RAC Warranty (supplied by ALA Insurance)

ALA Insurance is a broker offering a wide range of motoring insurance products to both businesses and individual clients. It is authorised by the Financial Conduct Authority and offers a variety of insurance products on its website, which you can visit using the links here.

Yes. ALA Insurance provide RAC Warranty to customers who want to protect their car after their initial manufacturer warranty has expired, or for those who have purchased a used car without a warranty. ALA Insurance offers car warranties as well as a number of other car insurance products, including GAP insurance, keycare insurance and excess insurance.

Car warranties, which are also often referred to as used car warranties, usually help to insure your car against the cost of unexpected faults that may occur after the manufacturer’s warranty runs out. Each car warranty product and provider offer different levels of cover and have various exclusions in place so it’s important to check what is included in your policy before signing up.

If the manufacturer’s warranty on your car has now expired, you may want to consider purchasing a used car warranty to protect yourself against the cost of unexpected future repairs. Additionally, if you buy a second-hand car, you may want to take out a car warranty as your car may not be covered by a manufacturer’s warranty.

This depends on whether you opt to take out the Premium Plus, Premium or Standard cover. Like other car warranty packages, there are usually various parts that are covered as standard, which can include the gearbox, steering, suspension, engine and drivelines. However, there are also typically a range of standard exclusions, including brake discs and pads, bulbs batteries and other consumables, for example. The extent of your cover will depend on the wording of the exact RAC Warranty plan you opt for and it is important to check that everything you need is included before committing to the policy.

The RAC Warranty is available for cars up to 8 years with fewer than 80,000 miles on the clock.

The cover can be bought for most cars, vans and pickups, but motorcycles and any vehicle over 3.5t is excluded. The vehicle must have a full service history in line with manufacturer guidelines and must not be used for hire and reward, although it is important to check the T&Cs to make sure your vehicle is eligible.

Providing your car still meets the criteria for the cover you have selected then you will be contacted to see if you would like further cover and discounts are sometimes available for returning customers.