Norton Finance Secured Loans

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  • We've teamed up with the UK's favourite secured loan broker* Fluent Money to help you in your secured loans search
  • Homeowner secured loans usually have to be applied for through a broker using your property as security
  • Compare Norton Home Loans against other secured lenders using the calculator below

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. Click here for a representative example

    • Norton Home Loans logo

      Norton Home Loans

      • Initial Rate
        8.30%
      • Total Repayments
        £44,258.40
      • Monthly Repayments
        £368.82

    Other Secured Lenders

    • Paragon Bank PLC logo

      Paragon Bank PLC

      • Initial Rate
        3.60%
      • Total Repayments
        £35,767.20
      • Monthly Repayments
        £298.06
    • Optimum Credit Ltd logo

      Optimum Credit Ltd

      • Initial Rate
        4.00%
      • Total Repayments
        £36,448.80
      • Monthly Repayments
        £303.74
    • Masthaven Bank Ltd logo

      Masthaven Bank Ltd

      • Initial Rate
        4.19%
      • Total Repayments
        £36,774
      • Monthly Repayments
        £306.45
    • Shawbrook Bank Limited logo

      Shawbrook Bank Limited

      • Initial Rate
        4.20%
      • Total Repayments
        £36,792
      • Monthly Repayments
        £306.60
    • United Trust Bank logo

      United Trust Bank

      • Initial Rate
        4.45%
      • Total Repayments
        £37,222.80
      • Monthly Repayments
        £310.19
    • Together logo

      Together

      • Initial Rate
        6.65%
      • Total Repayments
        £41,152.80
      • Monthly Repayments
        £342.94
    • Step One Finance Limited logo

      Step One Finance Limited

      • Initial Rate
        6.90%
      • Total Repayments
        £41,613.60
      • Monthly Repayments
        £346.78
    • Oplo logo

      Oplo

      • Initial Rate
        8.00%
      • Total Repayments
        £43,686
      • Monthly Repayments
        £364.05
    • Central Trust Ltd logo

      Central Trust Ltd

      • Initial Rate
        9.50%
      • Total Repayments
        £46,582.80
      • Monthly Repayments
        £388.19
    • Evolution Money logo

      Evolution Money

      • Initial Rate
        10.20%
      • Total Repayments
        £47,973.60
      • Monthly Repayments
        £399.78

Please note: Loans displayed have a minimum term of 12 months and a maximum term of 360 months. Maximum APRC charged 49.9%.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Our comparison service features a selection of providers from whom we receive commission. This table is ordered by initial rate. *Fluent Money completes more secured loans than any other broker.

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Last updated on 09 November 2020.

Norton Finance Secured Loans FAQ

Who is Norton Finance?

Norton Finance is a broker who specialises in sourcing and arranging secured loans and remortgages for people that want to borrow cash against the equity they have in their home. It is a trading name of Norton Financial Services Limited and is regulated by the Financial Conduct Authority.

Does Norton Finance offer secured loans?

Norton Finance is a broker who works with its customers to find a secured loan that fits their requirements and/or financial situation. Working with a broker can help you to navigate the complicated secured loan market and find the right product for you. However, you can also often find secured lenders yourself and borrow directly.

What can I use a Norton Finance secured loan for?

Secured loans are often used to consolidate existing debts into a single, more manageable payment. This can work for some people but it also means that you may end up paying back more over the lifetime of the debt if it is extended over a longer term.

Secured loans can also be used for any purpose, including covering the costs of a major project, such as a kitchen extension or building a conservatory. It can even be used to find a deposit to help your kids buy their first home. However, remember that you have to keep up with the repayments over the entire term of the loan or you risk losing your home.

What’s the difference between a secured and an unsecured loan?

To be accepted for a secured loan, you will have to be a homeowner and be willing to put your home forward as security for the debt. Much like a mortgage, this means that you risk losing your home if you cannot keep up with the repayments. As the risk to the lender is lower in the case of secured loans, than personal loans, they may often offer longer loan terms and larger loan amounts. Unsecured loans are not secured against any assets and therefore represent a larger risk to the lender. This means you may pay higher interest rates on unsecured loans and that the lending criteria, in terms of credit checks and affordability, may be stricter than for secured loans.

How much can I borrow through a Norton Finance secured loan and for how long?

This all very much depends on your requirements, your financial situation and your credit score. Norton Finance will take into account your employment status, your credit score, your existing financial responsibilities and the value and equity held in your home.

Where does NerdWallet get its information about Norton Finance from?

We work alongside the broker Fluent to compile our secured loan comparison tables. Brokers are often used to help arrange secured loans and some lenders will only work on a referral basis from a broker, but borrowers can also often approach lenders directly.

Are there alternatives to Norton Finance secured loans?

Yes. It is sensible to consider if other alternatives might be possible before you commit to the long-term responsibility of a secured loan. Alternatives could include taking out an unsecured loan, using a low-interest credit card or overdraft, borrowing from friends or using in-store, 0 per cent credit offers.

Services offered by this provider may change over time. Always check Ts&Cs.

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