Compare Joint Breakdown Cover
- Looking for the top joint breakdown cover deals?
- Use our quick and easy comparison tool to compare all the leading breakdown brands
- Simply choose from the cover options below to tailor your policy and click the links provided to get a quote.
Flash Sale: 25% OFF Single Vehicle Based Cover Levels*
- RAC vans carry over 500 tools and parts
- RAC fix 4 out of 5 cars at the roadside in just 30 minutes on average
- RAC Breakdown Cover has been awarded a 5-Star rating by Defaqto
*New, single vehicle-based cover. Ends 16/06/21. 7am.
- 12 months for the price of 10*
- Roadside Assistance
- National Recovery
- Home Start
- Onward Travel
- European Cover
- GEM breakdown cover was voted 'Best Breakdown Cover - Gold Winner' in the Auto Express Driver Power Survey 2019
- GEM Motoring Assist Breakdown Cover has a Defaqto 5 Star Rating
- GEM's 24/7 UK breakdown cover includes - Home Assistance, Roadside Assistance, Nationwide Recovery, Onward Travel and Club Membership
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. Use the drop down menu at the top of the page to order by other criteria.
Award-winning comparisons you can trust
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Joint Breakdown Cover FAQs
What is joint breakdown cover?
Joint breakdown cover is a term that describes personal breakdown cover that includes two people on a single policy. This means that, should one of you break down, you will be entitled to recovery assistance regardless of what car you are driving at the time.
What’s the difference between personal and vehicle breakdown cover?
Personal breakdown cover means that you, as a driver, are personally covered if you break down. This means that you can call out roadside assistance even if you are driving your partner’s car, a hire car or a friend’s car. Vehicle breakdown cover, on the other hand, only covers a particular car, allowing whoever is driving that car to call out roadside recovery in the event of a breakdown.
Who might want to take out joint breakdown cover?
Couples living together, either sharing one car or each with their own car, may find that taking out a joint breakdown cover policy is cheaper than two separate policies, although this is not always the case. Two friends living together may also benefit, as may a parent and adult child living under the same roof.
What levels of joint breakdown cover are available?
There are several levels of breakdown cover available to joint breakdown cover policyholders. The most basic is roadside recovery only, which allows you to call out a recovery engineer when you break down. He or she will then attempt to fix your car by the roadside and get you on your way once more. If they are unable to do this, they will usually recover your vehicle to a nearby garage for further work.
Joint breakdown cover policyholders who are concerned that their car may not start can opt for a policy that includes home start, which means they can call out an engineer to their home.
National recovery is a slightly more comprehensive level of cover that includes roadside assistance but also means that yourself and the car you are driving will be recovered to any UK location. These policies can also sometimes include onward journey cover for the driver and passengers.
Joint breakdown cover policyholders who are planning to drive in Europe might benefit from European single trip cover, or annual European cover, depending on the length or frequency of their trips to Europe. This level of cover will help them to get a car fixed in Europe and continue their trip, or even cover the cost of returning home and repatriating the car.
Is joint breakdown cover cheaper?
Opting for a joint breakdown cover policy could be cheaper than two separate policies. However, it is always worth doing some research to find the best deal for your circumstances. It may be the case, for example, that vehicle breakdown cover is a better option for you and may also be cheaper than a joint breakdown cover policy.
AA Breakdown Cover
Established in 1905, the AA is one of the best-known breakdown cover providers, with the UK?s largest in-house recovery fleet.Read more
Cover My Breakdown
Vehicle and personal-based breakdown cover with 24 hour UK call centres and a network of repair operatives.Read more
Emergency Assist Breakdown Cover
Independent breakdown provider established in 2017. Emergency Assist provide low cost UK and European recovery membership.Read more
Euro Plus Breakdown Cover
European breakdown cover specialists offering cover on the continent provided by Allianz Global Assistance.Read more
GEM Motoring Assist Breakdown Cover
Established in 1932, GEM is a personal breakdown cover provider that has been offering recovery assistance since 1978.Read more
Green Flag Breakdown Cover
One of the UK's leading recovery companies that works with a nationwide network of breakdown specialists.Read more
Nova Direct Breakdown Cover
Nova Direct is an insurance specialist - Policy Excess Insure Ltd providing a range of breakdown cover options.Read more
Ping Insure Breakdown Cover
Vehicle-based breakdown cover with a large network of recovery operators.Read more
RAC Breakdown Cover
Long established motoring association that has been at the forefront of British vehicle recovery since the 19th century.Read more
Not found what you are looking for?
2-Car Breakdown Cover
Annual European Breakdown Cover
Breakdown Cover for Older Cars
Caravan Breakdown Cover
European Breakdown Cover
Home Start Breakdown Cover
Instant Breakdown Cover
Motorbike Breakdown Cover
National Recovery Breakdown Cover
Onward Travel Breakdown Cover
Personal Breakdown Cover
Roadside Assistance Breakdown Cover
Single Trip European Breakdown Cover
Van Breakdown Cover