Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

on Barclays's website

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

on Barclays's website

Card details

  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

  • Low 14.24% variable APR on purchases and cash advances

  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.

  • No annual fee

  • No foreign transaction fees

  • International Chip and PIN

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    None

  • Intro APR

    0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

  • Ongoing APR

    APR: 14.24% Variable APR

    Cash Advance APR: 14.24%, Variable

  • Balance transfer fee

    Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account at a non-promotional APR after 45 days of account opening: $0

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Barclaycard Ring MasterCard Credit Card

Barclaycard Ring® Mastercard®

Navy Federal Credit Union® More Rewards American Express® Credit Card

Navy Federal Credit Union® More Rewards American Express® Credit Card

Learn more
Annual Fee

$0

Annual Fee

$0

Annual Fee

$0

Regular APR

14.24% Variable APR

Rates & Fees

Regular APR

13.99% - 23.99% Variable APR

Regular APR

9.65% - 18.00% Variable APR

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

Intro APR

0% on Balance Transfers for 18 months

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Claire Tsosie

Rating details

3.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Balance Transfers

  • No foreign transaction fee

Cons
  • No rewards

Most credit cards don’t let you have a say on new features, but the Barclaycard Ring® Mastercard® is different. If you're a cardholder, you can share ideas for improvements online and vote on ideas submitted by others.

And in lieu of traditional rewards, the issuer shares its estimated profits among cardholders. This card could also save you plenty if you tend to carry a balance: Get 0% on Balance Transfers for 15 months on balance transfers made within 45 days of account opening, and then the ongoing APR of 14.24% Variable APR.

To read more about this card, see NerdWallet's full review.