Compare Multi-Car Breakdown Cover

Multi car breakdown cover includes several named vehicles on one breakdown cover policy. This means that anyone driving any of the named cars can contact the provider for recovery if they breakdown under the terms of the policy. The level of cover will depend on the type of policy held for the named cars.

If you live in a household with several cars, including these cars on a single policy can sometimes be cheaper than taking out separate policies for each of the vehicles. Many households have several cars and covering the cars themselves, rather than drivers, is sometimes cheaper, even if there is more than one car covered by the policy.

No. A multi car breakdown cover policy is a vehicle breakdown cover policy, which means that the cars themselves are covered, not the drivers. Therefore, anyone driving the cars named on the policy will be entitled to request recovery under the terms of the policy.

This varies between providers, so it’s always best to do some research to find out how many cars are allowed to be named before going ahead with a particular policy provider.

The level of cover offered by various breakdown cover providers differs and you’ll need to do some research to get the right level of cover for you. However, most policies offer roadside recovery as the most basic level of cover. This entitles the driver of a named vehicle to call for roadside recovery when they break down. However, it will usually only provide recovery to a nearby garage, which can be problematic if you happen to be far from home.

If you want to include recovery to a garage at any UK location, you may need to opt for a multi car breakdown cover policy that includes national recovery. This level of policy sometimes also includes recovery of the driver and passengers to any address or help with an onward journey or even overnight accommodation if necessary.

If you are worried about your named cars not starting at all, home start can be a useful addition to your multi-car breakdown cover policy. Home start means drivers can call out recovery engineers to their home when the car refuses to start at all – as well as towing the vehicle to a nearby garage for repairs if necessary.

If you are thinking of taking any of your named cars to Europe for any reason, you might want to consider European single trip or annual breakdown cover. This entitles the driver of any of the named cars on the policy to request recovery to anywhere in Europe, as well as help with the return journey to the UK and the repatriation of the vehicle, in many cases.