If you have bad credit or no credit, you’ll probably find it hard to get a credit card. That limits your options to secured credit cards or prepaid debit cards. Secured cards are your best bet for rebuilding your credit score, because they report to credit rating agencies and prove that you can use credit responsibly. Debit cards, even prepaid ones, won’t impact your credit score at all. You can also get an easy-to-qualify-for card like the Capital One Secured Card. Look for low fees and APRs, and build your way back up to good credit. Always make it a point to check your credit score before applying for any type of credit.
| Credit Card | Annual Fee | Rewards Rate | Sign Up Bonus | *Annual Savings
 |
 US Bank AeroMexico Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 AeroMexico Miles Bonus - ... |
$254
Apply Now
|
 US Bank LifeMiles Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 LifeMiles Bonus - with fi... |
$254
Apply Now
|
 US Bank LANPASS Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 LANPASS Miles Bonus - wit... |
$254
Apply Now
|
 US Bank Harley-Davidson Visa Secured |
$0 | 1.00% | None |
$216
Apply Now
|
 Wells Fargo Secured Visa Card |
$25 | 0.00% | None |
$-25
Apply Now
|
 Capital One® Secured MasterCard® |
$29 | 0.00% | None |
$-29
Apply Now
|
 First Progress Platinum Elite MasterCard® Secured Credit Card" > |
$29 | 0.00% | None |
$-29
Apply Now
|
 US Bank Secured Card |
$35 | 0.00% | None |
$-35
Apply Now
|
 First Progress Platinum Select MasterCard® Secured Credit Card" > |
$39 | 0.00% | None |
$-39
Apply Now
|
 First Progress Platinum Prestige MasterCard® Secured Credit Card" > |
$44 | 0.00% | None |
$-44
Apply Now
|
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
Total Annual Fees
Ongoing Interest