Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®

on Barclaycard's secure website

on Barclaycard's secure website

Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®

on Barclaycard's secure website

on Barclaycard's secure website

Card details

  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

APR, Variable

APR: 10.24% Variable APR

Cash Advance APR: 10.24%, Variable

Pros

  • No annual fee
  • No foreign transaction fee

Cons

  • No rewards
  • Needs excellent credit

Rewards rate

none

Annual fee

$0

Intro APR

N/A

Recommended credit score

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NerdWallet Review

Author: Claire Tsosie

Offer is no longer available through our site

The Barclaycard Ring™ Mastercard® is not currently available on NerdWallet. Visit Barclaycard’s website to apply.


A rare combination of features makes the Barclaycard Ring™ Mastercard® one of the most valuable balance transfer credit cards available. It has:
  • A $0 annual fee.
  • No balance transfer fees.
  • A 0% APR promotion: The ongoing APR is 10.24% Variable APR.
With these benefits, you can avoid spending even a penny on interest and fees while you're paying down credit card debt. The card also boasts a tight-knit online community, where cardholders can vote on new features.

Like most balance transfer cards, the Barclaycard Ring™ Mastercard® doesn’t come with a splashy sign-up bonus. But if you're looking for a cost-effective way to pay down high-interest credit card debt, this card should be at the top of your list.

Learn more in our full review.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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