Compare Courier Insurance
- Couriers spend much of their time in public carrying valuable items, and therefore face a wide variety of risks
- Our partners at QuoteZone can help you find the ideal policy to cover your individual needs
- Click the link below to find cover from leading insurance providers
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Courier Insurance - General Information
Couriers are responsible for transporting valuable packages to clients and often spend more time on the road than the average driver. This on-the-go lifestyle comes with a unique collection of risks and concerns to think about. Courier insurance is specifically designed to protect against these unique threats couriers face.
Firstly it?s important to determine if your services are truly classed as courier work. Courier insurance is best suited to drivers who use their vehicle for "hire and reward" purposes. This refers to a process where you transport other people's goods for a fee. If you haul equipment, then you may need "haulage" or "transit" insurance.
There are different levels of courier insurance to consider, so make sure you're fully protected. Because each professional has their own unique circumstances, it's important to shop around and make sure you get the right cover for your needs. Often, you will need to consider comprehensive vehicle coverage, as well as employers? liability coverage if you run a courier fleet.
Make sure to think carefully about what you need to cover before taking out a policy, and never assume a plan includes all the features you need. Finally, check what excess you need to pay should you need make a claim to ensure it?s what you expect and will reasonably be able to afford.