Compare Motorbike Breakdown Cover

Anyone who rides a motorbike can imagine how difficult it could be if they break down. Being stranded alone and exposed to the elements for any length of time could be stressful and potentially dangerous. Therefore, motorbike breakdown cover is a popular option for bikers. Having motorbike breakdown cover will mean that you can call for roadside assistance whenever you break down and an engineer will try to get your bike on the road again as soon as possible. If they are unable to do that, your bike will be recovered to a garage for further work. The level of service beyond this depends on the level of motorbike breakdown cover you take out.

There are two main types of motorbike breakdown cover: personal and vehicle. Taking out personal motorbike breakdown cover means that you, as a driver/rider, are covered personally and will be able to request recovery when you break down regardless of what bike you are riding. This can be a good option for those who have access to more than one motorbike or who use motorbikes for work, for example.

Vehicle motorbike breakdown cover is valid for a named motorbike only. Anyone who is riding that motorbike will be able to request recovery through the motorbike breakdown recovery policy.

Not necessarily. Personal motorbike breakdown cover can potentially be more expensive as it may be designed to cover you for use of any type of vehicle or motorbike, depending on the policy. Personal cover also might not be necessary if you only ever ride one specific motorbike. In this scenario, vehicle motorbike breakdown cover is usually cheaper.

The level of motorbike breakdown recovery you require will depend on how and where you ride your bike, along with factors like its condition and age. If you rarely ride your bike far from your local area, a basic roadside recovery policy may be enough to fulfil your needs. This will allow you to request recovery when you break down but will only include recovery to a garage near to the breakdown site.

If you want to ensure yourself and your bike are recovered to a garage near your home, you might want to consider national cover. Home start is another extra worth considering as this will allow you to call out recovery engineers to try to fix your bike if it fails to start at home.

If you ever ride your bike in Europe, either annual or single trip European motorbike breakdown cover might be advisable. This will cover recovery of your bike to any address in Europe and can also help with things like repatriation and continuing onward journeys.

No. Some will offer a certain level of cover as standard, while others will offer you the chance to add on extra levels of cover for a price. It’s important to check the details of any policy you are taking out for its exclusions and criteria as well.