Best Unsecured Cards for Short Credit Histories of 2019

NerdWallet

Last updated on March 6, 2019

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NerdWallet's Best Unsecured Cards for Short Credit Histories of 2019

Our pick for

Cash-back rewards

Capital One QuicksilverOne Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$39

Regular APR

26.96% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

Boosting your credit limit

Capital One Platinum Credit Card Credit Card

on Capital One's secure website

on Capital One's secure website

Annual Fee

$0

Regular APR

26.96% Variable APR

Intro APR

N/A

recommended credit score

Our pick for

Bonus category rewards

ABOC Platinum Rewards

on Amalgamated Bank of Chicago's secure website

on Amalgamated Bank of Chicago's secure website

Annual Fee

$0

Regular APR

15.15% - 25.15% Variable APR

Intro APR

0% Intro APR for 12 months on Purchase and Balance Transfers

recommended credit score

Our pick for

New immigrants

Deserve® Pro Mastercard

on Deserve's secure website

on Deserve's secure website

Annual Fee

$0

Regular APR

18.49% - 25.49% Variable

Intro APR

N/A

recommended credit score

Our pick for

Minimizing impact on credit score

AvantCard Credit Card

on Avant's secure website

on Avant's secure website

Annual Fee

$29

Regular APR

26.24% Variable

Intro APR

N/A

recommended credit score

Last updated on March 6, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.