Discover it® - Cashback Match™

Apply Now

on Discover's secure website, or call (800) 347-0264

Apply Now

on Discover's secure website, or call (800) 347-0264

Discover it® - Cashback Match™

Apply Now

on Discover's secure website, or call (800) 347-0264

Apply Now

on Discover's secure website, or call (800) 347-0264

Card details

  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
  • View Rates and Fees

APR, Variable

APR: 11.99% - 23.99% Variable APR

Cash Advance APR: 25.99%, Variable

Pros

  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • 0% on purchases for 14 months and 0% on balance transfers for 14 months

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better

Rewards rate

1.00%

Annual fee

$0

Intro APR

0% on Purchases and Balance Transfers for 14 months

Recommended credit score

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NerdWallet Review

Author: Ben Luthi

HEAR IT FROM NERDS WHO CARRY THE CARD
NerdWallet team members who carry the Discover it® - Cashback Match™ love the great 5% rotating categories:


If you're looking for a credit card with stellar cash-back rewards, a decent 0% APR introductory period, great extra perks, or all of the above, the Discover it® - Cashback Match™ has what you're looking for.

The card offers 5% cash back on quarterly rotating categories that you activate, on up to $1,500 in spending per quarter, and 1% cash back on all other purchases. Plus, it offers a great sign-up bonus: Discover will match ALL the cash back earned at the end of your first year, automatically.

It also gives cardholders an early break on interest with 0% on Purchases and Balance Transfers for 14 months, and then the ongoing APR of 11.99% - 23.99% Variable APR.

Add to that free access to your FICO score, an online bonus mall where you can earn even more rewards, and a $0 annual fee. All things considered, the Discover it® - Cashback Match™ stacks up nicely against the competition. For more information, read our full review.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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