Page 2 of 4 - Business Loans

Rhiannon Philps

A business loan can be used for a variety of reasons, from buying new equipment to covering temporary cash flow shortages. Learn more about the different types of business loan and all you need to know before you apply.

Connor Campbell

A business finance broker can provide support and assistance while looking to secure the best finance option for your organisation. However, you should make sure you know the difference between applying directly with a lender, and going through a broker, ahead of time.

Brean Horne

Small businesses make up the largest part of private sector companies in the UK. Read on to find out the latest small business statistics in the UK, including how many small businesses operate and where they are located.

Connor Campbell

There is no one answer to why businesses need finance. Growth, expansion, seasonal trading and getting your enterprise off the ground are just some of the reasons why you might look to get funding from an outside source. Here, we explore the many scenarios where finance could support your business.

Holly Bennett

If you’re a business based or operating in Scotland, it’s worth being aware of the grants that could be available to you. Here’s how much is on offer and the eligible businesses and projects.

Tim Leonard

Start up funding can be crucial in getting small businesses up and running. From start up business loans to lines of credit, grants, crowdfunding and angel investors, here are the various options for securing the start up business funding you need.

Connor Campbell

Government business loans can help you at various stages of your business’s development, from its start-up phase, through the early days of expansion, to establishing and maintaining growth. Find out more about the various types of government business loans available below.

Connor Campbell

If your business needs an immediate injection of funds, one potential option is a cash flow loan. They are quick to obtain, and don’t require any assets or collateral. However, they do come with higher interest rates and a short repayment window. Find out everything you need to know below.

Tim Leonard

A personal guarantee can allow smaller business owners to secure credit for their company that might otherwise be out of reach. But the risk for a business loan guarantor who signs up to a personal guarantee is that lenders can call on their personal wealth if the business can’t settle its debts.

Jeff Salway

The liabilities of directors differ depending on the type of company. In general, a director of a limited company has protection, however there are exceptions. Read on to find out more.

Jeff Salway

Dissolving a company refers to the process of removing or “striking it off” the Companies House register. Once a company has been dissolved, it becomes illegal for it to continue trading. Read on to find out why this may happen and whether HMRC can still pursue a dissolved company.

Jeff Salway

Angel investors bring more than just funding to your start-up. They often also offer additional support, like a professional network to tap into and business expertise, that could be crucial to getting your business off the ground.

Jeff Salway

Crowdfunding and peer-to-peer lending platforms can help your business get financing. It’s typically more flexible than traditional options, but it can require a lot of effort.

Jeff Salway

Long-term business loans typically come with lower interest rates, but the lengthy terms mean more interest to pay over time.Learn the types of long-term loans and how to compare and apply.

Jeff Salway

There are about 60 Community Development Finance Institutions (CDFI) in the UK that serve small businesses unable to access mainstream financing.

Jeff Salway

The unpredictable nature of running a business means that a fresh injection of funds can sometimes be needed at very short notice. If you find yourself in this position, then you might consider a quick business loan. Below we take a look at how quick business loans work, and their pros and cons.

Jeff Salway

Business loans aren’t just for building from the ground up. If you have experience operating a profitable business, securing a loan to buy a business might be an option for you.

Jeff Salway

When comparing business loans, a key feature to think about is the interest rate, which is the amount you’ll need to pay back on top of the actual amount borrowed.