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Business Plan Template: Use our Free Downloadable Tool to Produce a Plan for Your New Business
Whether you’ve just started out on your own, or are launching a new business, you’ll need a business plan to keep on track and convince investors that your business will…
Self-Assessment Tax Return: Who Has to Complete One?
Self-employed workers, or those with additional income streams, must pay income tax by filing a self-assessment tax return. We explain what self-assessment is, who should pay tax this way, and…
What are Interest Rates & What do They Mean?
A high interest rate can help if you are saving by adding more money to your deposit. A low interest rate can benefit if you are a borrower as less…
Does Your Credit Score Matter? How to Use It to Your Advantage
Your credit score can be easily misunderstood, but you shouldn’t ignore it. It can be a useful way to gauge your financial health, helping you unlock cheaper interest rates –…
Your Guide to Business Tax in the UK
For sole traders and limited companies alike, knowing what business tax you have to pay, and when, is crucial. Find out everything you need to know about UK business tax…
How Long Does a CCJ Stay On Your Credit File?
County Court Judgments will stay on your credit file for six years. But in certain circumstances you may be able to get them removed from your credit history more quickly.
What is the Average Credit Score in the UK?
Credit reference agencies each have their own system to calculate your credit rating, which makes it tricky to find a universal average credit score in the UK. Find out how…
How to Remortgage for Debt Consolidation
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…
Credit Builder Loans: Are They Worth It?
A credit builder loan could help improve your credit score by showing lenders your reliability as a borrower.
NerdWallet UK Surveys and Data Analysis
Nerds love data. Discover our independent research and analysis, plus get actionable insights and takeaways designed to help consumers make financial decisions with confidence.
What is a Credit Broker?
Credit brokers help you find lenders that meet your requirements, matching you with loans you could then apply for. You might have come across a credit broker when searching for…
Loans for Fair Credit Explained
You can still access a range of loans and credit options if you have a fair or average credit score. However, you may find there are fewer options and interest…
Shawbrook Bank Personal Loans: Pros, Cons & Features
Shawbrook Bank offers unsecured personal loans that can be used for a range of purposes. Find out more about the features of a Shawbrook loan and its pros and cons.
Santander Personal Loans: Pros, Cons & Features
New and existing customers can apply for a Santander personal loan. Find out the key features of a Santander loan and see how it compares to other lenders.
Home Improvement Loans: How to Pay for Renovations
A home improvement loan can fund the work on your property, whether you hope to increase its value or improve your living situation.