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Hannah Logan

Hannah Logan

Hannah Logan is a freelance writer and blogger who specializes in personal finance and travel. You can follow her personal travel blog EatSleepBreatheTravel.com or find her on Instagram @hannahlogan21.

The latest from Hannah

Two women preparing a letter of employment for a mortgage.

How to Get a Letter of Employment for a Mortgage

A letter of employment helps mortgage lenders verify your job and current income. Providing this letter is a common requirement when applying for a mortgage.

Smiling young woman holding a credit card.

What Is a Credit Card and Should You Get One?

Credit cards allow the account holder to make purchases with revolving credit. But cardholders must pay the borrowed balance in full each month, or be charged interest.

Overhead view of real estate in a suburban setting.

What is Real Estate?

Real estate is a term that refers to any type of real property, including land and buildings. You can get involved with real estate via home ownership, investing or financing.

A mature women and younger woman discuss LIFs in front of laptop.

Life Income Fund (LIF): How It Works in Retirement

A life income fund, or LIF, locks away money from your pension plan fund and provides annual payments during retirement.

Mature man sitting outside with dog, researching LIRA options.

Locked-in Retirement Account (LIRA): How It Works

Don’t leave a company pension hanging after changing jobs. One option is to roll it over into a locked-in retirement account (LIRA) where it can continue to grow until retirement.

Mature couple discussing loan principal and interest in their living room.

What Are Principal and Interest for a Loan?

Principal is the amount you borrow and interest is the added charge you pay to borrow it. The interest rate determines the total cost of a loan and how long it will take to pay off the principal.

Couple sits at table calculating their GST/HST credit.

What Is the GST/HST Credit?

The GST/HST credit is a series of payments available to low- and modest-income Canadians. You're automatically considered for the GST/HST credit when you file your taxes.

Woman in coffee shop evaluates her use of revolving credit.

Revolving Credit: What It Is and How It Works

Revolving credit is a type of credit you can borrow from and pay down repeatedly over time, like credit cards or home equity lines of credit (HELOCs).

Asian couple talking about their retirement plans in a room filled with light and plants.

7 New Year’s Resolutions to Get Retirement-Ready

Setting clear goals, optimizing your savings plan and educating yourself about government programs are smart ways to prepare for retirement.

Parents playing with their two children in the living room.

8 Financial Resolutions for Parents (and Those Who Want to Be)

Providing for a family is stressful. Minimizing debt, creating a budget and saving for post-secondary education ASAP are strategies that can help.

Senior couple sits by lake, enjoying their retirement.

Here’s How Much Money You Need To Retire

Common guidance is to save enough money to have 70% of your income available each year for 25 years of retirement.

Man at desk calculating his Canadian tax bracket.

What are Canada’s Tax Brackets?

Tax brackets exist at both the federal and provincial or territorial level in Canada. Your income determines your tax bracket, and ultimately, the tax rate you'll pay.

A couple signs papers while getting a loan from the bank.

How to Get a Loan From the Bank

To borrow money from the bank, you’ll have to satisfy the qualification requirements of the loan you want, such as age, debt-to-income ratio and credit score.

Employment Insurance (EI) form on a table with a pen.

What Is Employment Insurance (EI)?

Employment Insurance (EI) is an important benefit that can help you maintain financial stability during periods of unemployment.

Black man thinks about inflation while examining his grocery bill.

What Is Inflation and How Does it Work?

Inflation is an economic term that describes increases in the price of goods and services over time. Canada's inflation rate recently hit its highest level since 1991.

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