Advertiser Disclosure

Discover it® - Cashback Match™

Apply Nowon Discover’s secure website.
Apply Nowon Discover’s secure website.

Discover it® - Cashback Match™

Apply Nowon Discover’s secure website.
Apply Nowon Discover’s secure website.

Card details

  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

APR, Variable

APR: 11.49% - 23.49% Variable APR

Cash Advance APR: 25.49%, Variable

Pros

  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • 0% on purchases for 14 months and 0% on balance transfers for 14 months

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better

Rewards rate

1.00%

Annual fee

$0

Intro APR

0% on Purchases and Balance Transfers for 14 months

Recommended credit score

Nerdwallet Review

Author: Ben Luthi

If you're looking for a credit card with stellar cash-back rewards, a decent 0% APR introductory period, great extra perks, or all of the above, the Discover it® - Cashback Match™ has what you're looking for.

The card offers 5% cash back on quarterly rotating categories that you activate, on up to $1,500 in spending per quarter, and 1% cash back on all other purchases. Plus, it offers a great sign-up bonus: Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.

It also gives cardholders an early break on interest with 0% on Purchases and Balance Transfers for 14 months, and then the ongoing APR of 11.49% - 23.49% Variable APR.

Add to that free access to your FICO score, an online bonus mall where you can earn even more rewards, and a $0 annual fee. All things considered, the Discover it® - Cashback Match™ stacks up nicely against the competition. For more information, read our full review.

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