Evolution Money Secured Loans

  • We've teamed up with the UK's favourite secured loan broker* Fluent Money to help you in your secured loans search
  • Homeowner secured loans usually have to be applied for through a broker using your property as security
  • Compare Evolution Money against other secured lenders using the calculator below

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Loan amount


Repayment term

10 years


home improvements
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. Show representative example

    • Evolution Money logo

      Evolution Money

      • Initial Rate
      • Total Repayments
      • Monthly Repayments

    Other Secured Lenders

    • Pepper Money logo

      Pepper Money

      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Shawbrook Bank Limited logo

      Shawbrook Bank Limited

      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • United Trust Bank logo

      United Trust Bank

      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Equifinance logo


      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Together logo


      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Oplo logo


      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Norton Home Loans logo

      Norton Home Loans

      • Initial Rate
      • Total Repayments
      • Monthly Repayments
    • Central Trust Ltd logo

      Central Trust Ltd

      • Initial Rate
      • Total Repayments
      • Monthly Repayments

Please note: Loans displayed have a minimum term of 12 months and a maximum term of 360 months. Maximum APRC charged 49.9%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Our comparison service features a selection of providers from whom we receive commission. This table is ordered by initial rate. *Fluent Money completes more secured loans than any other broker.

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Last updated on 14 January 2021.

Evolution Money Secured Loans FAQ

Who is Evolution Money?

Evolution Money is based in Manchester and makes up part of the Darwin Group. It was formed in 2011 with the aim of providing customers with specialised secured loans that are tailored to their individual requirements. Evolution Money offers different types of secured loans that can be used for a range of purposes, and they can also cater for those with a less-than-perfect credit history.

How do Evolution Money secured loans work?

An Evolution Money secured loan is secured against your property, which means there is a risk that your home could be repossessed if you fail to keep up with your repayments. To qualify for a secured loan from Evolution Money, you will need to be a UK homeowner aged 18-70 who is currently in employment.

If you meet the eligibility requirements, you can then apply for a secured loan from Evolution Money, choosing the loan type, amount and term that best meets your needs. Evolution Money will assess each application individually, looking at a range of information to make their decision, not just the applicant’s credit history.

What types of secured loans do Evolution Money offer?

Evolution Money offers several different types of secured loans, including bad credit loans, no guarantor loans, joint loans, and loans for the self-employed. Borrowers can select the loan type that is the best fit for their circumstances and requirements, and then choose how much they want to borrow and over what time period to make sure they have an arrangement that suits them.

What can I use an Evolution Money secured loan for?

You can use an Evolution Money secured loan for many things, such as debt consolidation, major purchases like a car or motorbike, home improvements, holidays, and weddings. Self-employed people can also get a loan to help them grow their business, whether that’s purchasing a company vehicle or investing in some new equipment.

Can I pay back my Evolution Money secured loan before the end of the agreed term?

Evolution Money gives borrowers the option of paying back their loan early. However, you would have to pay an early repayment charge on top of the remaining loan amount, details of which would be explained in your loan agreement.

How much can I borrow with an Evolution Money secured loan?

Secured loans are typically used to borrow larger sums of money. Evolution Money offers secured loans of varying values, but the amount you can access will depend on how much equity you own in your home, among other factors. Loan terms typically range from one year up to 20 years.

Where can I find reviews of Evolution Money?

To see what other people thought of Evolution Money, you can search for customer reviews on independent review sites like Trustpilot and Feefo.

Services offered by this provider may change over time. Always check Ts&Cs.

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