Compare 24-Month Unsecured Loans

Compare interest rates available for 24 month unsecured personal loans. Compare a range of personal loans from UK lenders and check your eligibility* without impacting your credit score

Checking your eligibility won't affect your credit score

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  • M&S Bank Personal Loan logo

    M&S Bank Personal Loan

    • Representative APR
      2.8% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years
  • Post Office Money Personal Loan logo
    Broker

    Post Office Money Personal Loan

    • Representative APR
      8.1% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years
  • Admiral Personal Loan logo

    Admiral Personal Loan

    • Representative APR
      9.9% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years
  • JN Bank Personal Loan logo

    JN Bank Personal Loan

    • Representative APR
      12.9% APR
    • Available Amounts
      £1,000 to £15,000
    • Min / Max Terms
      2 to 5 years
  • Shawbrook Personal Loan logo

    Shawbrook Personal Loan

    • Representative APR
      13.9% APR
    • Available Amounts
      £1,000 to £35,000
    • Min / Max Terms
      1 to 7 years
  • Zopa Personal Loan logo
    Peer To Peer

    Zopa Personal Loan

    • Representative APR
      15.4% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years
  • Fintern Personal Loan logo

    Fintern Personal Loan

    • Representative APR
      18.8% APR
    • Available Amounts
      £1,000 to £7,500
    • Min / Max Terms
      1 to 3 years
  • My Community Finance Personal Loan logo

    My Community Finance Personal Loan

    • Representative APR
      18.85% APR
    • Available Amounts
      £1,500 to £25,000
    • Min / Max Terms
      1 to 5 years
  • KOYO Personal Loan logo

    KOYO Personal Loan

    • Representative APR
      24.9% APR
    • Available Amounts
      £1,500 to £12,000
    • Min / Max Terms
      6 months to 5 years
  • BetterBorrow Personal Loan logo

    BetterBorrow Personal Loan

    • Representative APR
      27.1% APR
    • Available Amounts
      £1,000 to £12,000
    • Min / Max Terms
      1 to 5 years
  • LiveLend Personal Loan logo

    LiveLend Personal Loan

    • Representative APR
      29.9% APR
    • Available Amounts
      £1,000 to £12,000
    • Min / Max Terms
      1 to 5 years
  • Oplo Personal Loan logo

    Oplo Personal Loan

    • Only available to homeowners
    • Representative APR
      31.6% APR
    • Available Amounts
      £2,000 to £15,000
    • Min / Max Terms
      2 to 6 years
  • Lifestyle Personal Loan logo

    Lifestyle Personal Loan

    • Representative APR
      49.9% APR
    • Available Amounts
      £1,000 to £5,000
    • Min / Max Terms
      1 to 5 years
  • 118 118 Personal Loan logo

    118 118 Personal Loan

    • Representative APR
      49.9% APR
    • Available Amounts
      £1,000 to £5,000
    • Min / Max Terms
      1 to 3 years
  • Bamboo Personal Loan logo

    Bamboo Personal Loan

    • Representative APR
      59.7% APR
    • Available Amounts
      £1,000 to £8,000
    • Min / Max Terms
      1 to 5 years
  • Likely Loans logo

    Likely Loans

    • Representative APR
      59.9% APR
    • Available Amounts
      £500 to £5,000
    • Min / Max Terms
      1 to 3 years
  • Minty Personal Loan logo

    Minty Personal Loan

    • Representative APR
      98.1% APR
    • Available Amounts
      £1,500 to £3,000
    • Min / Max Terms
      2 years
  • Everyday Loans Personal Loan logo

    Everyday Loans Personal Loan

    • Representative APR
      99.9% APR
    • Available Amounts
      £1,000 to £15,000
    • Min / Max Terms
      1 to 5 years

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.

Our comparison service features a selection of providers from whom we receive commission.

Monevo Logo

*Eligibility Service:

The loans eligibility service is fully provided by Monevo.  The data you supply is directly submitted to Monevo and is used to retrieve loan quotes from their panel of lenders.  By using their loans eligibility service you are agreeing to Monevo’s terms and conditions and privacy policy which can be found at Monevo.co.uk

Monevo.co.uk is a registered Trading Name of Monevo Limited which is an Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number: 723672.  Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450.  Monevo Limited is registered in England and Wales (Company number 06511345). Registered office: Glasshouse, Alderley Park, Nether Alderley, Cheshire,SK10 4ZE.  Licensed by the Information Commissioners Office, (Registration number Z1498441).

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24-Month Unsecured Loans FAQ

What is a 24-month unsecured loan?

You might request a 24-month unsecured loan as you have considered that the repayments for this term are affordable for the amount you wish to borrow. Unsecured loans are personal loans and not secured against an asset such as a property. This makes them potentially suitable to non-homeowners, or to homeowners that do not wish to secure the loan.

How do I pay a 24-month unsecured loan?

A 24-month unsecured loan would require you to agree to repay your lender an agreed monthly instalment for two years. The levels of interest offered by lenders will play a part in determining how much your loan will ultimately cost, so make sure to shop around and go with an arrangement that suits your needs best.

How do I prepare for a 24-month unsecured loan?

Only borrow as much as you know you can repay and take the various rates of interest into account, to help you decide which loan suits you best. Also, make sure you are aware of all terms and conditions with your prospective deal, as some lenders may allow you to repay earlier without a fee, for example, while others may not. Knowing exactly what you need before you approach lenders will help you find the right loan for you.

Does my credit rating matter for a 24-month unsecured loan?

If you have a good credit history, you are more likely to succeed in getting a 24-month unsecured loan. Also, as you won’t be relying on collateral, having a steady source of income and a good track record on credit will give your lender greater confidence in lending to you.

Can I still get a 24-month unsecured loan with poor credit?

With a poor credit score, fewer lenders will consider you for a 24-month unsecured loan, as you may pose too great a risk for them. However, borrowers with poor credit can still find willing lenders on the market, but they may have to accept a higher level of interest, due to the increased risk for lenders.

Is a 24-month unsecured loan more expensive than a short-term loan?

Short term loans are a high cost form of borrowing and should only be considered in for essentials. The interest rates charged on a longer terms loan will be lower. However, the longer you borrow for, the longer interest is charged, so you should understand the full cost of borrowing on all loans you are considering.

How do I manage early repayment of my 24-month unsecured loan?

It may be possible for you to repay your 24-month unsecured loan early. Early repayment may allow you to save money on the remaining interest you would have had to pay originally. However, lenders vary in terms of early repayment policies. Some may encourage it, but others may be inclined to charge a fee. Check your loan terms before you proceed.

How will I know whether I can pay my 24-month unsecure loan back early?

Always check terms and conditions first, as policies can vary between lenders. Once you have identified potential lenders and received quotes, inquire about any extra costs that might come with early repayments. You may be able to find these details online before you apply for a quote, but if you can’t, don’t hesitate to ask your lender about this before you sign a contract.