365 Business Finance Business Loans

365 Business Finance Business Loans logo
  • Get between £5,000 and £200,000
  • Pay back through your customer card transactions
  • A single all inclusive charge that never changes
  • No interest, APRs or hidden extras
See Deal Browse 365 Business Finance Business Loans FAQs

Compare 365 Business Finance Business Loans

  • 365 Business Finance Merchant Cash Advance logo

    365 Business Finance Merchant Cash Advance

    • A flexible business funding alternative
    • Pay back an affordable % of your card transactions
    • No security or business plan required
    • Minimum Turnover
      £5,000+ card transactions per month
    • Available Amounts
      £5,000 to £200,000
    • Available Terms
      4 to 18 months

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    EJ Finance

    • Application-to-offer within 24 hours
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  • Funding Circle logo
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    • Your business must have a minimum of 2 years’ trading history
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  • Nationwide Finance Business Finance logo

    Nationwide Finance Business Finance

    • Nationwide Finance help 35,000 businesses get finance each year
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  • THINK Business Loans logo
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  • Fluidly logo
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    • YOUR BUSINESS MUST BE TRADING FOR 12 MONTHS OR MORE
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  • iwoca logo

    iwoca

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  • MarketFinance logo

    MarketFinance

    • Fast, flexible, frictionless business finance
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    Fleximize

    • Industry-leading flexibility - top-ups, repayment holidays, penalty-free early repayment, no set-up fees
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    • Apply online in five minutes, typically get a decision in 24 to 48 hours, receive funds the same day
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    NatWest Rapid Cash - Invoice Finance

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    Portman Asset Finance

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Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Last updated on 09 November 2020.

365 Business Finance FAQ

Who is 365 Business Finance?

365 Business Finance is a London-based provider of unsecured business loans to small and medium-sized businesses in the UK.

What types of funding does 365 Business Finance provide?

A business loan from 365 Business Finance comes in the form of a business cash advance, also known as a merchant cash advance.

What is a business cash advance?

A business cash advance, or merchant cash advance, is a type of business loan that allows businesses that take payments through debit card machines to borrow cash against future card transaction. Repayments are made automatically through the card machine they use to take payments from customers.

Are business cash advances through 365 Business Finance secured against assets?

No, these merchant cash advance business loans are not secured against assets, such as property or land. Instead, they are repaid via a set percentage of future sales made through a merchant’s card machine.

Can any business get a merchant cash advance through 365 Business Finance?

When applying for a business loan with 365 Business Finance, you will have to submit various information about your business, including the amounts you usually take through your card machine. If you meet the criteria, you may be offered a loan.

How do business cash advances work?

Business cash advances, like those offered by 365 Business Finance work by allowing borrowers to repay the loan as a percentage of the money they take from sales made through their card machines. This means repayments are only made when sales are made.

What can merchant cash advances, like those offered by 365 Business Finance, be used for?

They can be used for almost any business-related purpose, including supporting growth, purchasing stock or equipment, paying wages or simply boosting cash flow.

Who uses 365 Business Finance’s merchant cash advances?

Businesses from a wide range of industries use these types of business loans. These include florists, garages, hotels, restaurants, retailers and coffee shops - basically, any business that uses a card machine to take payments.

What terms and rates are available through 365 Business Finance loans?

This will differ depending on your individual circumstances and your requirements.

How do I apply for a merchant cash advance with 365 Business Finance?

Use the comparison tables above to click through to the provider’s website. You can then click on ‘Get a quote’ to receive a quote for a merchant cash advance with no obligation. You can also email or call 365 Business Finance to apply or just find out more about the service.

Services offered by this provider may change over time. Always check Ts&Cs.