Compare Multi Car Insurance

  • If you’re a household or family with more than 1 car, a multi-car insurance policy could be a good option for you
  • As well as potential cost savings, having all cars under 1 policy can reduce paperwork and time spent searching for car insurance quotes
  • Request a quote from one of the leading providers below and see how much you could save
3 products found
  • Admiral logo

    Admiral

    • Save up to £239 with Admiral MultiCar*
    • Bundle all the cars in your household onto a single policy and unlock discounts
    • *10% of customers who provided a best alternative price saved £239 between Jan and Jun 2021
    • Cover Available
      Courtesy car, personal belongings, personal injury, sat nav, stereo equipment, windscreen, European, named driver no claims
    • Policy Types
      Third party, FPFT, fully comprehensive
    • Discounts
      Multi-car
  • Diamond logo

    Diamond

    • Save money and time by covering multiple vehicles with one policy
    • As long as additional cars are owned by an immediate family member they can be covered under a MultiCar policy
    • Comprehensive MultiCar from Diamond comes with a range of extra benefits as standard
    • Cover Available
      Courtesy car, personal belongings, personal injury, sat nav, stereo equipment, windscreen, European, named driver no claims
    • Policy Types
      Third party, TPFT, fully comprehensive
    • Discounts
      No claims bonus & multi-car
  • Elephant logo

    Elephant

    • See how much you could save with an Elephant MultiCar discount
    • Comprehensive MultiCar includes a free courtesy car when repairing at an approved garage
    • European cover for up to 90 days
    • Cover Available
      Courtesy car, personal belongings, personal injury, sat nav, stereo equipment, windscreen, European, named driver no claims
    • Policy Types
      Third party, TPFT, fully comprehensive
    • Discounts
      No claims bonus & multi-car

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Our comparison services features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Last updated on 09 November 2020.

Multi-Car Insurance FAQs

Those who live in a household with more than one car to insure sometimes opt for multi-car insurance. Insuring two or more cars registered to the same address, with the same insurer, can potentially lead to cost savings for drivers. If you live in a multi-car home, it might be worth requesting multi-car insurance quotes to evaluate the impact this could have on your overall expenditure.

What is multi-car insurance?

Multi-car insurance is similar to single car insurance, but several cars are included under one policy. Insurers tend to offer discounts to multi-car insurance policyholders in exchange for the increased business they receive when insuring more than one vehicle.

These insurance policies usually cover as many as five cars, with saving potential varying based on how many vehicles you add to the policy.

Who might benefit from multi-car insurance?

A greater number of adult children are living at home with their parents for longer and this has contributed to a growing demand for multi-car insurance. Those who might benefit from multi-car insurance include families with adult children living at home, couples who each have a car and are living together, or even individuals who own more than one car. Some policies will also offer you a multi-car insurance policy to cover drivers at different addresses, for situations such as when a child goes to university and takes their car with them.

Can we still take out multi-car insurance if our cars are currently insured separately?

Yes, there is no reason why you can’t still opt for multi-car insurance if you are currently using separate policies. Some providers will automatically add each car to the policy on each separate renewal date, so you don’t have to do anything after you’ve given the insurer the policy details.

Why can multi-car insurance sometimes be cheaper?

Insurers usually offer discounts for multi-car insurance policies to attract customers away from competitors. Insurance is a highly competitive industry and customers can be very loyal once they have agreed to take out insurance with a particular provider.

What other benefits can multi-car insurance offer?

As well as cost savings, drivers often find that multi-car insurance policies help to reduce the paperwork needed and time spent searching for car insurance quotes. With only one single policy, this might make it easier for administration purposes when it comes to insuring your family’s cars.

Can each driver keep their no claims discounts?

This depends on the policy, so it’s important to check the details of your multi-car insurance policy. Many don’t penalise one driver if another needs to claim, and each policyholder may get to keep their no claims discount.

When is multi-car insurance not such a good deal?

There are various situations when multi-car insurance might not be the best deal for you. You should always check whether single policies might still be cheaper.

As the cost of car insurance varies hugely depending on factors such as the age and experience of the driver and the type of car being insured, one car or one driver could push premiums up for the others on the policy. This would result in a higher insurance cost where individual policies would be cheaper. Alternatively, insuring a young, inexperienced driver alongside their more experienced parent could make the total insurance premiums for a family more affordable.