Compare Cashback Mortgages

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  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.96% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £562.60
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      0.99% Fixed for 3 years
    • APRC
      3.00%
    • Product Fee
      £999
    • Monthly Repayment
      £564.63
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.99% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £999
    • Monthly Repayment
      £564.63
    Continue on Fluent Mortgages' website + More info
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      0.99% Fixed to 02/12/2023
    • APRC
      2.90%
    • Product Fee
      £749
    • Monthly Repayment
      £564.63
    Continue on Fluent Mortgages' website + More info
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.02% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £566.67
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.02% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £566.67
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.03% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £567.35
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.03% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £567.35
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.06% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £569.39
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.06% Fixed to 30/11/2023
    • APRC
      3.20%
    • Product Fee
      £995
    • Monthly Repayment
      £569.39
  • Santander's logo'

    Santander 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.07% Fixed to 02/12/2023
    • APRC
      3.00%
    • Product Fee
      £999
    • Monthly Repayment
      £570.07
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.14% Fixed for 3 years
    • APRC
      3.10%
    • Product Fee
      £999
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.14% Fixed for 2 years
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.14% Fixed to 31/10/2023
    • APRC
      3.40%
    • Product Fee
      £495
    • Monthly Repayment
      £574.87
    Continue on Fluent Mortgages' website + More info
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.15% Fixed to 30/11/2023
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £575.55
    Continue on Lloyds Bank's website + More info
  • Virgin Money's logo'

    Virgin Money 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.15% Fixed to 01/02/2024
    • APRC
      3.70%
    • Product Fee
      £995
    • Monthly Repayment
      £575.55
    Continue on Fluent Mortgages' website + More info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.16% Fixed to 31/10/2023
    • APRC
      3.70%
    • Product Fee
      £495
    • Monthly Repayment
      £576.24
    Continue on Fluent Mortgages' website + More info
  • Santander's logo'

    Santander 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.18% Fixed to 02/12/2026
    • APRC
      2.40%
    • Product Fee
      £749
    • Monthly Repayment
      £577.61
    Continue on Fluent Mortgages' website + More info
  • Virgin Money's logo'

    Virgin Money 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.18% Fixed to 01/02/2027
    • APRC
      3.00%
    • Product Fee
      £995
    • Monthly Repayment
      £577.61
    Continue on Fluent Mortgages' website + More info
  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.19% Fixed for 5 years
    • APRC
      2.70%
    • Product Fee
      £999
    • Monthly Repayment
      £578.30
    Continue on Fluent Mortgages' website + More info
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.19% Fixed to 31/10/2024
    • APRC
      3.50%
    • Product Fee
      £495
    • Monthly Repayment
      £578.30
    Continue on Fluent Mortgages' website + More info
  • Leek United BS's logo'

    Leek United BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.20% Discounted Variable for 2 years (3.99% disc)
    • APRC
      4.50%
    • Product Fee
      £0
    • Monthly Repayment
      £578.99
    Continue on Fluent Mortgages' website + More info
  • Leek United BS's logo'

    Leek United BS 2 Year Discounted Variable

    • Cashback Available
    • Initial Rate
      1.20% Discounted Variable for 2 years (3.99% disc)
    • APRC
      4.50%
    • Product Fee
      £0
    • Monthly Repayment
      £578.99
    Continue on Fluent Mortgages' website + More info
  • Click here to see 1 similar product
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.20% Fixed to 31/10/2024
    • APRC
      3.10%
    • Product Fee
      £495
    • Monthly Repayment
      £578.99
    Continue on Fluent Mortgages' website + More info

Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with Fluent Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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Last updated on 09 November 2020.

Cashback Mortgages FAQ

What is a cashback mortgage?

With a cashback mortgage, as the name suggests, you'll receive some money back when you complete on the mortgage. This could be a percentage of the mortgage or a set sum.

What are the benefits of cashback mortgage?

Buying a house can be an expensive business and having a lump sum of cash given to you on completion can help cover some of the costs that come once the property is yours such as buying furniture or paying for renovations.

Are cashback mortgages more expensive?

Yes, cashback mortgages tend to come at a higher rate so it's important to work out whether the money you receive is worth the extra amount you'll pay back each month as a result of having a higher rate.

What fees will I pay for a cashback mortgage?

Cashback mortgages usually feature all of the standard mortgage fees including an arrangement fee, booking fee, valuation fee and legal fees although not all fees apply to all mortgages.

How can I compare cashback mortgages?

NerdWallet's free, comprehensive comparison tables allow you to compare cashback mortgages by rate, fees and overall costs.