bank account can be an great way for multiple business partners to get involved with the management of your company’s finances. But which joint account is right for your business? Compare the best joint accounts below.

Small business owner looking to open a free business account.

Best Free Business Bank Accounts May 2024

Business account providers may offer free banking services. However, details can vary greatly between products and providers. Compare the top 10 free business accounts in the UK to find one that best suits your needs.

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Barclays Business Account Review: Pros, Cons & Features

Barclays has three types of business accounts as well as a community account for charities. Find out more about them and their pros and cons in our review.

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