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Great question. NerdWallet's ratings formulas for auto insurance takes into account consumer complaint and customer satisfaction data. For Budget Pick, NerdWallet analyzed sample auto insurance rates generated from Quadrant Information Services in all 50 states and the District of Columbia.
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| Monthly fee | Out-of-Network ATM Fee | Details | |
|---|---|---|---|
 Apply Now at Chime®, Deposits are FDIC Insured | $0 | $2.50 | Why we like it Chime is a mobile bank account that has no monthly fees, minimum balance requirements or overdraft fees, and you have access to more than 38,000 fee-free MoneyPass and Visa Plus Alliance ATMs. Through Chime’s early direct deposit service, customers can get their paychecks up to two days earlier than if they cashed their checks at a bank. This account works best for people who don’t write many checks or make cash deposits. If you need to write a check, Chime has an online feature that creates and mails one on your behalf. For cash deposits, you’ll need to use a third-party service. For more details on Chime, read our full review. |
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Lender | Fixed APR | Variable APR | Min credit score | |
|---|---|---|---|---|
Fixed APR 4.89-9.74% Fixed | Variable APR 5.89-9.74% Variable | Min credit score 650 | Learn More on Earnest Student Loan Refinance's website | |
Show Details | ||||
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![[object Object] card art](http://www.nerdwallet.com/cdn-cgi/image/width=1800,quality=85/cdn/images/marketplace/credit_cards/7dce19da-5d96-4502-9fd2-70ff9655f13a/3f8b79d90932c89dcb16ddad07861bbc7d0c804366870949527ae9b89e1df384.png)
Securely with Chase
Annual Fee
$95
Bonus Value
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
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n/a
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5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.
![[object Object] card art](http://www.nerdwallet.com/cdn-cgi/image/width=1800,quality=85/cdn/images/marketplace/credit_cards/eb6605ae-a8c6-480d-9a3b-d79da54b2d7e/71eec6709a8fd9341995d8105d6aabfbafe28f4a3b11700c06314132face4e5e.jpg)
Great for: Cash Back with No Foreign Fee
Securely with Capital One
Annual Fee
$0
Bonus Value
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
Intro Purchase APR
0% for 15 Months
Rewards Details
Earn unlimited 1.5% cash back on every purchase, every day. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
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NerdWallet 2020 Award Winner - Best Personal Loan for Good Credit
Get Rate
on LightStream's website
Get Rate
on LightStream's website
Min. credit score
660
Est. APR
6.99-25.49%
Loan amount
$5,000-$100,000
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Qualifications
- Minimum credit score: 660, but can vary depending on the loan purpose and amount.
- Maximum debt-to-income ratio: 50%.
- Minimum credit history: 3 years.
- Income sources accepted: Employment, retirement, rental income, alimony, child support, Social Security payments and disability benefits.
- Must be a U.S. citizen or permanent resident who is at least 18 years old and has a U.S. bank account.
Available Term Lengths
- 2 to 7 years
Fees
- Origination fee: None.
- Late fee: None.
Disclaimer: Rates quoted are with AutoPay. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. You may be required to verify income, identity and other stated application information. Payment example: Monthly payments for a $10,000 loan at 7.99% APR with a term of 5 years would result in 60 monthly payments of $202.72. Some additional conditions and limitations apply. Advertised rates and terms are subject to change without notice. Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Min. credit score
660
Est. APR
6.99-25.49%
Loan amount
$5,000-$100,000
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Qualifications
- Minimum credit score: 660, but can vary depending on the loan purpose and amount.
- Maximum debt-to-income ratio: 50%.
- Minimum credit history: 3 years.
- Income sources accepted: Employment, retirement, rental income, alimony, child support, Social Security payments and disability benefits.
- Must be a U.S. citizen or permanent resident who is at least 18 years old and has a U.S. bank account.
Available Term Lengths
- 2 to 7 years
Fees
- Origination fee: None.
- Late fee: None.
Disclaimer: Rates quoted are with AutoPay. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. You may be required to verify income, identity and other stated application information. Payment example: Monthly payments for a $10,000 loan at 7.99% APR with a term of 5 years would result in 60 monthly payments of $202.72. Some additional conditions and limitations apply. Advertised rates and terms are subject to change without notice. Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Min. credit score
660
Est. APR
6.99-25.49%
Loan amount
$5,000-$100,000
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Pros
- No fees.
- Rate discount for autopay.
- Long repayment terms and large loan amounts.
- Fast funding.
- Rate Beat program and Experience Guarantee.
Cons
- No option to pre-qualify.
- No direct payment to creditors with debt consolidation loans.
- High minimum loan amount.
Qualifications
- Minimum credit score: 660, but can vary depending on the loan purpose and amount.
- Maximum debt-to-income ratio: 50%.
- Minimum credit history: 3 years.
- Income sources accepted: Employment, retirement, rental income, alimony, child support, Social Security payments and disability benefits.
- Must be a U.S. citizen or permanent resident who is at least 18 years old and has a U.S. bank account.
Available Term Lengths
- 2 to 7 years
Fees
- Origination fee: None.
- Late fee: None.
Disclaimer: Rates quoted are with AutoPay. Your loan terms are not guaranteed and may vary based on loan purpose, length of loan, loan amount, credit history and payment method (AutoPay or Invoice). AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. You may be required to verify income, identity and other stated application information. Payment example: Monthly payments for a $10,000 loan at 7.99% APR with a term of 5 years would result in 60 monthly payments of $202.72. Some additional conditions and limitations apply. Advertised rates and terms are subject to change without notice. Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
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What to Do When Your $600 Weekly Unemployment Check Expires
If you’ve been receiving the $600 weekly unemployment check since the coronavirus pandemic brought the economy to a halt, here’s what to know — and what to do now that it's ending.
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