The latest from Tim
Housing Market Predictions for Homebuyers and Sellers in 2024
What do experts think will happen in the property market in 2024? Here are the housing market forecasts homebuyers and sellers may, or may not, want to hear.
Signs Mortgage Rates May Have Peaked After Inflation Falls
Fixed-rate mortgages begin to fall and base rate predictions are revised down after inflation recorded a larger-than-expected drop. Here are our latest mortgage rate predictions.
No Credit Check Loans: Can I Get One?
It’s unlikely that you’ll be able to get a loan with no credit check from a regulated lender, and the Financial Conduct Authority (FCA) has told lenders to stop advertising…
Home Buying Dreams on Hold as Cost of Living Crisis Bites
The rising cost of living and higher mortgage rates are forcing potential house buyers in the UK to put their property plans on hold, a new NerdWallet study has revealed.…
More Mortgage Rate Cuts Expected as Lenders Weigh Up Competition
Further mortgage rate cuts could be on the way as lenders look to compete for borrowers. Our latest mortgage rate predictions and base rate forecast dig deeper.
What are Interest Only Mortgages?
With an interest only mortgage you’ll only pay off the mortgage interest each month, but none of the original loan. Learn more about how these mortgages work, their pros and…
Is it Better to Rent or Buy?
Both renting and buying a home have pros and cons. The right option for you will depend on your circumstances and financial goals.
How Long Does a Mortgage Offer Last?
The home buying process can take a long time so it’s important to know how long your mortgage offer will last and your options if it’s about to expire.
Can You Get a Bridging Loan With Bad Credit?
It might be possible to get a bridging loan with bad credit if you have a strong exit strategy for repaying the loan and can offer the lender the security…
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Alternatives to Bridging Loans
There are a few alternatives to bridging loans that might bridge the gap between buying and selling a property, or act as a stopgap to fund other projects. What you…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
Should I Get an Interest Only or Repayment Mortgage?
There are two main ways of repaying a mortgage. With an interest only mortgage, your monthly payments only cover the interest charged on your loan. With a repayment mortgage, your…
Second Charge Mortgages
A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
What Will 2024 Have in Store for Renters and Landlords?
Rental market predictions by industry experts suggest tenants will face more rent increases and property shortages this year.