Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®

on Barclays's secure website

on Barclays's secure website

Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®

on Barclays's secure website

on Barclays's secure website

Card details

  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
  • View Rates and Fees

APR, Variable

APR: 10.49% Variable APR

Cash Advance APR: 10.49%, Variable

Pros

  • No annual fee
  • No foreign transaction fee

Cons

  • No rewards
  • Needs excellent credit

Rewards rate

none

Annual fee

$0

Intro APR

N/A

Recommended credit score

recommended credit score

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NerdWallet Review

Author: Claire Tsosie

Most credit cards don’t let you have a say on new features, but the Barclaycard Ring™ Mastercard® is different. If you're a cardholder, you can share ideas for improvements online and vote on ideas submitted by others. And in lieu of traditional rewards, the issuer shares its estimated profits among cardholders. This card could also save you plenty if you tend to carry a balance: The ongoing APR is 10.49% Variable APR, and it doesn't charge balance transfer fees.

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