Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

Miles & More® World Elite Mastercard®

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Card details

  • Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee

  • Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners

  • Earn 1 award mile per $1 spent on all other purchases.

  • Receive two complimentary Lufthansa Business Lounge Vouchers after each account anniversary.

  • Receive a Companion Ticket annually; subject to taxes and fees.

Rates, fees & offers

  • Annual fee

    $89

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee.

  • Intro APR

    0% on Balance Transfers for 15 billing cycles

  • Ongoing APR

    APR: 15.99% - 24.99% Variable APR

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual Fee

$89

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 24.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% on Balance Transfers for 15 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • 0% introductory APR on balance transfers for the first fifteen billing cycles

  • No foreign transaction fee

Cons
  • Has annual fee

  • Needs excellent credit

The Miles & More® World Elite Mastercard®, Lufthansa airline's loyalty-program card in the U.S., offers potentially valuable benefits if you fly where the airline and its Miles & More partners can take you: Europe, the Middle East, Africa and Asia.

The $89-annual-fee card comes with an annual companion ticket for a traveling partner, but you have to pay taxes and fees, which can be high.

It also comes with a sign-up bonus: Earn 50,000 award miles after spending $3,000 in purchases within the first 90 days and payment of the annual fee.. But the card's spending rewards are lacking for use as an everyday payment tool, offering 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners and 1 mile per $1 spent on everything else.

If you spread around your flying among different airlines, a general travel card might be more rewarding.

For more information, see our full review of this card.