Compare Instant Breakdown Cover

  • Looking for the top instant breakdown cover cover deals?
  • Use our quick and easy comparison tool to compare all the leading breakdown brands
  • Simply choose from the cover options below to tailor your policy and click the links provided to get a quote.

Choose your breakdown cover options

10 products found
  • AA logo

    Roadside + At Home + National Recovery

    • Personal Price (From)
      £149
    • Vehicle Price (From)
      £139
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • AA logo

    Roadside + At Home + National Recovery + Onward Travel

    • Personal Price (From)
      £179
    • Vehicle Price (From)
      £169
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • AA logo

    Roadside + National Recovery

    • Personal Price (From)
      £129
    • Vehicle Price (From)
      £119
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • RAC logo

    Roadside & Recovery

    • Flash Sale: Up to 50% OFF - 18 month plan*
    • Personal Price (From)
      £110
    • Vehicle Price (From)
      £90
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • RAC logo

    Roadside

    • Flash Sale: Up to 50% OFF - 18 month plan*
    • Personal Price (From)
      £70
    • Vehicle Price (From)
      £50
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • RAC logo

    Roadside, Recovery & At Home

    • Flash Sale: Up to 50% OFF - 18 month plan*
    • Personal Price (From)
      £145
    • Vehicle Price (From)
      £125
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • RAC logo

    Roadside, Recovery, At Home & Onward Travel

    • Flash Sale: Up to 50% OFF - 18 month plan*
    • Personal Price (From)
      £165
    • Vehicle Price (From)
      £145
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Green Flag logo

    Recovery Plus

    • 50% off your AA or RAC renewal quote*
    • Personal Price (From)
      £90
    • Vehicle Price (From)
      £60
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Emergency Assist logo

    Premium Cover

    • 10% discount using code NW10OFF
    • Personal Price (From)
      n/a
    • Vehicle Price (From)
      £20.50
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel
  • Emergency Assist logo
    EU Cover

    Complete Cover

    • 10% discount using code NW10OFF
    • Personal Price (From)
      n/a
    • Vehicle Price (From)
      £60
    • Roadside Assistance
    • National Recovery
    • Home Start
    • Onward Travel

Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria.

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Last updated on 09 November 2020.

Instant Breakdown Cover FAQs

What is instant breakdown cover?

This refers to breakdown cover policies that you can apply for online before receiving coverage almost immediately after completing the application process. These are not suitable for people who have already broken down, however, as there is usually an emergency call-out charge applied for those who do not already have breakdown cover but who are calling for roadside assistance.

Who might need instant breakdown cover?

Anyone who wants to be covered shortly after applying for breakdown cover may want instant breakdown cover. It may make you feel more secure as a driver if you know your cover starts straight away, especially if you had cover with another provider, for example, and are switching policies. Another scenario might be if a driver hasn’t previously felt the need for breakdown cover but is about to take a long journey and wants the peace of mind that comes with breakdown cover. If you are leaving for a holiday that same day, or the following day, instant cover might be preferable.

What types of instant breakdown cover are available?

There are various levels of breakdown cover available to drivers. Most people consider their personal situation when deciding what level of cover to take out. For example, roadside assistance only might be appropriate for people who use their car infrequently or for journeys within a short distance of their home.

Home start is the term used in the breakdown cover industry to describe cover that allows you to call out a recovery engineer if your car won’t start at home, or within a very short distance of your home.

Drivers who often use their cars for long journeys may opt for a more comprehensive breakdown cover policy, such as national recovery. This level of cover usually allows you to call out roadside assistance when you break down and will include recovery of your vehicle, yourself and often your passengers to any UK destination. This could be handy if you’re on holiday with the family, or on a business trip away from home.

Anyone looking to take their car to Europe can opt for either single trip European cover or annual European breakdown cover. This level of cover will help you and your passengers, as well as your vehicle, get to where you need to go, or even get home, should you break down while in Europe.

Can I get instant breakdown cover if I’ve already broken down?

No, the instant breakdown cover options detailed in our comparison tables will not be valid if you have already broken down and do not have existing cover. In this scenario you will have to contact a recovery company and pay an emergency callout fee that is often a substantial sum. You may also have to pay for annual breakdown cover and for parts and labour.

How do I access instant breakdown cover?

You can use our comparison tables to navigate to the various products and providers of instant breakdown cover. Applying for cover is usually simple and involves filling out an online form or making a phone call to the relevant customer service department.