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Holly Bennett

Holly Bennett

Holly champions clear, jargon-free writing. She’s been creating finance content for leading organisations for over 10 years.

The latest from Holly

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Churchill Business Insurance Review

Find out more about Churchill business insurance, including pros, cons and key features, in our review.
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Is Your Business Sleepwalking its Way into Underinsurance?

Being underinsured could mean you face an expensive bill if you need to make a claim. With a recent report estimating that 50% of UK businesses could be underinsured, regularly revisiting your policy will help make sure you’re not one of them.
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Could Trade Credit Insurance Offer a Lifeline to Small Businesses?

Concern about customer insolvency can be a key reason for getting this protection for bad debt, but take up is low for small businesses. Find out how trade credit insurance could help protect your business from late payers.
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Uncover the Truth Behind Rising Business Insurance Premiums

Rising costs, extreme weather and the effects of the pandemic are just a few reasons why business insurance might be costing you more. But why is some cover, such as cyber insurance, seeing a sharper rise – and what else do insurers consider when they offer you a price?
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What is a Credit Broker?

Credit brokers help you find lenders that meet your requirements, matching you with loans you could then apply for. You might have come across a credit broker when searching for a loan, perhaps without realising that it was one.
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Feel the Fear and Consider Life Insurance Anyway?

Life insurance can stir up difficult feelings that may even be a barrier to getting cover. Understanding why this decision can be emotionally charged might help you to approach it differently.
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Can I be a Guarantor with Bad Credit?

Your credit history matters if you want to be a guarantor for a loan. We explain what lenders expect, the kind of credit checks they will need to do and some possible alternatives.
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Home Improvement Loans With Bad Credit

If you’re looking to fund a home renovation but have a bad credit score, a home improvement loan could be an option. However, your credit history will usually affect the interest rate you’re offered, the amount you can borrow and how likely you are to be accepted.
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Life Assurance vs Life Insurance: What’s the Difference?

Life assurance is cover that lasts your whole lifetime, while life insurance usually lasts for a specific period of time. Here’s why that difference matters if you’re thinking of putting that protection in place.
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Can You Get Life Insurance with No Medical?

Most people don’t need to have a medical exam to get life insurance. But if the insurer does ask you to have one, it doesn’t necessarily mean you won’t be offered cover.
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Alternatives to Bridging Loans

There are a few alternatives to bridging loans that might bridge the gap between buying and selling a property, or act as a stopgap to fund other projects. What you need a short-term loan for will play a part, and whether you’re a homeowner or run a business comes into it too.
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Does a Secured Loan Affect Remortgaging?

Having a loan secured against your home doesn’t necessarily mean you can’t remortgage, but it will play a part in the lender’s decision and may limit the options that you have.
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Is Life Insurance Taxable?

Life insurance is usually paid out tax-free. But depending on how much your estate is worth when you die, and whether or not your policy is in a trust, there may be inheritance tax (IHT) to consider.
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What Are the Different Types of Life Insurance?

Even if you know you want life insurance, working out which type you need – and navigating the jargon – might seem a little daunting. This overview helps explain the different types of life insurance available and what you should consider.
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Can You Have More Than One Life Insurance Policy?

It’s possible to have more than one life insurance policy, so you have the right amount of cover for your circumstances. But should you consider if adjusting your existing policy might be possible first?
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