If you have bad credit, you may be limited to pre-approved or secured credit cards. Unfortunately, if you have no credit history, you’ll be tarred with the same brush. If you use your card right, though, you’ll build up a payment history that will put you on your way to bigger and better credit cards. Prepaid debit cards don’t require a credit check, but they often come with high fees, and they won’t help your credit score at all. For building or rebuilding credit, a secured credit card is generally a better choice, or an easy-to-qualify card like the Capital One Secured MasterCard. In any case, you should make it a point to check your credit score first.
| Credit Card | Annual Fee | Rewards Rate | Sign Up Bonus | *Annual Savings
 |
 US Bank LifeMiles Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 LifeMiles Bonus - with fi... |
$254
Apply Now
|
 US Bank AeroMexico Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 AeroMexico Miles Bonus - ... |
$254
Apply Now
|
 US Bank LANPASS Visa Secured |
$0 the first year, then $25 | 1.00% | 10,000 LANPASS Miles Bonus - wit... |
$254
Apply Now
|
 US Bank Harley-Davidson Visa Secured |
$0 | 1.00% | None |
$216
Apply Now
|
 Wells Fargo Secured Visa Card |
$25 | 0.00% | None |
$-25
Apply Now
|
 Capital One® Secured MasterCard® |
$29 | 0.00% | None |
$-29
Apply Now
|
 First Progress Platinum Elite MasterCard® Secured Credit Card |
$29 | 0.00% | None |
$-29
Apply Now
|
 OpenSky Secured Visa® Credit Card |
$29 | 0.00% | None |
$-29
Apply Now
|
 US Bank Secured Card |
$35 | 0.00% | None |
$-35
Apply Now
|
 First Progress Platinum Select MasterCard® Secured Credit Card |
$39 | 0.00% | None |
$-39
Apply Now
|
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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
Total Annual Fees
Ongoing Interest