Compare Online Unsecured Loans
Unsecured loans can be used to borrow up to £50,000 over a number of years and can be applied for online. Compare a range of personal loans from UK lenders and check your eligibility* without impacting your credit score
Loan amount
Repayment term
Reason

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M&S Bank Personal Loan
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Representative APR
2.8% APR
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Available Amounts
£1,000 to £25,000
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Min / Max Terms
1 to 7 years
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Representative APR
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Post Office Money Personal Loan
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Representative APR
8.1% APR
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Available Amounts
£1,000 to £25,000
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Min / Max Terms
1 to 7 years
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Representative APR
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Admiral Personal Loan
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Representative APR
9.9% APR
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Available Amounts
£1,000 to £25,000
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Min / Max Terms
1 to 5 years
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Representative APR
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JN Bank Personal Loan
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Representative APR
12.9% APR
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Available Amounts
£1,000 to £15,000
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Min / Max Terms
2 to 5 years
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Representative APR
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Shawbrook Personal Loan
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Representative APR
13.9% APR
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Available Amounts
£1,000 to £35,000
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Min / Max Terms
1 to 7 years
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Representative APR
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Zopa Personal Loan
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Representative APR
15.4% APR
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Available Amounts
£1,000 to £25,000
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Min / Max Terms
1 to 5 years
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Representative APR
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Fintern Personal Loan
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Representative APR
18.8% APR
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Available Amounts
£1,000 to £7,500
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Min / Max Terms
1 to 3 years
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Representative APR
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My Community Finance Personal Loan
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Representative APR
18.85% APR
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Available Amounts
£1,500 to £25,000
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Min / Max Terms
1 to 5 years
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Representative APR
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KOYO Personal Loan
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Representative APR
24.9% APR
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Available Amounts
£1,500 to £12,000
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Min / Max Terms
6 months to 5 years
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Representative APR
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BetterBorrow Personal Loan
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Representative APR
27.1% APR
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Available Amounts
£1,000 to £12,000
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Min / Max Terms
1 to 5 years
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Representative APR
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LiveLend Personal Loan
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Representative APR
29.9% APR
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Available Amounts
£1,000 to £12,000
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Min / Max Terms
1 to 5 years
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Representative APR
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Oplo Personal Loan
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Representative APR
31.6% APR
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Available Amounts
£2,000 to £15,000
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Min / Max Terms
2 to 6 years
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Representative APR
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Lifestyle Personal Loan
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Representative APR
49.9% APR
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Available Amounts
£1,000 to £5,000
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Min / Max Terms
1 to 5 years
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Representative APR
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118 118 Personal Loan
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Representative APR
49.9% APR
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Available Amounts
£1,000 to £5,000
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Min / Max Terms
1 to 3 years
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Representative APR
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Bamboo Personal Loan
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Representative APR
59.7% APR
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Available Amounts
£1,000 to £8,000
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Min / Max Terms
1 to 5 years
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Representative APR
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Likely Loans
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Representative APR
59.9% APR
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Available Amounts
£500 to £5,000
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Min / Max Terms
1 to 3 years
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Representative APR
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Salad Money Personal Loan
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Representative APR
69.9% APR
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Available Amounts
£500 to £1,000
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Min / Max Terms
12 to 18 months
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Representative APR
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Minty Personal Loan
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Representative APR
98.1% APR
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Available Amounts
£1,500 to £3,000
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Min / Max Terms
2 years
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Representative APR
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Everyday Loans Personal Loan
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Representative APR
99.9% APR
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Available Amounts
£1,000 to £15,000
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Min / Max Terms
1 to 5 years
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Representative APR
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.
Our comparison service features a selection of providers from whom we receive commission.

*Eligibility Service:
The loans eligibility service is fully provided by Monevo. The data you supply is directly submitted to Monevo and is used to retrieve loan quotes from their panel of lenders. By using their loans eligibility service you are agreeing to Monevo’s terms and conditions and privacy policy which can be found at Monevo.co.uk
Monevo.co.uk is a registered Trading Name of Monevo Limited which is an Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number: 723672. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Monevo Limited is registered in England and Wales (Company number 06511345). Registered office: Glasshouse, Alderley Park, Nether Alderley, Cheshire,SK10 4ZE. Licensed by the Information Commissioners Office, (Registration number Z1498441).

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Online Unsecured Loans FAQ
What are unsecured loans?
Unsecured loans refer to any type of loan that is not protected by a guarantor, or collateralized against a specific asset such as a property, in the case of failure to meet the terms for repayment.
How do I know an unsecured loan is right for me?
You might wish to apply for an unsecured loan for a number of reasons. For example, if you don't have savings to cover your purchase, not be able to access a sufficient amount of funds through your credit card or you might not own a home to be used as collateral, which would allow you to take out a secured loan.
How much can I borrow with an unsecured loan?
You may wish to borrow a small sum of a few hundred pounds or a larger sum of several thousands. Typically, the upper-limit for most lenders providing unsecured loans is £25,000. For larger amounts, you may need to look at secured loans.
Are non-homeowners eligible for an unsecured loan?
As mentioned, being a homeowner isn't necessary. However, it helps to have a decent credit history. This provides a lender with confidence that you can repay a loan and that you have demonstrated an ability to handle credit responsibly. Poor credit may lead to seek lenders who charge higher rates.
What will the lender need to know about me, to secure an unsecured loan?
You will be required to provide or demonstrate:
- some form of identity, so it's important you exist on the electoral register
- a document such as a utility bill, so they can make sure you're a genuine person
- proof of a steady source of income is also usually required
- a good credit rating
Is it easy to search online for unsecured loans?
It's markedly easier these days than it used to be to compare different loan types from various lenders online. Unsecured loan providers offer quotes that allow you to determine if you can afford the repayment terms. Lenders may offer a wide range of interest rates too, so you can search online to find the one you think you can most likely afford.
Are there any risks involved?
As you won't have taken the loan out against any specific asset as collateral, the lender won't seize your home in the event you cannot make the necessary repayments. The risk in unsecured loans is if you make fail to meet your repayment schedule.
You may also suffer from various charges for missed payments and your credit record would be damaged. In some cases, debt collectors may also be instructed to retrieve the money from you.
What might happen if I cannot repay my unsecured loan?
Failure to repay will have a significant negative impact on your credit rating, affecting the likelihood of you getting credit in the future. If your provider is forced to try to retrieve the debt through court you may be subject to a County Court Judgement. This will show up on your credit report.
How might lenders differ in what they can offer?
Lenders can offer different kinds of loans but the suitability of those will depend on your personal circumstances, the amount you wish to borrow and for how long.