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Georgia Rose

Lead Writer Finance, technology, science

Georgia Rose is a lead writer on the international team at NerdWallet. Her work has been featured in The Washington Post, The New York Times, The Independent and The Associated Press. Throughout her career, Georgia has written on a variety of subjects, including personal finance, government policy, science and technology. She enjoys researching complex topics and distilling the information for her readers. Before joining the international team, she wrote for the insurance vertical, specializing in life insurance.

Education: B.A. from University of Hull, England

Credentials: Poynter ACES Certificate in Editing

Previous Experience: The Larchmont Chronicle, Writer at the United Nations Volunteers, Science writer at Content Pros, Technical writer at OnPoint

The latest from Georgia

TD Cash Back Visa Infinite Review 2023: Is It Worth It?

TD Cash Back Visa Infinite card can benefit bigger households and road warriors who maximize this card's 3% cash back at the grocery store and pumps.

American Express Aeroplan Review 2023: Is It Worth It?

The American Express Aeroplan Card is a charge card that allows cardmembers to earn Aeroplan points with each purchase.

What Is a Metal Credit Card and How Do You Get One?

Metal credit cards in Canada offer a stylish design and impressive perks, but watch out for high fees and income requirements.

22 Best Rewards Credit Cards in Canada for September 2023

Compare the best rewards credit cards in Canada across numerous rewards categories, including travel, cash back and more, to find the ideal card for your spending preferences.

What Is a Credit Card and Should You Get One?

Credit cards allow the account holder to make purchases with revolving credit. But cardholders must pay the borrowed balance in full each month, or be charged interest.

When Is a Credit Card Annual Fee Worth It?

A credit card’s annual fee can be offset by its benefits — just make sure the extra cost is worth the premium perks.

How Many Credit Cards Should I Have?

There’s no magic number of credit cards to have — but knowing your spending habits, ability to pay on time and credit score will help you decide.

How To Pay Off Your Credit Card: 5 Tips

Following a schedule, using automated withdrawals and paying more than the minimum can go a long way.

Credit Card Minimum Payments: How They Work

Making only the minimum payment is convenient but keeps you in debt longer, and can put your credit score at risk.

How to Cancel a Credit Card

To cancel your credit card with minimal impact to your credit score, follow these step-by-step instructions.

Credit Cards vs. Debit Cards: Differences Explained

A debit card spends money that's in your bank account, while a credit card spends borrowed money, up to a limit.

How Credit Card Interest Rates Work in Canada

Credit card interest rates vary by the type of credit card and transaction. How much interest you pay is based on your creditworthiness and how you use your cards.

How to Choose the Best Credit Card For You

Identify the right credit card for your needs by considering your income, credit score and how you’re likely to use the card.

How to Apply for a Credit Card in Canada: A Complete Guide

When applying for a credit card, issuers typically consider your age, income and credit score. Check out our guide on how to get a credit card before you start the process.