Page 5 of 5 - Loans
Most popular articles
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How to Write a Business Plan
Whether you’re looking to attract investors or provide direction, every business can benefit from a plan. But where should you start? Read on for our guide on how to write a business plan.
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What Happens if I Can’t Make My Loan Repayment?
Missing a loan repayment can have serious consequences for your credit score and may lead to legal action being taken against you. Today we examine what happens if you’re struggling to make your loan repayments—and how to avoid that situation in the first place.
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What is a Credit Check?
When you sign up for anything from a broadband or mobile phone contract to a bank account or mortgage, a credit check allows companies to find out more about how you manage your finances before they decide whether to take you on as a customer. Here’s the lowdown on how credit checks work.
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How to Get Free Debt Help
Over eight million people in the UK are estimated to be in debt, making millions vulnerable to debt crises. Learn about how to get the debt help you need.
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Business loans vs personal loans: How they compare
Businesses looking to drive future growth may need to acquire capital for loans. But should your business choose a business or personal loan?
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Home Improvement Loans Explained
A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.
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How can I pay off my overdraft quickly?
Discover the ways that you can quickly pay off your overdraft, to help you better manage your short-term borrowing. If you’re finding that you’re dipping into it at the end of every month, these tips could help you manage your spending.
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The Psychology of Debt
In an unprecedented era of easy credit, it’s important to have the right attitude to debt. Here, we explore the psychology of debt, its impact on our mental health, and how it can affect our lives without us even realising it.
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How to Get a Loan With No Credit History
It’s harder to get a loan if you don’t have a credit history as providers will look at your credit score when deciding whether to lend to you. Find out your options if you don’t have a credit history and you need a loan.
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Understanding debt consolidation
Taking out a loan for debt consolidation allows you to turn multiple debt payments such as credit cards and student loans into one ‘consolidated’ loan and monthly payment. This can potentially offer you a better interest rate and added convenience, saving you time and money.
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Payday Loans Guide
A payday loan is a type of short-term loan that is typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the alternatives.
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How to choose a personal loan
Are you considering taking out a personal loan? Perhaps you need to finance renovations at home, or you’re helping a child through university. Make sure you know exactly what type of finance you’re looking for with this guide to choosing a loan.
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Secured and Unsecured Loans: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much you can borrow, find out more about the key differences between these two types of loan.
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How to Get a Business Loan with Bad Credit
If your business has a bad credit rating, lenders may view you as a greater risk. This can make it more difficult for you to get accepted for a loan, but not impossible. There are several business finance options to consider if you have bad credit.
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Using football to understand your finances
The beautiful game can teach us all a thing or two about personal finances. We take you through some of the most important things we can learn about income, debt and finance from the world of football.
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Exploring the finances of the Premier League
Find out about our new interactive tool that lets you explore the finances and debt of your favourite Premier League team and their surrounding areas.
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Different Types of Loans: Which is Best for Your Needs?
Looking to take out a loan but don’t know where to start? Read on to get the lowdown on the different types of loan to consider, depending on how much you want to borrow, what you need the money for, how high interest rates might be and how quickly you’d like to be debt-free.
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