Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
Low 14.24% variable APR on purchases and cash advances
No annual fee
No foreign transaction fees
International Chip and PIN
Rates, fees & offers
0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
APR: 14.24% Variable APR
Cash Advance APR: 14.24%, Variable
Balance Transfer Fee
Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
Foreign Transaction Fee
Recommended credit score
Not sure which card is best for you?
Most credit cards don’t let you have a say on new features, but the Barclaycard Ring® Mastercard® is different. If you're a cardholder, you can share ideas for improvements online and vote on ideas submitted by others.
And in lieu of traditional rewards, the issuer shares its estimated profits among cardholders. This card could also save you plenty if you tend to carry a balance: Get 0% on Balance Transfers for 15 months on balance transfers made within 45 days of account opening, and then the ongoing APR of 14.24% Variable APR.
To read more about this card, see NerdWallet's full review.
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