TSB personal loans
Regardless of its purpose, all TSB personal loans are unsecured and come with a fixed interest rate.
The specific details of your loan will depend on whether it is a standard TSB personal loan, a small loan, or a graduate loan.
» COMPARE: Personal loans
How much can I borrow?
With a TSB loan, you may be able to borrow between £1,000 and £25,000 if you do not have a TSB current account, and between £300 and £50,000 if you do.
How much you borrow will affect your loan term. If you borrow between £300 and £999, your loan term can be between three and 12 months.
If you borrow between £1,000 and £25,000, your term can be between one and seven years.
Loans between £25,000 and £50,000 have a term of one to five years.
And if you apply for a graduate loan, your term will be between one and five years.
What are the interest rates on a TSB loan?
The interest rate on your TSB loan will depend on your personal circumstances, how much you want to borrow, and the term of the loan. It will be fixed for the lifetime of the loan.
Can I get a small loan from TSB?
TSB offers a specific small loan, where you can borrow between £300 and £999.999 over three to 12 months.
These small loans typically come with a higher interest rate than a standard personal loan.
As well as TSB’s standard eligibility criteria, you will need to have had a TSB bank account for more than three months to apply for a small loan.
Can I get a graduate loan from TSB?
It is possible to get a specific TSB graduate loan, allowing you to borrow between £1,000 and £10,000 over one to five years.
TSB graduate loans typically come with a higher interest rate than a standard personal loan.
You must have had a TSB Graduate Account for more than three months in order to be eligible.
Can I get a joint loan from TSB?
Currently, TSB does not offer joint loans.
With a joint loan, more than one person signs up for the loan, meaning that both borrowers are liable to repay the loan even if you weren't the one spending the money.
Can I get a secured loan from TSB?
Currently, you cannot get a personal secured loan from TSB.
Secured loans require you to supply an asset, such as a house or car, as collateral. This is not the case for unsecured loans.
» COMPARE: Secured loans