Compare Cashback Mortgages
Cashback mortgages give you a lump sum payment when your mortgage commences. _You can compare the latest interest rates on cashback mortgages in the table below
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Cashback Mortgages FAQ
What is a cashback mortgage?
With a cashback mortgage, as the name suggests, you'll receive some money back when you complete on the mortgage. This could be a percentage of the mortgage or a set sum.
What are the benefits of cashback mortgage?
Buying a house can be an expensive business and having a lump sum of cash given to you on completion can help cover some of the costs that come once the property is yours such as buying furniture or paying for renovations.
Are cashback mortgages more expensive?
Yes, cashback mortgages tend to come at a higher rate so it's important to work out whether the money you receive is worth the extra amount you'll pay back each month as a result of having a higher rate.
What fees will I pay for a cashback mortgage?
Cashback mortgages usually feature all of the standard mortgage fees including an arrangement fee, booking fee, valuation fee and legal fees although not all fees apply to all mortgages.
How can I compare cashback mortgages?
NerdWallet's free, comprehensive comparison tables allow you to compare cashback mortgages by rate, fees and overall costs.
NerdWallet has selected Koodoo to provide you with this information-only online comparison service on a non-advised basis. NerdWallet will receive a share of the commission that Koodoo earns from the lender or from our partnered broker, Fluent Mortgages.
Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ
Fluent Mortgages Ltd is authorised and regulated by the Financial Conduct Authority (FRN 458914), and is a registered company in England and Wales (company registration number 10978680), with a registered address at 102 Rivington House, Chorley, New Road, Horwich, Bolton, BL6 5UE