Compare Van Breakdown Cover

Whether you are a one-man-band using your van personally for work, or whether you run an entire fleet, breakdown cover can be a prudent purchase for protecting yourself against the risks of vehicle breakdowns. Van breakdown cover, just like car breakdown cover, can be taken out at different levels, depending on your requirements. Taking out breakdown cover for your van means you will be able to call out an engineer to get you back up and running again, should you break down.

People using a van for their trade, such as a plumber, a delivery person, a heating engineer, a roofer or an electrician, could consider taking out breakdown cover. Business owners that run fleets of vans will also often benefit from taking out van breakdown cover. If you rely on one or multiple vans to operate your business, having breakdown cover could not only save you money, but also prevent you from letting customers down and protect your reputation.

When you take out van breakdown cover you will have to decide whether to take out personal breakdown cover or vehicle breakdown cover, just as you would when taking out car breakdown cover. Personal van breakdown cover will mean that you, as a driver, are covered when you are driving any van. Vehicle van breakdown cover will only cover a named van or vans.

There are different levels of van breakdown cover on offer and you will need to give some careful thought about your specific requirements before agreeing to any specific cover. The most basic level of cover usually involves roadside recovery for your specific van or whatever van you are driving if you have opted for personal van breakdown cover. Roadside assistance cover will enable you to call out an engineer who will try to get your van up and running again after a breakdown. If they are unable to do so, you will be towed to a nearby garage for further work.

Van owners who would like to call out an engineer to their home or business premises if they can’t get their van to start may consider ‘home start’ cover.

National breakdown cover will allow policyholders to call for roadside assistance and recovery for themselves and their van to any location in the UK. This can be useful for business owners who need to get their van home or to a job after a breakdown.

If you drive a van in Europe, you might want to look into European breakdown cover for your van, which will enable you to call out roadside assistance if you break down in any European country, although you will need to check your individual policy for details and exclusions.

Absolutely not. You should check your policy contract thoroughly to ensure it covers every scenario in which you may need assistance. If you are running a business, having the right level of cover is essential.